Earn Your Leisure

Welcome back to another clip of Market Mondays! In this session, your hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the fascinating world of Bitcoin investments through publicly traded companies like MicroStrategy, Square, and others. This episode is packed with insights on indirect investment strategies, the evolving cryptocurrency ecosystem, and the future of financial technology (fintech). Don't miss out on the latest trends and expert opinions!

*Segment Highlights:*

**Bitcoin and MicroStrategy**:

**Square’s Game-Changing Moves**:

**The Bigger Picture**:

**Investment Strategy and Future Outlook**:

*Why Watch This Episode?*

Join us for an in-depth look at how you can capitalize on Bitcoin’s growth without directly purchasing the cryptocurrency. Whether you're a seasoned investor or just beginning your journey, this episode of Market Mondays MM Medium is a must-watch for anyone interested in the intersection of fintech, cryptocurrency, and tech innovation.

*Don't forget to like, comment, and subscribe to our channel for more insightful videos!*

*Listen to us on:*

#MarketMondays#Bitcoin#Cryptocurrency#Investing#MicroStrategy#Square#Fintech#Blockchain#CryptoInvesting#FinancialAdvice#TechInvesting#AI#BitcoinMining#InvestmentStrategy#EarningReports#TechIndustry#MichaelSaylor#JackDorsey#StockMarket#InvestingTips

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's.

Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious.

Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.

Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling.

The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run.

Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!

*Hashtags:*

#MarketMondays#OnlineGambling#FinancialLiteracy#BlackCommunity#Investing#PredatoryPractices#DraftKings#FanDuel#Stocks#RealEstate#FinancialEducation#WealthBuilding#GamblingAwareness#InvestSmart#Empowerment

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's.

Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious.

Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.

Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling.

The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run.

Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!

*Hashtags:*

#MarketMondays#OnlineGambling#FinancialLiteracy#BlackCommunity#Investing#PredatoryPractices#DraftKings#FanDuel#Stocks#RealEstate#FinancialEducation#WealthBuilding#GamblingAwareness#InvestSmart#Empowerment

In this episode of EYL, hosts Rashad Bilal and Tui dive deep into the promising landscape of Ghana, sharing their personal experiences and insights into the country's investment and entrepreneurial potential. Tui, with his dual perspectives as an American and Ghanaian, paints a vivid picture of why Ghana stands out in Africa and globally. From its safe environment and stable government to a thriving business ecosystem, Ghana presents a host of opportunities for investors and entrepreneurs alike.

Rashad, originally from the US but deeply connected to Ghana, discusses the dual culture shock he experienced moving between the two countries during his formative years. He emphasizes the wealth of opportunities available in Ghana, which he fully embraced when he moved back in 2019 to join a holding company. In a matter of years, Rashad and his team grew their portfolio from three restaurants to an impressive 150, making them one of the largest franchisees for Pinkberry globally.

The duo also highlight the high quality of life in Ghana, which caters to middle and upper-middle-class residents, thanks to robust healthcare infrastructure, excellent social amenities, and a blend of cultural and recreational activities. Whether it's exploring the natural beauty of the Cocoon Forest or engaging in the vibrant social scene, there's something for everyone in Ghana.

Tui delves into his entrepreneurial journey, discussing how he began his venture through entrepreneurship via acquisition. His strategic approach involved partnering with Western brands to learn and implement their processes, scaling up local brands in the process. Today, their enterprises span across 14 African countries, touching various sectors like food service, financial services, gaming, and real estate.

Join us in this informative episode as Rashad and Tui share actionable insights for aspiring investors and entrepreneurs looking to tap into Ghana's potential while offering themselves as resources for anyone interested in making their mark in Africa.

*Hashtags:*

#EYL#GhanaOpportunities#InvestInGhana#GhanaBusiness#AfricaRising#Entrepreneurship#RashadBilal#Tui#QualityOfLife#BusinessGrowth#EYLMedium#AfricanMarkets#FinancialFreedom#GhanaEconomy#TechInGhana#CulturalExploration#RealEstateInAfrica#FranchiseSuccess#Pinkberry#BurgerKingGhana#AfricanDiaspora#GhanaLiving#AfricaInvestments#AfricanEntrepreneurs#StableGovernance#FutureAfrica

*Watch Now:*

Discover the untapped potential of Ghana and learn how to navigate the African business landscape with insights from Rashad Bilal and Tui. Whether you are an investor, entrepreneur, or just curious about life in Ghana, this episode of EYL Medium offers valuable perspectives and practical advice to help you explore new opportunities.

*Stay Connected:*

Don't forget to subscribe to EYL for more content on emerging markets, entrepreneurship tips, and insights from successful personalities. Hit the bell icon to get notifications on our latest episodes!

*Join the Conversation:*

What interests you the most about investing or doing business in Ghana? Have you had experience living or working in an African country? Share your thoughts and stories in the comments below!

Thank you for watching!#EYLCommunity#EYLFamily

Welcome back to another insightful clip of Market Mondays! In this clip hosts, Troy Millings and Ian Dunlap, dive deep into the recent movements in Eli Lilly's stock. With a 26% drop from its peak of $972 to $718, many investors are questioning whether this is a cause for alarm or a golden opportunity to buy.

Ian and Troy break down the situation, examining the factors behind the stock's recent performance. They consider the influence of political lobbying and the potential impact of RFK's policies on the pharmaceutical space. The insight provided includes a crucial lesson on understanding quarterly ranges and recognizing when stock prices revert to their normal range after periods of exuberance.

Discussing the pharmaceutical giants Eli Lilly and Novo Nordisk, our hosts highlight the strengths of both companies but ultimately favor Eli Lilly for its better management, competitive advantages, and robust product portfolio. Despite recent earnings misses on key products like Zip Hound and Mounjaro, Ian and Troy emphasize that Eli Lilly's diversified portfolio, which includes one of only two Alzheimer’s drugs on the market, solidifies its place as a top-tier company in the industry.

Troy and Ian also share valuable investment strategies, advising against buying assets near their all-time highs and highlighting the importance of patience and long-term holding. They encourage viewers to do their homework, understand the competitive advantages of top companies, and take advantage of market pullbacks rather than succumbing to fear.

Towards the end, the discussion turns philosophical, touching on broader themes of financial responsibility, the importance of long-term thinking, and the pitfalls of short-term trading. Ian passionately urges viewers to hold their investments for at least five years to truly reap the benefits and avoid the common mistakes of impulsive selling.

Whether you are a seasoned investor or just starting on your investment journey, this episode of Market Mondays Medium is packed with practical advice, deep insights, and thought-provoking discussions. Don't forget to like, subscribe, and hit the notification bell to stay updated with all our latest episodes.

**Hashtags**:

#MarketMondays#EliLilly#StockMarket#Investing#Finance#Pharmaceuticals#LongTermInvesting#IanDunlap#TroyMillings#InvestmentStrategy#StockAnalysis#BuyTheDip#FinancialEducation#NovoNordisk#WealthBuilding#HoldFor5Years#PoliticalLobbying#AlzheimersDrug#EarningsReport#InvestmentTips#AmericanBusiness

In his first-ever podcast interview, James Harden joins Earn Your Leisure to share an in-depth look at his journey from basketball superstar to a successful entrepreneur. He discusses how his relationship with Jay Z led to the opportunity to join 'The Beard Club' and reveals the story of how he first met Michael Rubin. Harden reacts to Mark Cuban's claim that athletes will eventually earn more than team owners and reflects on the special love he receives from fans in China. 

Harden opens up about the challenges of saying "no" to friends and family and shares insights into his long-standing relationship with Adidas, where he has now taken on the role of elder statesman. He talks about handling business challenges, the creation of J-Harden Wine, and his ambitious plan to turn it into a 9-figure business. Harden also shares his thoughts on analysts’ criticism, the current state of basketball, and why the iconic beard wasn’t intended as a marketing tool.  

In this candid conversation, Harden dives into the evolution of his team, his thoughts on NBA players designing their own shoes, and his admiration for Michael Rubin. He also reflects on his $500K investment in Body Armor, inspired by Kobe Bryant's advice, which led to the company’s $5.6 billion sale seven years later.  

This exclusive interview provides a rare glimpse into the mind of one of basketball’s greatest players as he balances success on the court with thriving business ventures.  

#JamesHarden #EarnYourLeisure #TheBeard #BasketballBusiness #Adidas #BodyArmor #JayZ #MichaelRubin #NBA #JHardenWine #BasketballLegends #AthleteEntrepreneur #SportsBusiness

Welcome to the this clip of EYL, where we dive deep into Ghana's rich historical legacy and untapped potential for investments and business opportunities. Rashad Bilal and Troy Millings host this enlightening conversation with special guest Chaka Bars, who provides a comprehensive overview of Ghana's crucial role in African and Western history, as well as its promising future.

*Why Ghana Matters:*

Chaka Bars opens the discussion by highlighting the deep historical ties between Ghana and African descendants in the Western hemisphere. From the era of slave dungeons to the influential leadership of Kwame Nkrumah, who was a pivotal figure in decolonizing Ghana, the country holds an irreplaceable spot in global history.

*A Rich Trading Legacy:*

The discussion delves into the ancient trading networks that predated European colonization. Chaka Bars discusses fascinating historical tidbits, such as Mansa Musa and Abu Kari II's transatlantic voyages and the discovery of American substances in the remains of ancient African leaders. The conversation underscores the thriving, long-standing exchanges that occurred between Africa and the Americas long before Columbus.

*Colonial Exploitation and Resistance:*

Chaka Bars describes the brutal colonial exploitation of Africa's resources and people, focusing on how Ghana's gold mines and human capital were plundered. He reflects on how the Europeans exploited existing practices of indentured servitude, turning them into the transatlantic slave trade that devastated countless African families.

*The Year of Return:*

He explains the significance of Ghana's "Year of Return" in 2019, marking 400 years since the first enslaved Africans arrived in Jamestown. The initiative invited the global African diaspora to reconnect with their ancestral homeland, thus closing a circle that was violently broken centuries ago.

*Ghana Inspiring Pan-Africanism:*

The bond between Ghana and the global African diaspora is further explored through the stories of Empress Zewditu of Ethiopia and Marcus Garvey. Empress Zewditu's call for the African diaspora to return home inspired Garvey to create the United Negro Improvement Association (UNIA) and the Black Star Line. These efforts set the stage for future Pan-African movements, including the decolonization wave led by Kwame Nkrumah, who incorporated the black star into Ghana's national flag as a powerful symbol of unity and resistance.

*Investment and Repatriation:*

Chaka Bars also discusses contemporary efforts to bolster the connection between Ghana and its diaspora through trade agreements and bilateral relations, such as the one between Barbados and Ghana. He emphasizes the importance of providing legal and economic opportunities to those seeking to return to Ghana, including citizenship, housing, and jobs.

*A Vision for the Future:*

With inspiring references to great leaders like Marcus Garvey and Malcolm X, Chaka Bars calls for a united effort to create a thriving, self-sufficient African homeland. He shares personal anecdotes about his involvement in current initiatives, making a compelling case for why now is the perfect time for African descendants to invest in and possibly repatriate to Ghana.

Join us in this deep dive into Ghana's past and future, and see why it holds the key to a prosperous and united African diaspora.

*Hashtags:*

#EYLMedium#Ghana#AfricanHistory#InvestInGhana#YearOfReturn#PanAfricanism#MarcusGarvey#KwameNkrumah#ChakaBars#BlackDiaspora#EconomicOpportunity#EYL#RashadBilal#TroyMillings#Homecoming#BilateralTrade#Decolonization

In this clip of Market Mondays, join hosts Rashad Bilal, Troy Millings, and Ian Dunlap as they sit down with seasoned Bitcoin and cryptocurrency expert Mike Novogratz. They delve deep into the current and future states of Bitcoin, addressing critical questions that every investor should consider.

*Bitcoin's Cycles and Future Predictions:*

Rashad opens the conversation asking Mike about Bitcoin's notorious volatility and whether we can expect a future without drastic pullbacks. Mike remarks confidently, predicting that Bitcoin won't dip below $72,000 in the next 18 months, setting sights on a target range between $97,000 and potentially $180,000. He notes that if Bitcoin falls below the projected low, it would indicate something seriously wrong in the market.

*The Trust Issue of Cryptocurrency:*

Troy brings up a significant barrier for many potential investors - trust. Mike elaborates on the dominance of stablecoins, particularly Tether (USDT), and dives into the business operations behind it. He also highlights the role of USDC, painting a picture of how stablecoin legislation might unfold in favor of national security interests.

*Stablecoins and National Security:*

Mike explains the substantial role stablecoins play in the global economy, predicting that they will become one of the largest holders of U.S. treasuries in the near future. He speculates about the likely legislative push to regulate these coins within the U.S., citing national security as a prime consideration.

*Inflation and the Bond Market:*

Ian prompts discussions around broader economic concerns, including the recovery of the bond market and the U.S. debt-to-GDP ratio. Mike provides insights into the complexities of managing national debt through controlled inflation, expressing his hopes and realistic expectations about the future economic landscape. He foresees inflation as a more persistent challenge, given the economic signals from the commodity markets and Bitcoin's performance.

*Impact of AI on the Economy:*

A fascinating tangent introduces the transformative potential of artificial intelligence. Mike speculates on how advancements in AI could revolutionize market dynamics, making processes cheaper and more efficient while acknowledging the associated uncertainties and potential risks.

*Key Takeaways:*

Join us for this in-depth discussion that unravels complex financial mechanisms and offers expert predictions on the future of Bitcoin, stablecoins, and the broader economic environment.

*Stay Connected:*

*#MarketMondays#Bitcoin#Cryptocurrency#Stablecoins#Investment#USDT#USDC#Treasuries#Inflation#AI#EconomicTrends*

Tune in and stay ahead in the financial game with Market Mondays!

Join hosts Troy Millings and Rashad Bilal in this insightful clip of EYL as they sit down with Moksha Fitzgibbons, a leading voice in the media and creator economy. This week, we delve deep into the dynamics of the creator economy and its sustainability. Is it really a recession for creators, as some claim? With a flood of creators entering the space, how do the few at the top continue to thrive while others struggle to monetize their content?

Moksha Fitzgibbons shares his expert insights on how successful creators find their niche and deliver value to their audiences, ultimately attracting brand deals with major companies like Samsung and Ray-Ban. He emphasizes the importance of designing high-quality content to break through the saturated media market, despite the barrage of everyday content on platforms like Instagram, TikTok, and YouTube.

Rashad Bilal raises thought-provoking questions on whether the overwhelming sea of content is overshadowing genuinely valuable content, much like the declining quality observed in music genres such as hip-hop. Moksha offers a balanced viewpoint, acknowledging the increase in access and creativity these platforms provide, while stressing the importance of maintaining high standards and ethical journalism.

The discussion also covers the role of critical journalism in the age of citizen journalism and the need for journalists who adhere to ethical standards. Moksha argues for the necessity of trustworthy journalists to provide critical analysis, as opposed to flattery-filled content with no critical depth.

Troy Millings steers the conversation towards how media companies stay youthful and relevant in their content creation. Moksha highlights the importance of youth perspective and finding fresh talent to stay ahead of the curve. He shares compelling stories about discovering new talent organically, from behind-the-camera producers to on-screen stars, illustrating the dynamic strategies at play in their organization.

If you're navigating the challenges of the creator economy or simply intrigued by its rapidly evolving landscape, this episode is a must-watch. Gain valuable insights, learn from expert opinions, and understand what's critical for thriving in this unprecedented time of infinite content.

*Hashtags:*

#EYLMEDIUM#CreatorEconomy#MokshaFitzgibbons#ContentCreation#BrandDeals#Journalism#MediaTrends#YouTube#TikTok#Instagram#Influencers#HighQualityContent#EthicalJournalism#NewTalent#ComplexMedia

Don't forget to like, comment, and subscribe to our channel for more enlightening discussions and expert insights every week! Hit the bell icon to stay updated with our latest videos.

Invest in Ghana NOW! How to Buy a Home Join us for an unmissable episode of Earn Your Leisure as we uncover the incredible opportunities waiting in Ghana with the groundbreaking Sanbra City project! This visionary 400-acre real estate development offers a unique chance for investors and aspiring homeowners to enter the African market, build wealth, and take part in a transformative venture in Ghana.

In this episode, we’ll be joined by an inspiring lineup of guests, including Kwame Blay, Tuyee Yeboah, Alvin Nana Kwame Bekoe, and Chakabars, who are all experts in business, real estate, and investment in Africa. Together, we’ll dive deep into the process of buying a home in Ghana, navigating the local market, and discovering the powerful business opportunities within Sanbra City. This episode is your comprehensive guide to understanding why now is the time to invest in Africa, how the Sanbra City project could change the game, and what steps you need to take to get involved.

From practical insights to big-picture potential, our guests will walk you through the ins and outs of property ownership, investment strategies, and the untapped wealth-building possibilities in Ghana. Whether you're new to investing or a seasoned entrepreneur, this episode is packed with valuable information to help you make informed decisions, leverage Ghana’s growing economy, and participate in the future of African real estate.

Don’t miss this chance to learn how you can own a piece of Africa’s emerging market and why Ghana is quickly becoming one of the top destinations for international investment. Be ready to tune in, take notes, and get inspired to make moves!

Sanbra City Website: https://sanbracityghana.com/ (https://sanbracityghana.com/)

#EarnYourLeisure #SanbraCity #InvestInGhana #AfricaRealEstate #GhanaInvestment #BuyAHomeInGhana #WealthBuilding #AfricaBusiness #EYL #GhanaOpportunity #InvestInAfri

ca #RealEstate #GlobalInvesting

Welcome back to another insightful clip of Market Mondays! Today, we’re diving deep into the dramatic and historic collapse of Super Micro Computer Inc. (SMCI). From peaking at a staggering $122 to plummeting down to $26, SMCI’s decline offers a wealth of lessons for investors and tech enthusiasts alike.

*Key Points Covered:*

1.*The Fall of SMCI:*

2.*Overhype of AI and Market Realities:*

3.*Learning from the Past:*

4.*Factors Behind SMCI’s Downfall:*

5.*SMCI's Clientele and Partnerships:*

6.*Future of SMCI:*

7.*Alternative Investment Insights:*

8.*Trust in Financial Reporting:*

9.*Economic and Market Indicators:*

Join us as we dissect these events, providing you with actionable insights and takeaways. Understanding the intricacies of SMCI’s collapse is not just about witnessing a company’s downfall but about learning essential investment principles and being cautious about market hype.

Whether you’re an experienced trader or just starting your investment journey, this episode of Market Mondays is filled with valuable information that can help guide your decisions in the complex world of stocks and technology.

*Remember to like, subscribe, and hit the notification bell so you never miss an episode. Let us know your thoughts in the comments – what do you think about the SMCI collapse? Do you agree with our analysis?*

*Hashtags:*

#MarketMondays#Investing#StockMarket#SMCI#SuperMicro#TechStocks#NVIDIA#AIInvesting#FinancialReporting#InvestmentAdvice#TechIndustry

Welcome back to another clip of Market Mondays, where our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dissect the most pressing issues and trends in the world of finance and investment. In this episode, we analyze the insights shared by billionaire investor Mike Novogratz, focusing on his investment strategies and market predictions.

Mike Novogratz, who made headlines with his appearance at Invest Fest and on Market Mondays, reveals why he considers U.S. debt his biggest concern. He emphasizes the importance of hedging against inflation and shares his top investment picks, including cryptocurrencies like Bitcoin and Solana, precious metals like gold, and tech stocks. However, he also warns of an impending tech crash, drawing parallels with past market downturns.

The team delves into the potential of gold reaching $10,000 and discusses realistic price targets and investment strategies, including the utility of ETFs like GLD for investing in gold. They also explore the crucial role tech stocks play in driving the U.S. economy and the sustainability of this trend.

Ian Dunlap offers a forecast, predicting a dramatic pullback in tech stocks by 2027, pointing to various economic indicators such as the debt-to-GDP ratio and the issues plaguing startups, private equity, and commercial real estate. Warren Buffett's recent moves, including Berkshire Hathaway's hefty cash reserves and tech stock sell-offs, are scrutinized for what they might imply about future market conditions.

Join us for a comprehensive discussion that covers everything from the present investment landscape to future market corrections. Don't miss out on these invaluable insights from the brilliant minds of Market Mondays.

If you find this content useful, please like the video, subscribe to our channel, and hit the notification bell so you never miss an update. Share your thoughts and questions in the comments below—let's keep the conversation going!

#MarketMondays#Investing#Finance#MikeNovogratz#Crypto#Bitcoin#Solana#Gold#TechStocks#InvestmentStrategy#StockMarket#EconomicTrends#WarrenBuffett#BerkshireHathaway#USDebt#InflationHedge#IanDunlap#RashadBilal#TroyMillings#InvestmentTips#FinancialLiteracy#WealthBuilding

Tune in next week for more insights and stay updated with the latest in financial markets and investing trends.

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Explore previous episodes and a wealth of financial conversations on our channel. Whether you're a seasoned investor or just starting, Market Mondays is here to guide you with expert analyses and actionable advice. Let's navigate the market highs and lows together, making informed decisions to secure a prosperous financial future.

Thank you for watching and being a part of our community

In this clip of "Black Out with Ian & Rashad," we dive deep into investment strategies that can help you navigate and capitalize on the new political landscape. Rashad Bilal and Ian Dunlap break down the financial opportunities in cryptocurrency, Tesla, and financial stocks, amidst the backdrop of a pro-crypto administration. 🤖💸

Join us as we discuss:

*Stock Picks to Watch:*

Bitcoin (BTC), Solana (SOL), Ethereum (ETH), Tesla (TSLA), Lockheed Martin (LMT), Microsoft (MSFT), Meta (META)

*Discussion Highlights:*

We’re cutting through the noise to give you actionable insights. If you’re looking to make informed investment decisions during these turbulent times, this episode is a must-watch. Please like, comment, and subscribe for more in-depth discussions and timely market analysis. 🤝💡

*Hashtags:*

#Bitcoin#Crypto#Tesla#Finance#Investment#MarketAnalysis#StockMarket#ElonMusk#Microsoft#Meta#Deregulation#HousingMarket#DefenseStocks#FinancialNews#IanAndRashad#BlackOutPodcast

Thank you for tuning in! Make sure to hit the bell icon 🔔 to get notified when we drop new episodes! 📅

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Disclaimer: The opinions expressed in this podcast are for informational purposes only and do not constitute financial advice. Please consult with a financial advisor before making any investment decisions.

In this clip of EYL, Rashad Bilal delves into the intricacies of the restaurant business and why it's often considered one of the most challenging ventures to succeed in. Through relatable analogies and practical advice, Rashad breaks down the core reasons behind the high failure rates in the restaurant industry and offers insightful solutions for budding restaurateurs.

Rashad kicks off the discussion by highlighting the numerous expenses associated with starting and running a restaurant. From securing a retail space and outfitting it with industrial kitchen equipment to maintaining sanitation and hiring staff, the initial capital required can be quite daunting. Moreover, he explains how fluctuating income streams, combined with consistently high expenses, often lead to the downfall of many restaurants.

One of the core solutions Rashad offers is the concept of the Minimum Viable Product (MVP). Instead of diving headfirst into a full-fledged restaurant, he suggests starting with a ghost kitchen—a cost-effective approach that gained popularity during the COVID-19 pandemic. Ghost kitchens allow aspiring restaurateurs to rent industrial kitchen space and focus solely on food preparation for delivery services like Uber Eats, thus significantly minimizing initial costs and risks.

Rashad also emphasizes the importance of diversifying income streams within one business rather than juggling multiple ventures. For restaurants, he outlines seven potential revenue streams:

1. Dining-in

2. Delivery services (e.g., Uber Eats)

3. Cooking classes

4. Online cooking podcasts and videos

5. Merchandise sales

6. High-ticket coaching sessions for aspiring restaurateurs

7. Selling branded food items, such as spices and sauces

By leveraging these varied income sources, restaurant owners can create a more sustainable and resilient business model.

Throughout the episode, Rashad provides a wealth of practical tips and actionable advice, making it an invaluable resource for anyone looking to thrive in the restaurant industry or any other high-stake business. If you're an entrepreneur aiming to diversify your skills, manage your business more effectively, or simply understand the complexities of the restaurant world, this episode is a must-watch.

Tune in to gain a deeper understanding of how to navigate the challenging yet rewarding landscape of the restaurant business, and don't forget to like, comment, and subscribe for more insights from EYL Medium.

*Hashtags:*

#EYL#Entrepreneurship#RestaurantBusiness#GhostKitchen#SmallBusiness#StartupAdvice#IncomeStreams#BusinessTips#CookingClasses#Podcasting#Merchandise#OnlineBusiness#RashadBilal#EYLMedium

In this exclusive interview, we sit down with Moksha Fitzgibbons, the President of Complex, for a behind-the-scenes look at one of the most influential media brands in pop culture today. Moksha dives deep into the inner workings of Complex, from the evolution of ComplexCon—an event that blends music, fashion, and culture like no other—to the complexities of guiding a company that’s changed ownership three times. He shares what it takes to keep Complex relevant and innovative in an industry that’s constantly shifting.

We also explore the larger landscape of digital media and how Complex has navigated the challenges of a rapidly changing market. From staying true to its brand values to adapting to new platforms and technologies, Moksha offers insights into the strategies and mindset that have helped Complex maintain its position as a leader in media. This conversation sheds light on the future of media, the impact of ownership changes, and the vision guiding Complex forward. 

Whether you're interested in media, business, or pop culture, this is a conversation you don’t want to miss. Tune in for a rare glimpse into the world of Complex and gain valuable insights on the present and future of the media landscape!

#ComplexMedia #MokshaFitzgibbons #ComplexCon #MediaLandscape #MediaIndustry #ComplexInterview #DigitalMedia #MediaBusiness #ContentCreation #PopCulture #ComplexNews

Join us as Jemele Hill and Tim Scott dive into the ultimate debate: Who’s the best choice for president, Trump or Kamala Harris? We cover their views on key issues shaping America, from the economy to healthcare, social justice, and beyond. Tune in for a thought-provoking discussion that breaks down where each cand

idate stands—and what it means for the future of the country!

Welcome to another insightful clip of EYL! In this clip, hosted by Rashad Bilal and Troy Millings, we are joined by financial experts Carter Cofield and George Acheampong Jr. to discuss critical strategies in planning for your children's financial future.

Planning for your child's future is one of the essential responsibilities of parenthood. Whether you're looking to save for college, insurance, or other future investments, there are numerous ways to set up your children for success. Our guests break down these financial strategies into simpler terms, making it easier for you to understand and implement them.

*Key topics covered in this episode:*

1. **Custodial Accounts**: Discover how setting up custodial brokerage accounts can provide long-term benefits for your children and why starting from a young age offers a significant advantage due to the compounding effect over time.

2. **Life Insurance for Kids**: Learn about the benefits of taking life insurance policies on your kids while they are young and healthy. This approach could offer them financial stability early in life.

3. **529 Plans**: George and Carter discuss the advantages and limitations of 529 educational savings plans, including the latest updates that allow converting them to Roth IRAs.

4. **Hiring Your Kids**: Carter introduces a lesser-known but highly effective strategy of hiring your children in your business as a means of tax efficiency and skill education, setting them up with substantial sums in Roth IRAs by the time they turn 18.

5. **Asset Allocation**: Gain valuable insights into asset allocation, with recommendations on saving, spending, and investing percentages for different income brackets. George highlights the importance of increasing your Savings rate as your income grows to expedite your financial independence.

*Special Quotes from the Episode:*

Tune in to this episode of EYL Medium to get comprehensive advice on setting your children up for a financially successful future. Whether you're a new parent or planning to be one, this episode is packed with expert advice and actionable insights that can help you make smarter financial decisions.

*Make sure to like, comment, and subscribe to stay updated with our latest content!*

Hashtags:

#EYLMedium#FinancialPlanning#ChildrensFuture#Investing#CustodialAccounts#LifeInsurance#529Plans#HiringYourKids#AssetAllocation#FinancialIndependence#MelaninMoney#TaxTips#BusinessStrategies#FinancialLiteracy

Welcome to another enlightening clip of EYL! Today, we dive deep into the crucial topic of estate planning with our esteemed guests, Melanin Money, Carter Cofield, and George Acheampong Jr., guided by our hosts Ian Dunlap and Rashad Bilal. Understanding the difference between a trust and a will can be overwhelming, but it's essential for effective estate management and wealth preservation.

*Key Highlights:*

0:00-*Episode Introduction*

0:17-*Unpacking Wills and Trusts*

1:57-*Revocable vs. Irrevocable Trusts*

4:33-*Real-life Examples and Tax Implications*

5:16-*Life Insurance and Family Wealth*

6:44-*The Importance of Disability Insurance*

9:26-*Business Partnerships and Insurance*

10:15-*Structuring Business for Tax Efficiency*

This clip is filled with invaluable insights, practical advice, and real-life examples that can guide you in making informed decisions about estate planning, whether for personal or business needs. Don't miss out on this opportunity to learn from the experts and ensure that you and your loved ones are financially secure for generations to come.

---

*🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest episodes!*

#EstatePlanning#TrustsVsWills#GenerationalWealth#FinancialFreedom#EYL#MelaninMoney

In this week's episode of *Earn Your Leisure*, we sit down with entrepreneur David Shands to break down the journey from a 9-to-5 employee to a 6-figure entrepreneur. David shares insights on what it takes to make six figures, defining it as earning between $100,000 and $999,000 annually and examining the difference between gross income and net income.

We dive into the essentials of launching a successful business, covering **Product, Price, and Promotion**:

**Product**: Whether you're offering a tangible product or a service, it should be easy to produce, deliver, and pay for. More importantly, it must solve a real problem for customers, going beyond just being a good idea.

**Price**: Set a price that provides at least three times the perceived value. Through effective storytelling, position your price at a level that feels comfortable for you, and consider recurring revenue models to reach your income goals.

**Promotion**: Gain visibility through hustle or leverage. From social media strategies to email and text marketing, discover ways to expand your reach and share your offerings with a larger audience.

Don’t miss this comprehensive guide on how to escape the 9-to-5 and start building a business that brings financial freedom!

#EarnYourLeisure #DavidShands #Entrepreneurship #SixFigures #9to5ToEntrepreneur #SmallBusiness #FinancialFreedom #ProductPricePromotion #BusinessGrowth #SideHustle #InvestInYourself

In this week’s episode of Market Mondays, we are thrilled to sit down with the U.S. Secretary of Education, Miguel Cardona. Join host Rashad Bilal as he dives deep into the pressing issues facing our education system today. This episode covers a broad range of vital topics, including the controversial debate around dismantling the Department of Education, the critical role of equity in education, and the systemic challenges impacting black and brown communities.

Secretary Cardona opens the discussion by addressing the potential consequences of dismantling the Department of Education, particularly for marginalized communities. He underscores the importance of the Department in ensuring equity and holding institutions accountable. "If the Department of Education is not doing their job to make sure that special education equity happens, racial equity happens, to make sure that public education is a right, not something that you pay for... we're going to have a system of the have and have nots," says Secretary Cardona.

Rashad and Secretary Cardona also delve into the complex structure of the U.S. education system. While Secretary Cardona shares his multifaceted experience—from being a principal to a state commissioner—he explains the federal role in distributing funds and enforcing civil rights laws. He elaborates on the challenges of ensuring educational equity across states and districts with varying resources and policies.

A particularly enlightening segment of the conversation centers around the concept of education reform—how to bridge the gap between schools in affluent communities and those in lower-income areas. Rashad probes the idea of overhauling the education system to be more centralized, questioning whether it could level the playing field for all students. Secretary Cardona responds thoughtfully, emphasizing the need for equity and local accountability while cautioning against the risks of federal overreach.

"I don't want the federal government telling every school system what to do... I want to make sure that I'm fighting for equity, for evolution, for outcomes of results," Secretary Cardona articulates, stressing the importance of maintaining a balance between oversight and local autonomy.

The episode also touches on hot-button issues like curriculum content and the politicization of education. Secretary Cardona warns of the dangers of removing critical historical narratives such as African American history and discriminating against students based on their sexual orientation. He calls for active engagement and vigilance from the public to uphold the values of equity and inclusion in the education system.

Finally, Secretary Cardona’s call to action is clear: "People got to get active, they got to get engaged, and they got to start speaking up for what they believe to be the values of this country." This episode is a must-watch for anyone passionate about the future of education and the fight for equitable and inclusive learning environments.

Don’t miss out on this insightful conversation! Make sure to like, comment, and subscribe for more impactful discussions on Market Mondays.

Hashtags:

#MarketMondays#Education#SecretaryCardona#PublicEducation#EquityInEducation#EducationReform#RacialEquity#CivilRights#AmericanRescuePlan#EducationalPolicy#InclusiveEducation

Welcome back to another insightful episode of Market Mondays! 💼 In this installment, Rashad Bilal and Ian Dunlap dive deep into eight dividend stocks that should be on your radar as we move through 2025. 🎯

Timestamps:

00:00- Introduction

00:07- Chevron: Worth the Investment?

01:04- Verizon: A Reliable Choice?

01:43- Pfizer: Potential for Growth?

02:30- UPS: Long-Term Investment?

02:56- T. Rowe Price: Underrated Gem?

03:35- CVS: Past its Peak?

04:52- Kraft Heinz: To Buy or Not to Buy?

05:51- Sirius XM: Warren Buffett's Move?

Featured Stocks:

1.*Chevron (CVX)*🌍💧

2.*Verizon (VZ)*📶

3.*Pfizer (PFE)*💊

4.*UPS (UPS)*📦

5.*T. Rowe Price (TROW)*📈

6.*CVS (CVS)*🏥

7.*Kraft Heinz (KHC)*🍔

8.*Sirius XM (SIRI)*📻

Key Takeaways:

Join us as we dissect why these companies are worth a closer look and how to navigate the complexities of dividend investing in the current market climate. Whether you are a seasoned investor or just starting, Market Mondays has you covered with the insights you need to make informed decisions.

Don't forget to like, share, and subscribe for more weekly market insights! 📈🔔

Related Videos:

#MarketMondays#DividendStocks#Investing#StockMarket#FinancialFreedom#Chevron#Verizon#Pfizer#UPS#TRowePrice#CVS#KraftHeinz#SiriusXM#WarrenBuffett#InvestSmart#StockTips

Tune in to level up your investing game! 🌟

In this episode of Earn Your Leisure, we sit down with Carter Cofield and George Acheampong Jr. from Melanin Money to explore crucial financial topics and wealth-building strategies that directly impact the Black community. They share insights into why financial literacy has historically been neglected in Black culture, highlighting the importance of education in creating lasting change.

Melanin Money's mission is to close the wealth gap by $100 billion, with a focus on helping 1,000 people of color achieve financial success. They dive into how the IRS has designed the tax code to benefit entrepreneurs and investors, offering strategies that can be leveraged to maximize wealth and minimize taxes. Financial freedom, they argue, should always be the ultimate goal.

We also discuss the tax limitations of traditional partnerships and why life insurance is an underrated strategy to close the wealth gap. Carter and George explain the importance of buy-sell agreements for business partners and outline the key differences between a will and a trust fund when planning for the future.

The conversation touches on the fundamentals of building wealth, with an emphasis on passing down not just money but also a positive mindset, which can have a far greater impact on future generations. They offer actionable advice on how to invest for your child’s future, ensuring that they have a strong financial foundation.

For financial advisors, Carter and George provide tips on staying compliant on social media while building your brand. They also explain how to convert $36,000 from a 529 plan into a Roth IRA, as well as investment strategies that anyone can use to get ahead in today’s market.

We explore the differences between revocable and irrevocable trusts, offering clarity on how these tools can be used in estate planning. Additionally, they share powerful tips on how to write off $1 million in your business and, perhaps most importantly, how to get a tax deduction while making sure your child has six figures by the time they turn 18.

Tune in to this insightful episode and learn how to secure your financial future while closing the wealth gap!

#FinancialFreedom #MelaninMoney #WealthBuilding #TaxStrategies #GenerationalWealth #LifeInsurance #Investing #Entrepreneurship #TrustFund #529Plan #RothIRA #FinancialAdvisor #WealthGap #earnyourleisure

Melanin Money Freebie link:

https://cofieldspeaks.clickfunnels.com/optin-598929031726630282598

Welcome to EYL, where we dive deep into practical strategies to make financial education engaging and effective for children! In this episode, Rashad Bilal discusses the importance of gamification in teaching kids about finance, budgeting, and the essentials of money management.

*Why Gamification Matters*

Rashad emphasizes that making learning fun through games can significantly help in teaching essential financial skills. Children often find it challenging to grasp the importance of budgeting, saving, and prioritizing expenses. By gamifying these concepts, parents can ensure that their kids are not only learning but are also enjoying the process. From classic board games like Monopoly to custom-created budget battles, gamification is a powerful tool to teach financial responsibility.

*Budget Battle Breakdown*

One innovative idea Rashad introduces is the 'Budget Battle,' a game where families can simulate real-life financial decisions. Here's how it works:

This game teaches kids the importance of prioritizing needs over wants and the consequences of poor financial planning.

*Monopoly Lessons*

Monopoly is another excellent game for financial education. Rashad suggests that parents should take time during the game to explain critical financial concepts:

By breaking down these lessons during gameplay, children can gain a deeper understanding of real estate, rent, and loans, making the game not just entertaining but also educational.

*Building Good Financial Habits Early*

Rashad points out that habits formed early in life tend to stick. Introducing children to good financial habits at a young age can set them up for long-term success. Just like healthy eating habits and avoiding harmful substances, financial education should also start early to become ingrained in a child's daily life.

*Incentivizing Learning*

To make these financial lessons more impactful, Rashad suggests rewarding kids for making sound financial decisions in these games. Real-life incentives, such as winning actual money, can motivate children to take the lessons seriously and apply them in real-life situations.

*Why It’s Important*

Understanding finances is crucial for everyone, yet many people grow up without this vital knowledge because it’s not taught in schools. Gamified learning makes it easier for children to comprehend and retain critical financial concepts, setting them up for a stable future.

*Watch the Full Episode*

Tune in to this insightful episode of EYL Medium #2 to learn more about Rashad Bilal's tips and tricks for making financial education fun and effective for kids. Don't forget to like, comment, and subscribe for more valuable content!

*Hashtags:*

#FinancialEducation#Gamification#KidsLearning#BudgetingForKids#MonopolyLessons#FinancialLiteracy#EYL#Education#ParentingTips#MoneyManagement#TeachKidsFinance

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By breaking down complex financial concepts into engaging and interactive games, Rashad Bilal shows that teaching children about money can be both fun and educational. Watch the full episode to transform your child's financial future!

Welcome back to another informative clip of EYL! In today’s video, we delve deep into the fascinating world of real estate and taxes with our special guest, Ms. Business, a tax expert renowned for her insightful advice and wealth of knowledge.

In this clip, Rashad Bilal hosts Ms. Business to explore the intricate mechanisms of cost segregation, a tax strategy that could significantly benefit real estate investors. If you're a real estate enthusiast or investor looking to minimize your tax liabilities and maximize your profits, this video is a must-watch!

*Topics Covered:*

With Ms. Business's expert insights and Rashad Bilal's engaging queries, this episode is packed with practical knowledge and actionable strategies that could transform your real estate investing approach. Real estate is undoubtedly one of the most potent tax deduction tools, allowing you to win financially while reporting losses on paper.

*Don't Miss:*

Make sure to catch Ms. Business's eye-opening presentation from Invest Fest, mentioned in the video, for an even deeper dive into these concepts. Whether you attended Invest Fest or not, the nuggets of wisdom shared here are applicable to every real estate investor aiming to strategically manage their taxes and savings.

*Stay Connected:*

Like, share, and subscribe for more insights and strategies on leveraging real estate and taxes. Turn on the notification bell, so you don't miss any updates from the EYL Medium series. Drop your questions and thoughts in the comments section below—we love hearing from our community!

For consultations and more resources, visit our website: [Link]

*Hashtags:*

#EYL#RealEstate#CostSegregation#Taxes#Depreciation#RealEstateInvesting#TaxStrategies#InvestFest#RealEstateProfit#FinancialFreedom#WealthBuilding

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Stay tuned as we continue to bring you expert interviews and practical advice to empower your financial journey! Thank you for watching and supporting EYL.

Welcome back to another insightful clip of Earn Your Leisure (EYL)! In this clip, we're diving deep into a strategic yet often overlooked tax-saving method: hiring your children. Our special guest, Ms. Business, and host Rashad Bilal walk you through how you can benefit from hiring your children, while also investing in their future.

*Key Takeaways:*

1.*Hire Your Children for Tax Benefits:*

2.*Triple Tax Deduction Strategy:*

3.*Eligible Ages and Roles:*

4.*Legal and Practical Considerations:*

Hiring your children is more than just a tax deduction; it's a holistic approach to saving for their future while giving them invaluable work experience. Join Ms. Business and Rashad Bilal as they break down these strategies and much more!

*Timestamps:*

00:00- Introduction: Importance of Hiring Your Children

00:40- Limits and Conditions on Child Payment

01:14- Triple Tax Deduction Explained

01:53- Practical Examples and Benefits

02:27- Age Requirements and Eligible Tasks

03:01- Legal Structures and Practical Implementation

Don't forget to like, comment, and subscribe for more content on maximizing your financial strategies!

*Hashtags:*

#EYL#TaxBenefits#HireYourChildren#TaxDeduction#FinancialEducation#RothIRA#TaxFreeIncome#TaxStrategy#BusinessTips

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Stay tuned and empower your financial knowledge with Earn Your Leisure! Turn on notifications so you never miss an episode!

Unlock your financial potential with EYL. We'll see you in the comments section!

---

Earn Your Leisure (EYL) - Bridging the gap between business and cultural relevance.

In this impactful conversation with Principal Travis Brown, we explore innovative ways to teach financial literacy to parents so they can empower their children with the tools for financial success. The traditional message of “go to college and get a good job” no longer guarantees financial freedom in today's economy. We discuss the need to shift the narrative, especially in communities affected by consumerism and luxury rap culture, and emphasize that financial freedom—not a good job—is the ultimate goal.

One critical element of this conversation is the idea of a “hidden curriculum.” Financial literacy skills and money mindsets are often inherited from parents, but many students, particularly in communities of color, don’t encounter real financial challenges until they are applying for college. This can be too late to develop the habits and knowledge needed for long-term financial success. By engaging parents, we can equip them to have these important conversations early, ensuring their kids are better prepared.

To make learning about money more engaging, we suggest gamifying education. Imagine creating interactive group activities where kids and their parents can work together to solve financial challenges, incorporating friendly competition through games. Movie nights could be another way to engage families, featuring films that spark discussions about money, saving, and investing. These types of hands-on, communal experiences make learning about financial literacy fun and relevant for all ages.

The conversation also highlighted the power of social learning and how students can lead financial discussions at home. Financial organizations won’t solve these problems for us—it’s up to the community to educate itself.

#FinancialLiteracy#GamifiedEducation#TeachKidsAboutMoney#FinancialFreedom#EYL#GenerationalWealth#MoneyMindset#EducationMatters#MovieNight#EarnersAcademy#GroupLearning#InteractiveEducation#EachOneTeachOne

Welcome back to another clip of EYL, where we break down the complex world of taxes with our esteemed guest, Ms. Business. In this enlightening episode, Rashad Bilal and Troy Millings of Earn Your Leisure dive deep into the nuances of LLCs, S Corps, and C Corps and how each entity impacts your taxes and business strategy.

Are you unsure about which business entity to choose or when to make the switch? Ms. Business offers invaluable insights to help guide you through these crucial decisions. She starts by giving a clear rule of thumb: if your business profits are $40,000 or less, stick with an LLC. For profits between $40,000 to $450,000, an S Corp is more beneficial. If you're making over $450,000, it might be time to consider a C Corp.

Ms. Business explains the tax implications for each type of entity:

1.*LLCs:*Owners are subject to self-employment tax, including Social Security and Medicare taxes.

2. *S Corps:*Allows for tax savings by having owners pay themselves a salary, reducing the amount of money subject to self-employment tax.

3. *C Corps:*Suitable for big businesses with strategies like issuing stock options and drawing up plans for reinvesting profits, thus reducing taxable income.

Throughout this episode, you'll learn about typical misconceptions like needing to start with a complex business structure. Ms. Business and the hosts make it clear that you can start as an LLC and then transition to an S Corp or C Corp as your business grows.

Also highlighted are common pitfalls and misconceptions in tax strategizing, such as the importance of correctly expensing business costs. Incoming TED Talk anecdote! Troy Millings recalls a time when he misunderstood tax write-offs, comically proving the importance of proper tax education.

Moreover, Ms. Business emphasizes that the journey of your business structure doesn't end once you start; it evolves as your business prospers. She calls the LLC the "flexible entity" because of its ability to adapt to your business's growth.

If you want to make informed decisions for your business based on its unique financial situation, this video is a must-watch. Whether you're a budding entrepreneur or a seasoned business owner, the insights provided will help you navigate the tricky waters of business taxes.

Don't forget to like, comment, and subscribe for more expert advice and valuable discussions!

*Key Points Covered:*

*Hashtags:*

#EYL#EarnYourLeisure#Taxes#BusinessStrategy#LLC#SCorp#CCorp#TaxTips#Entrepreneurship#BusinessGrowth#TaxPlanning#Finance#BusinessAdvice#MsBusiness#RashadBilal#TroyMillings#TaxEducation

*Stay tuned for more insightful episodes that simplify complex financial topics!*

Welcome back to another clip of Market Mondays! In this thought-provoking discussion, hosts Ian Dunlap and Rashad Bilal are joined by Troy Millings to delve into the pressing issues facing today's American workforce and economy.

*Key Topics Discussed:*

1. **Education and Economic Success**:

Rashad opens the discussion with a startling statistic: 62% of U.S. adults do not hold a four-year college degree. This revelation leads to an in-depth conversation about the implications of this educational reality on the workforce. Rashad and the hosts argue that while a college degree doesn't guarantee success, it remains a significant factor in improving one’s economic prospects. The average American with a bachelor’s degree earns significantly more than those without one, indicating a direct link between education and economic stability.

2. **Political Responsibility and Economic Promises**:

The hosts tackle the issue of politicians pandering to low-skilled, uneducated workers by making unrealistic promises about affordable housing and job creation. Rashad stresses that these promises are often impractical and unattainable, leading to disillusionment and economic strain. The discussion highlights the need for honest political dialogue and practical solutions to address the economic challenges faced by the workforce.

3. **The Housing Market Crisis**:

Housing affordability remains a significant concern, with Rashad pointing out that despite efforts to create more affordable housing, prices continue to rise. This crisis is exacerbated by increasing homelessness, with a 10% rise reported from the previous year. The hosts emphasize that the housing market, similar to the stock market, is subject to continuous price increases, making it challenging for the average American to secure affordable housing.

4. **The Skills Gap and Economic Opportunities**:

The conversation also extends to the skills gap in the American workforce. Rashad argues that many Americans lack the necessary skills to thrive in today’s economy, a situation worsened by the decline of traditional blue-collar jobs due to technological advancements and globalization. The hosts underline the importance of acquiring relevant skills, particularly in technology and entrepreneurship, to stay competitive in the current job market.

5. **Outsourcing and International Implications**:

The outsourcing of jobs to countries with cheaper labor is another critical issue discussed. Rashad recalls Tim Cook’s testimony before Congress, explaining why companies like Apple can't bring manufacturing jobs back to the U.S.A. due to cost and regulatory constraints. This global outsourcing trend has contributed to the loss of high-paying jobs in America, further complicating the economic landscape.

6. **The Future of Higher Education**:

The debate on the value of higher education continues as the hosts explore the future trajectory of college enrollment and student debt. With the rising cost of college tuition and the debatable return on investment, more people are questioning the traditional path of obtaining a four-year degree. The hosts provide insights into alternative education pathways and the potential for skill acquisition through non-traditional means such as online learning platforms.

In conclusion, this clip of Market Mondays provides a comprehensive analysis of the various factors impacting the American workforce and economy. The hosts offer a sobering yet realistic perspective on the challenges and opportunities that lie ahead. Whether you're a seasoned professional or just starting your career, this episode is packed with valuable insights to help you navigate the ever-changing economic landscape.

Don't forget to like, share, and subscribe for more episodes of Market Mondays!

*Hashtags:*

#MarketMondays#Economy#Workforce#Education#HousingCrisis#PoliticalEconomy#TechJobs#StudentDebt#Outsourcing

Welcome to another clip of EYL! In this clip, our guest, X. Eyee, dives deep into the world of artificial intelligence and how you can harness its power to supercharge your business ideas.

Ever wondered how to get the most out of AI tools like Chat GPT, Gemini, and Claw? X. Eyee shares her unique framework called "Chat in the Hat," designed to turn generic AI responses into tailored, insightful guidance that leverages your own genius. Whether you're an entrepreneur looking to develop a winning business plan or a content creator aiming to crack the viral code on social media, this episode has invaluable insights for you.

What You'll Learn:

*1. Understanding AI Interactions:*

*2. Introduction to "Chat in the Hat" Framework:*

*3. Practical Applications:*

Detailed Breakdown:

*History:*

*Attitude:*

*Task:*

Live Demonstration:

In this episode, X. Eyee demonstrates how to use the "Chat in the Hat" framework in real-time. Follow along as she constructs a personalized, interactive conversation with Chat GPT to build a business plan that could attract VC investments.

*This episode is a must-watch for anyone who wants to elevate their AI interactions, making every query count and turning every response into a stepping stone for success.*

#EYL#ArtificialIntelligence#AI#BusinessPlan#ChatGPT#TechTips#Entrepreneurship#ViralMarketing#BusinessGrowth#StartupSuccess#TechForGood#EYLMotorcade#AIFramework#ChatInTheHat#Productivity#Innovation#TechSavvy

Welcome to the first clip in our "EYL" series, where we dive deep into the world of Artificial Intelligence. Our guest X. Eyee meticulously breaks down what AI is and how it functions. If you've ever found the concept of AI overwhelming or confusing, this clip is tailor-made for you!

*What is Artificial Intelligence?*

Artificial Intelligence (AI) is a term that covers a wide range of technologies aiming to make machines think and act like humans. Just like cars can vary—be it two-door, four-door, electric, or gas—AI encompasses diverse tools and technologies touching different disciplines such as computer science, mathematics, electrical engineering, and mechanical engineering. Despite their varied nature, all AI technologies aim to achieve one goal: to emulate human thinking and actions.

*Five Domains of AI:*

X. Eyee elaborates on AI's five domains, comparing them to the human senses:

1.*Natural Language Processing (NLP):*This includes applications like Siri, where the machine learns to understand and generate human language. Functions such as text-to-speech and speech recognition fall under this domain.

2. *Computer Vision:*Used in facial recognition and other image analysis applications, this domain teaches machines to see.

3. *Haptics:*A field often explored in robotics, where machines learn to touch and feel, similar to human skin sensitivity.

4. *Machine Olfactory:*This newer field teaches machines how to smell, although it has its set of challenges.

5. *Machine Taste:*Still in its infancy, this realm aims to teach machines how to taste, facing similar hurdles as machine olfactory.

*Overcoming Fear of AI:*

The human brain is naturally inclined to fear the unknown. X. Eyee discusses how understanding AI can help overcome these fears. Becoming educated about AI—its domains, capabilities, and limitations—can help demystify it. There's also a call to action for communities to engage in shaping policies and regulations around AI, ensuring it's used for the greater good.

*Machine Learning and Generative AI:*

Machine Learning (ML) is the crux of teaching machines how to think like humans. It involves training algorithms with data so that they can learn and improve over time. Machine learning is categorized into:

1.*Supervised Machine Learning:*The algorithm is trained using labeled data, i.e., data with known outcomes.

2. *Unsupervised Machine Learning:*The algorithm uncovers patterns and outcomes from unlabeled data.

3. *Deep Learning:*A more complex subset of ML, which mimics the neural networks of the human brain for more intricate tasks.

Generative AI, a specialized form of AI, aims to replicate human creativity and imagination. When prompted, it can generate outputs like text, images, or even music, making it a fascinating area in AI research and application.

*TL;DR (Too Long; Didn’t Read):*

For those who want a quick recap, X. Eyee has provided a handy TL;DR slide summarizing the core points discussed in this clip. Feel free to pause, take a screenshot, and share it with your friends!

Don’t miss out on this enlightening discussion that simplifies the complex world of AI. Make sure to like, subscribe, and click the bell icon to get notified about our future clips. Together, let's demystify AI and understand how it can be harnessed to benefit us all.

*Hashtags:*

#EYLMedium#ArtificialIntelligence#MachineLearning#NaturalLanguageProcessing#ComputerVision#AIExplained#DeepLearning#GenerativeAI#TechTalk#AITechnology#Robotics#EYLtiy

Join us on this educational journey and stay tuned for our next clip on how to utilize AI in business.

Enjoy watching!

In this YouTube Live episode with Ms Business, we break down essential tax strategies to help you legally avoid and lower your taxes. Learn the secrets that the wealthy use to reduce their tax liabilities and keep more money in their pockets. We’ll cover important topics like business taxes, corporate tax rates, and how to maximize your deductions to save thousands.

You’ll get valuable tips on leveraging deductions like Section 162 for business expenses, retirement contributions, health savings accounts (HSAs), and tax credits like the Earned Income Tax Credit and Child Tax Credit. We also explain how to reduce your taxable income through investments in municipal bonds, starting a business, and taking advantage of long-term capital gains.

Whether you're a business owner, investor, or individual taxpayer, you'll discover actionable steps to minimize your taxes. We also cover advanced strategies like cost segregation and bonus depreciation, showing how you can maximize your savings through real estate investments. 

If you’re tired of overpaying in taxes and want to learn the secrets the rich don’t want you to know, this episode is for you!

#Taxes #TaxSecrets #BusinessTaxes #TaxDeductions #EarnYourLeisure #CostSegregation #RealEstateTax #FinancialFreedom #TaxStrategy

Welcome to another insightful clip of EYL Medium! In this clip, hosts Rashad Bilal and Troy Millings bring on mortgage expert Matt Garland to break down everything you need to know about jumbo mortgages and DSCR loans.

Have you ever wondered what a jumbo mortgage is and how it differs from conventional loans? Matt Garland dives deep into the specifics, explaining that jumbo mortgages are loans that exceed the limits set by Fannie Mae and Freddie Mac. If you're dreaming of owning a mega-mansion, a jumbo mortgage might be your ticket. However, these loans come with stricter qualification criteria, including a lower debt-to-income ratio and full documentation, such as W-2s, pay stubs, bank statements, and tax returns.

Matt also delves into options available for self-employed individuals who might not have traditional income documentation. He highlights popular choices like bank statement loans, where lenders assess income based on business bank deposits over a 12-month period. These loans come with higher interest rates but can be a viable solution for entrepreneurs looking to invest in their dream homes while minimizing tax liabilities.

We also explore the world of DSCR (Debt Service Coverage Ratio) loans, which are crucial for real estate investors. Unlike traditional loans focusing on personal income, DSCR loans evaluate the potential of the investment property to generate sufficient income to cover the debt. Matt walks us through the essential metrics and calculations needed to secure these loans for both residential and commercial properties.

Key takeaways from this episode include:

1.*Jumbo Mortgages:*

2.*DSCR Loans:*

Whether you're looking to invest in luxury real estate or searching for financing solutions tailored for investors, this episode has something for you. Matt provides valuable insights and strategies to navigate the complexities of jumbo and DSCR loans effectively.

Don't miss out on this comprehensive guide to mastering jumbo mortgages and DSCR loans. Watch now and equip yourself with the knowledge to make informed investment decisions!

*Timestamps:*

00:00- Introduction: Jumbo Mortgages

00:20- What are Jumbo Mortgages?

01:50- Full Documentation Loans

03:00- Bank Statement Loans

05:15- DSCR Loans Explained

06:30- Key Metrics for DSCR Loans

08:50- DSCR vs. Hard Money Loans

13:30- Tips for Real Estate Investors

*Hashtags:*

#EYL#JumboMortgage#DSCRLoan#RealEstateInvesting#FinancialLiteracy#LuxuryHomes#MortgageTips#SelfEmployed#Investing#PropertyInvestment

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Get ready to unlock the doors to your real estate dreams with expert advice from EYL. Don't forget to like, subscribe, and hit the notification bell for more content that empowers you to achieve financial success!

In this clip, we break down the various types of home loans available to homebuyers and explain the concept of “home hacking” to maximize your real estate investment. Whether you’re a couple looking to purchase your first property or planning for long-term financial growth, this video covers essential informat

ion to help you make smart decisions in the real estate market.

Join us for a special YouTube Live episode of Earn Your Leisure featuring AI expert X Eyeé. We’ll dive deep into the world of Artificial Intelligence and explore how it can revolutionize both your personal life and business operations.

X Eyeé has been working with AI for years, helping major companies harness its potential, and now he’s here to break it all down for you.

In this session, we’ll discuss X Eyeé’s extensive experience with AI and his background in the field, offering a simple, straightforward explanation of how AI works.

We’ll also explore practical ways viewers can integrate AI into their businesses, focusing on specific tools and frameworks that make it easier to navigate the world of AI.

Additionally, we’ll address the fears and concerns surrounding AI in our communities, including how we can ensure AI works for us, not against us.

Don’t miss this opportunity to get expert insights on how to use AI to stay ahead in both personal and business endeavors.

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#EarnYourLeisure #AI #ArtificialIntelligence #BusinessGrowth #Technology #AIBusiness #AIEducation #XEyeé #TechTalk #AIFramework #YouTubeLive #Entrepreneurship #FutureOfWork #AIForBusiness

In this exclusive interview, Michael Vick dives deep into his groundbreaking documentary *Evolution of the Black Quarterback*. He discusses the motivation behind creating the film and highlights the challenges Black quarterbacks face in mastering an NFL playbook. Vick shares how he has embraced his role as one of the most influential Black quarterbacks of all time, while also drawing intriguing parallels between himself and NBA legend Allen Iverson, emphasizing their similar impacts on their respective sports.

Vick reflects on how he organically changed the quarterback position with his unique playing style, and how his time in Atlanta helped shape him into a superstar. He also touches on the possibility that Allen Iverson could have excelled in the NFL if he had pursued football further, given their shared passion for the sport.

In the interview, Vick provides his insight on Colin Kaepernick's situation and the challenges he faced in the league. He shares how fellow quarterback Donovan McNabb embraced him when he joined the Philadelphia Eagles, and the hunger he felt after getting his second chance with the team. Vick also breaks down his $137 million contract, explaining that only $37 million was guaranteed, and reveals how this contract helped him recover from bankruptcy.

Vick offers valuable advice for athletes, stressing the importance of being cautious with finances and recognizing those who may try to exploit their success. He emphasizes that in NFL contracts, the only thing that truly matters is fully guaranteed money. Finally, Vick reflects on how the league has evolved for Black quarterbacks and shares the importance of having a role model to achieve greatness. He wraps up by naming his top 5 Black quarterbacks of all time and explains why he believes Patrick Mahomes is the second greatest quarterback ever.

#MichaelVick #NFL #BlackQuarterback #EvolutionOfTheBlackQuarterback #PatrickMahomes #AllenIverson #ColinKaepernick #PhiladelphiaEagles #GuaranteedMoney #AthleteFinance #Quarterback #Atlanta

In this video, we take a comprehensive look at the process of buying your first home, starting with why now is a great time for first-time buyers. We explore the benefits of homeownership, such as building equity and financial stability, and share practical tips for navigating today’s competitive market. We also discuss key steps like getting pre-approved, which can significantly strengthen your buying power.

Next, we break down various loan options, including FHA, Conventional, and VA loans, while offering hacks on securing down payment assistance. We also cover the common mistakes first-time buyers make, like overlooking closing costs or rushing into deals, and how to avoid them to ensure a smooth transaction.

We then move on to the importance of understanding interest rates, including tips on when to lock in a good rate and what factors impact timing. We also dive into jumbo mortgages, explaining how they differ from conventional loans and the specific qualifications needed, especially for self-employed buyers or those with higher credit score requirements.

Finally, we introduce the concept of real estate investing through strategies like house hacking, showing how first-time buyers can transition into the investment space. We wrap up with an overview of financing options for investment properties, such as conventional loans, hard money loans, and HELOCs, to help you start building wealth through real estate.

#RealEstate #HomeBuying #FirstTimeBuyers #MortgageTips #Investing #HouseHacking #JumboLoans #FHALoans #WealthBuilding #realestateinvesting

0:00 Intro

4:06 Matt Garland’s Background

10:16 Complete Home Buying Guide Pt 1

20:13 Chat Q&A: Different Types of Loans, 1099 vs W2, & More

38:16 Using FHA to Effectively build your Portfolio

44:44 Complete Home Buying Guide Pt 2

49:02 How to Boost Your Credit Score & Debt to Income Ratio

54:10 Navigating Interest Rates

1:05:43 What are Jumbo Mortgages?

1:20:34 Future Live Interviews

1:29:14 Outro

In this conversation from Invest Fest, 50 Cent shares how streaming has transformed the film industry and the challenges creators face in succeeding. He dives into how his relentless ambition fueled his success and why it’s so hard to break through in Hollywood.

**"I Have a Disease Called Ambition"** 

50 Cent explains how his drive and ambition have pushed him to overcome obstacles in both music and film. He shares personal stories of how Starz kept telling him no, which led him to launch 34 shows across 10 networks.

**Tyler Perry's Influence and Building a Film Studio** 

Inspired by Tyler Perry, 50 Cent reveals why he chose to build his own film studio in Shreveport and how this decision fits into his larger entrepreneurial vision.

**Addressing Allegations & Legal Battles** 

In this candid discussion, 50 Cent talks about the accusations of bullying, his lawsuit with Remy, and his claim that Beam Suntory stole $6 million from him. He also speaks on Diddy's legal troubles and their ties to the liquor industry.

**Lessons on Success, Complacency, and Jealousy** 

50 Cent reflects on how success often brings envy, jealousy, and entitlement. He discusses why talented people sometimes become complacent and the importance of staying focused.

**Massive Deals: SK Energy, Vitamin Water, and G-Unit** 

Learn how 50 Cent's partnership with SK Energy and the United Nations provided meals for every energy drink sold. He also talks about making over $100 million with Vitamin Water and $80 million with G-Unit sneakers after Reebok lost the LeBron bidding war.

#50Cent #InvestFest #FilmIndustry #StreamingImpact #Ambition #TylerPerry #GUnit #VitaminWater #BeamSuntory #Entrepreneurship #SKEnergy #SuccessJourney #EYL #EarnYourLeisure

Welcome back to Market Mondays! In this explosive clip, Rashad Bilal, Ian Dunlap, and Troy Millings uncover the controversial world of life insurance settlements, revealing how hedge funds and investors are cashing in on assets you might not even consider.

🔍*What You'll Learn:*

-*Life Insurance Settlements—The Basics:*Rashad dives deep into what life insurance settlements are and how they function similarly to reverse mortgages. Whether it's elderly individuals or those with terminal illnesses, you'll discover how desperate circumstances can lead people to sell their policies for immediate cash.

- *The Investor's Angle:*Ian brings to light the mechanics of how hedge funds are making high returns off these life insurance policies. Learn about the calculations and probabilities that go into determining the worth of a life insurance policy.

- *The Ethical Dilemma:*Troy unpacks the moral implications of this business, questioning if it's morally right to profit from someone's imminent death. Are people being exploited, or is it just another savvy financial move?

- *Medical System Crisis:*The discussion leads to broader issues, like the exorbitant costs of healthcare in America and how it forces people into these dire financial decisions. Nursing homes, long-term care, and the American health system are scrutinized for putting immense financial pressure on families.

- *Investment Opportunities & Risks:*Considering getting into this market? The crew discusses the potential gains and pitfalls, emphasizing patient and well-thought-out investment strategies. Ian even connects this to stock market behaviors, like in companies such as Intel and Nvidia, comparing how market psychology plays a role in both scenarios.

- *Family Care Dilemma:*What happens when you need to care for elderly parents? The team explores the emotional and financial strains this can cause, stressing the need for meticulous long-term planning.

This clip is a goldmine for anyone interested in understanding the often hidden, dark facets of investment and how they intertwine with everyday lives. Whether you're an investor looking for new opportunities or someone planning for your family's future, this discussion provides essential insights and actionable advice.

🔗 Stay Connected:

- *Subscribe*to Market Mondays for more deep dives into finance and investment strategies.

- *Follow us*on Instagram, for real-time updates and behind-the-scenes content.

🎧 Listen on:

- Apple Podcasts:[Market Mondays

🔖 Hashtags:

#MarketMondays#LifeInsuranceScam#InvestmentTips#FinancialFreedom#WealthBuilding#HedgeFunds#EthicalInvesting#HealthcareCrisis#FinancialPlanning#StockMarket#InsurancePolicies#ReverseMortgages#MedicalBills#LongTermCare#AIInvesting#IntelStocks#Nvidia#RetirementPlanning#MoneyManagement#CashIsKing

---

🛎️ Remember to*Like**, **Comment**, and **Subscribe*for more insightful episodes on personal finance, investment, and market analysis. Hit the notification bell so you never miss an update! See you next week!

In this eye-opening clip of the EYL series, we host a hard-hitting debate featuring Congressman Jamaal Bowman and Whitley Yates. This candid conversation dives deep into complex issues, such as U.S. foreign policy, the exploitation of child labor in African nations, and the role of white supremacy within American political systems.

Congressman Jamaal Bowman lays out his views on how both Republican and Democratic parties have been complicit in supporting white supremacist ideologies and elaborates on how current foreign policies might perpetuate systemic inequalities. He argues that the U.S. support for Israel contributes to a genocide recognized by international courts and raises concerns about child labor in the Congo and Coltan mining, emphasizing that African nations don't benefit from the wealth generated by these resources.

Whitley Yates, on the other hand, challenges Bowman by scrutinizing his voting record and the broader actions of his party. She asserts that both parties, albeit primarily the Democrats, have failed to address the issues that affect the Black community despite relying heavily on their votes. Yates provides a historical perspective, mentioning that many initiatives beneficial to minority communities, such as the Small Business Administration, were actually initiated by Republicans. She critiques the Democrats for promising change but delivering little substantive policy to improve the lives of Black Americans.

Throughout the debate, Bowman emphasizes the need for continued organization and efforts to oppose white supremacy, highlighting the Democrats’ support for Social Security, Medicare, and other initiatives aiding marginalized communities. He also calls for further advances in key areas like reparations and justice in policing.

Yates counters by noting her personal experience living in major cities governed by Democrats, pointing out that the conditions in these areas often deteriorate despite repeated promises of improvement. She contends that the Democratic Party has historically used the Black community’s support to maintain power while offering minimal tangible benefits in return.

This clip is filled with passionate arguments and thought-provoking insights that will leave you questioning the role of political parties in perpetuating systemic issues and the genuine steps required to create meaningful change.

Tune in for this riveting debate that promises to shed light on critical social and political issues affecting not just the Black community, but the entire nation.

*Hashtags:*

#EYL#JamaalBowman#WhitleyYates#PoliticalDebate#ForeignPolicy#WhiteSupremacy#ChildLabor#DemocratsVsRepublicans#USPolitics#BlackCommunity#SocialJustice#Reparations#SocialSecurity

*Check out our other videos and don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content!*

On this week's episode of Market Mondays, we dove into a variety of critical financial topics. We analyzed*ASML stock*and what its future could mean for the semiconductor industry, along with the latest developments in **Apple's iPhone 16**. We also broke down different types of **retirement plans**, offering insights on the best options for long-term savings.

Additionally, we discussed the *S&P’s worst week since 2023*and whether this is a natural market correction or the start of a larger downturn. We explored the potential of a*20% stock drop*and the possibility of*2 million job losses**, and what key indicators could signal such a shift. We covered the implications of the **yield curve uninversion*and whether this marks the beginning of economic recovery or lingering risks of a recession.

We also examined the *PMI hitting an 8-month low**, what the **decline in U.S. construction spending*means for the real estate market, and **J.P. Morgan’s downgrade of SMCI**, discussing whether it's a short-term issue or a bigger concern. Finally, we outlined **3 essential rules for trading options**, offering advice for traders navigating today’s volatile markets.

To close out, we had a conversation with **Bevel CEO Damon Frost**, gaining insight into his company's trajectory and the industry as a whole.

#MarketMondays#ASML#Apple#iPhone16#RetirementPlans#SP500#StockMarket#YieldCurve#PMI#ConstructionSpending#SMCI#OptionsTrading#Bevel#DamonFrost#Investing#economy

Join*Earn Your Leisure*for an exclusive, in-depth livestream recap of the latest presidential debate, where we'll be sitting down with leading Democratic and Republican experts to break down what really happened on that stage. In this dynamic conversation, we'll discuss the major takeaways from the debate, the standout moments that caught the nation's attention, and the hidden strategies that could shape the course of the election.

But we’re not stopping at just the debate highlights. We’ll dive deeper into what these political arguments and policy proposals actually mean for everyday people. From healthcare and taxes to jobs and the economy, we’ll explore how the candidates' platforms will impact your life, your family, and your community.

Whether you're a political junkie, an undecided voter, or just trying to stay informed, this livestream will offer diverse perspectives and insightful analysis that will help you make sense of the election’s high-stakes. Don’t miss out on this critical conversation about the future of our country, the policies that will affect you, and what comes next on the road to Election Day.

Make sure to tune in, join the chat, and be part of the conversation!

*#PresidentialDebate#EarnYourLeisure#DebateRecap#DemocratVsRepublican#Election2024#PoliticalAnalysis#VoterImpact#EverydayAmericans#PoliticalCommentary#FutureOfAmerica#PolicyDebate#DebateReaction#Economy#Healthcare#TaxPolicy#PoliticalStrategies#YourVoteMatters*

In this riveting clip of "Black Out with Ian & Rashad," legendary NFL Hall of Famer Shannon Sharpe joins hosts Ian Dunlap and Rashad Bilal for an in-depth, revealing interview. Shannon shares his thoughts on a wide range of topics, from achieving success in both sports and business to the importance of mental resilience and maintaining privacy.

Shannon discusses why he now refuses to block negative commenters, allowing them to witness his undeniable success. He emphasizes that greatness requires obsession and effort that exceeds the standard nine-to-five job. Whether it's his childhood experiences catching chickens and bailing hay, or reinventing himself post-football, Shannon's stories underline the relentless work ethic that has driven him to success.

Sharpe delves into relationship-building as a cornerstone of business success, illustrating how past interactions can forge future opportunities. He also touches upon his views on loyalty in professional relationships, sharing a personal reflection on his time with Skip Bayless and how their partnership ended when it no longer bore fruit.

Shannon’s insights are not just about business but also about life principles. He emphasizes the importance of self-awareness, telling his audience not to let others' limitations define their success. His advice to athletes on financial prudence and saving for "rainy days" reveals a deeper understanding of long-term security over immediate gratification.

One of the most touching moments of the episode is Shannon’s recounting of his grandmother's influence, illustrating the familial values and responsibilities that guide his life decisions. His emotional reflection on visiting his childhood home and comforting his grandmother in her final days pulls back the curtain on the human side of this larger-than-life figure.

Tune in to hear Shannon discuss his cognac brand's journey, from the challenges of production to achieving top sales ranks in Georgia and Colorado. Shannon’s entrepreneurial spirit shines as he talks about creating a unique brand in a less saturated market.

The episode is punctuated by Shannon’s candid revelations on dealing with adversity in the industry, including the subtle hostilities masked as jokes. Yet, his message remains clear: stay focused on your own lane and let your success speak for itself. 

Don't miss this episode of "Black Out with Ian & Rashad" for an inspiring look at Shannon Sharpe's wisdom, work ethic, and personal journey. 

**Hashtags:**

#ShannonSharpe #BlackOutPodcast #IanDunlap #RashadBilal #MentalResilience #BusinessSuccess #NFL #Entrepreneurship #Motivation #PersonalGrowth #Legacy #FamilyValues #FinancialAdvice #ObsessionForGreatness #CognacBrand #SkipBayless #AthleteAdvice #PodcastEpisode

In this episode of EYL, Rashad Bilal hosts special guest Alexiou Gibson to break down the controversy surrounding the health benefits of sea moss. Recently, a doctor on Nick Cannon’s show stated there are no real health benefits to sea moss, which sparked widespread debate. Rashad brings this up to Alexiou, who has a wealth of knowledge and firsthand experience with sea moss, both in personal testimonials and through rigorous scientific testing.

Alexiou Gibson delves deep into the subject, providing evidence from lab tests that show sea moss contains a rich array of minerals like zinc, potassium, vitamins A, K, D, and more, which have tangible health benefits. He also discusses the historical significance of sea moss, including its crucial role during the Irish Potato Famine in the 1800s when it was one of the few resources that kept people alive.

With a background in biomedical engineering and experience working with NASA, Alexiou provides a compelling argument backed by scientific data. He explains the importance of nutrient-dense foods and how the modern diet often falls short. This is where sea moss can be beneficial, especially in a society where nutrient deficiencies are more common than we might think.

The episode reveals the importance of sourcing sea moss from credible suppliers who perform extensive mineral and heavy metal testing, a practice that Alexiou’s company upholds rigorously. He emphasizes the need for transparency, ensuring that the sea moss products are free from harmful contaminants like mercury.

In response to whether people in America need supplements like sea moss given their overall well-rounded diet, Alexiou points out the reality that most Americans do not consume the necessary nutrients through their diet alone. Fast food, processed foods, and even fruits and vegetables lacking seeds contribute to a nutrient-dead society, making supplements like sea moss all the more essential.

Alexiou also shares powerful testimonials from individuals who have experienced significant health improvements through sea moss. From anti-inflammatory benefits aiding those with arthritis to improvements in fertility and immune system support, the positive impacts are hard to ignore.

Join us as we dissect these points, revealing the truth about sea moss's health benefits. Alexiou's methodical approach and evidence-backed arguments offer a robust rebuttal to the claims that sea moss is overrated and unnecessary.

Whether you are a health enthusiast or someone looking to make informed choices about your diet and supplements, this episode of Market Mondays is packed with valuable insights and practical information.

*Keywords:*

#SeaMossBenefits#AlexiouGibson#MarketMondays#EYLMedium#RashadBilal#HealthSupplements#CMOSDebate#NutrientDeficiency#BiomedicalEngineering#NutrientDenseFoods#CMOSLabTesting#HealthAndWellness#SeaMossNutrition#AlternativeHealth#ImmuneSystemBoost

Don’t forget to like, share, and subscribe for more insightful discussions and expert interviews on Market Mondays EYL Medium.

Watch the full episode to get the complete breakdown and decide for yourself if sea moss is worth the hype. Tune in now!

Welcome to the premier clip of EYL! In this engaging dialogue, hosts Rashad Bilal and Troy Millings sit down with John Burns, co-founder of the Burns Brothers, to explore the entrepreneurial landscape in Africa. This insightful conversation is packed with valuable lessons on taking imperfect action, the power of partnerships, and the integral role of intentionality in business decisions.

**Key Takeaways from This Episode:**

1. **The Leap of Faith:**

John Burns delves into his transition from a stable career in law to pursuing his passion for making a difference. Emphasizing the importance of purpose and divine calling, John shares how he navigated the uncertainties surrounding his decision. His mentor’s advice, "if you have a fallback, you fall back," resonates as a pivotal point in his journey.

2. **Power of Partnerships:**

The Burns Brothers' entry into Africa was heavily reliant on strategic partnerships. John recounts how relationships and connectivity played crucial roles, particularly through his brother’s experience as a senior CEO at Conduit, the largest call center company in the world. These partnerships facilitated their introduction to Africa and the establishment of sustainable business ventures.

3. **Challenges in Africa:**

While the opportunities in Africa are immense, the challenges are equally significant. From technological infrastructure to political nuances and power outages, John discusses the realities of doing business on the continent. However, he highlights Africa’s present potential, urging entrepreneurs, especially Black businessmen, to engage with the continent actively.

4. **Building the Future:**

One of the major highlights is the discussion about the Burns Brothers' Membership Club HQ in Nairobi, Kenya. John explains the intentionality behind choosing Nairobi, citing its status as an economic hub in East Africa and its strategic partnership with the U.S. By establishing their headquarters in Nairobi, the Burns Brothers aspire to create impactful connections between African Americans and Africans, driving cultural and economic exchanges.

5. **Impact and Intentionality:**

The conversation underscores the importance of leading with advocacy and impact. John believes that genuine change and business growth come from prioritizing human-centered approaches. Whether it's creating job opportunities for skilled but unemployed Africans or facilitating unique community experiences, the focus remains on meaningful impact.

**Why You Should Watch:**

This clip provides a comprehensive look into the how's and why's of expanding entrepreneurial ventures into Africa. John Burns' experiences and insights are not only inspiring but also serve as a practical guide for those looking to explore business opportunities on the continent. With a blend of personal anecdotes, strategic advice, and future-forward thinking, this episode is a must-watch for entrepreneurs, business enthusiasts, and anyone interested in African markets.

**Join The EYL Movers:**

Stay connected with Rashad Bilal and Troy Millings as they bring more entrepreneurial stories, lessons, and inspirations. Like, comment, and subscribe to our channel to stay updated with our latest videos.

Join us in our journey to explore and unlock endless opportunities across the globe, starting from Africa!

**#AfricaEntrepreneurship #BurnsBrothers #JohnBurns #EYL #BusinessInAfrica #AfricanMarkets #Entrepreneurship #ImpactfulBusiness #Partnerships #BusinessGrowth #EconomicDevelopment**

In this week's episode of Earn Your Leisure, we're joined by the dynamic John Burns to explore the journey and impact of The Burns Brothers. Discover how John transitioned from being a lawyer to a full-time entrepreneur, the story behind organizing a Juneteenth concert at the White House, and the challenges and opportunities of doing business in Africa.

We also dive into strategies for running a successful membership club, the critical role of AI in creating jobs, and why documenting everything in a partnership is crucial. Learn how The Burns Brothers scaled their business in Africa, the importance of company culture, and their decision to launch a membership club in Kenya.

Plus, we discuss the struggle of accessing capital, even as a law firm partner and Fortune 500 COO, and how local government officials can help provide capital for the community. Don’t miss out on this insightful discussion about the advantages of being in business with family.

#EarnYourLeisure #JohnBurns #TheBurnsBrothers #Entrepreneurship #BusinessInAfrica #MembershipClub #ArtificialIntelligence #CompanyCulture #AccessToCapital #FamilyBusiness #Juneteenth #WhiteHouse #DocumentEverything #LocalGovernment #Kenya 

Welcome back to another insightful clip of Market Mondays! In this clip, your hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the current state of Chipotle's stock, recent splits, and its potential future performance. 🥗📈

*Key Topics Covered:*

0:00- Introduction

0:12- Chipotle Stock Analysis: Is Now the Time to Buy?

1:14- Importance of Holding Through Market Fluctuations

2:35- Subway vs. Chipotle: Fast Food Wars

3:53- Innovations in Fast Food Industry

5:03- Keeping Momentum in Business

*Chipotle Discussion:*

Ian Dunlap shares his thoughts on whether it's a good time to invest in Chipotle despite its recent decline after a stock split and the departure of its CEO. Both Ian and Troy provide insights into Chipotle’s strong fundamentals, and its superior profit margins, and why they believe it has a strong potential for growth in the next 5-6 years. They also reflect on lessons learned from previous investment decisions and stress the importance of holding through market highs and lows. 💹✨

*Fast Food Industry Analysis:*

The conversation shifts to the competitive landscape in the fast food industry, comparing Chipotle's strategy to that of Subway and other emerging competitors like Kava. Highlights include the challenges Subway faces with its new pricing strategies and the need for innovation to stay relevant in the market. 🍔🥙

*Importance of Momentum:*

Our hosts emphasize the critical role of maintaining momentum in business to ensure sustained success. They highlight the importance of consistent innovation, reliability, and staying on top while a brand is hot, using recent examples from the food industry and their own experiences in organizing successful events like Investfest. 🔥🚀

*Additional Insights:*

Toward the end of the video, the discussion veers into a lighter note about favorite snacks, underscoring the informal yet informative vibe of Market Mondays.

*Why Watch This Episode?*

-*Learn*about the current state and potential of Chipotle stock.

- *Understand*the importance of market timing and holding stocks.

- *Get insights*into the fast food industry's competitive dynamics.

- *Discover*the significance of maintaining business momentum.

Don’t miss out on the valuable investment advice and market analysis provided by Rashad, Troy, and Ian. Make sure to hit the like button if you enjoyed the video and subscribe to stay updated on all things market-related!

*Timestamps:*

0:00- Introduction

0:12- Chipotle Stock: Analysis and Recommendations

1:14- Lessons from Holding Stocks

2:35- Competitive Analysis: Chipotle vs. Subway

3:53- Fast Food Industry Innovations

5:03- Business Momentum & Consistency

*#MarketMondays#ChipotleStock#InvestmentAdvice#FastFoodIndustry#StockMarketAnalysis#BusinessMomentum#FinancialEducation*

In this episode of EYL, we sit down with Alexiou Gibson, the visionary entrepreneur behind a skyrocketing $37 million business. Alexiou shares his transformative journey from an ambitious business plan to partnering with renowned sharks on Shark Tank. Despite the initial aim of securing $500,000 for just 5% equity, Alexiou soon realized that the sharks brought more to the table than just financial support—they had the relationship capital needed for explosive growth.

*Why did he devalue his company?*

Alexiou explains how the strategic partnerships and growth strategies offered by the sharks outweighed the initial monetary offer. With access to the networks of influential moguls like Mark Cuban and Kevin Hart, Alexiou's brand was catapulted to national visibility, gaining opportunities that would have been otherwise unattainable. One notable example was Mark Cuban's immediate response to getting a clearance from Disney, facilitating a crucial post on The Shade Room during Black History Month.

*Challenges and Triumphs:*

Post Shark Tank, Alexiou faced operational challenges, including the overwhelming "Oprah effect" — receiving half a million dollars in orders within the first hour of the episode airing. However, smart decisions like delaying massive exposure from QVC (as advised by Mark Cuban) allowed the business to scale sustainably.

Today, Alexiou Gibson is weeks away from opening the largest CMOS manufacturing facility in the U.S., a sprawling 20,000 sq. ft. plant that will not only bolster domestic growth but also expand the business into international markets including Canada, the UK, Colombia, and the Bahamas.

*Key Milestones:*

- Seven months in, the company made a million dollars.

- By the time of appearing on Shark Tank, sales hit $3.5 million.

- Post Shark Tank, the business saw rapid growth, making $37 million in just three years.

- Launched a successful Seamoss gummy that sold out within two months, adding $3 million in revenue.

- Upcoming launch of Seamoss skincare line and an Amazon store, which are predicted to elevate sales beyond the $20 million mark in 2023.

*Future Outlook:*

As Alexiou expands into new product lines and platforms, his vision to not just grow his business but also to maintain high standards and sustainability remains steadfast. A nomination for Oprah's Favorite Things this holiday season signifies further validation and excitement for what's to come.

*Don’t miss out:*

This episode is a masterclass for budding entrepreneurs, offering invaluable insights into the strategic decision-making that separates success from failure. By focusing on long-term growth and leveraging key relationships, Alexiou Gibson has built a brand that's not only thriving but is set to dominate multiple markets in the coming years.

Watch the full episode to learn how you can apply these principles to your own entrepreneurial journey.

*Hashtags:*

#EYL#Entrepreneurship#BusinessGrowth#SharkTankSuccess#AlexiouGibson#MarkCuban#KevinHart#CMOS#StartupStory#BusinessStrategy#OprahEffect#QVC#ECommerceSuccess#BusinessInterview#GrowthHacking#EntrepreneurLife#BusinessJourney#EYLMedium#StartupSuccess#InnovativeBusiness#EYLPodcast

Be sure to like, comment, and subscribe for more insightful interviews with trailblazing entrepreneurs!

Welcome to another enlightening clip of Market Mondays! In this special edition, we dive deep into the highlights and key takeaways from Investfest, an event that truly underscores the power and value of networking and in-person connections.

In this clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap have a riveting discussion on several pivotal aspects of Invest Fest. Rashad starts by emphasizing the unparalleled importance of networking. He shares an incredible encounter between Steve Harvey and 50 Cent at Investfest, illustrating the immense influence and opportunities that arise from such connections.

We also explore the value of panels and workshops that covered various trending topics, including artificial intelligence and homebuyer education. These sessions received outstanding feedback, signaling the deep interest and critical need for knowledge in these areas.

The speakers highlight building relationships as the cornerstone of success, reiterating that the most significant takeaway from any event should be leaving with three valuable connections. This networking ethos was evidently showcased in the dynamic environment of Investfest, where vendors and attendees alike gathered to exchange ideas and forge new professional bonds.

A notable observation was the proactive engagement—or lack thereof—by vendors in the marketplace. The hosts stress the importance of being assertive and seizing opportunities to network and make meaningful connections.

We also acknowledge the vibrant presence of young attendees, including community kids, college graduates, and teenagers. Their enthusiasm and engagement at Investfest serve as a testament to the growing interest of the younger generation in financial literacy and entrepreneurship.

Alongside, Ian Dunlap provides insights from his session, highlighting discussions about Nvidia and a compelling interview with 50 Cent, shedding light on 50 Cent's impactful business dealings and his broader influence on people's lives.

Our gratitude goes out to the entrepreneurs and influencers who made it to Investfest and supported the event. Their participation underscores the collective effort toward financial education and empowerment.

The clip carries a lighthearted tone at times, with humorous exchanges about fashion and attire among the hosts, adding a refreshing touch to the profound discussions.

Reflecting on their own journey with Earn Your Leisure, Rashad and Troy delve into their roles as financial advisors and educators and share stories of community and growth. Whether it’s about the young man who volunteered or the African vendor selling waist beads, each story highlights the communal and supportive atmosphere at Investfest.

Attention is also given to their upcoming book, "You Deserve To Be Rich," set to release in early 2025. The book aims to contribute substantial value to financial literature from their culture's perspective.

A significant part of the conversation touches on the importance of dressing well and curating one’s image in professional settings, using examples of interactions with successful individuals like Don Peebles. The hosts emphasize treating the event as a documented piece of history and the importance of defending the value of Investfest against any negativity or misinformation.

In summary, this episode offers a reflective and insightful look at Investfest's pivotal moments and teachings, underlining the value of in-person networking and the importance of maintaining a proactive and positive engagement in the world of finance and entrepreneurship.

Don’t forget to like, share, and subscribe to Market Mondays, and stay tuned for more exciting content!

### Hashtags:

#MarketMondays #Investfest #Networking #FinancialEducation #50Cent #SteveHarvey #ArtificialIntelligence #HomebuyerWorkshop #YoungEntrepreneurs #CommunityGrowth #FinancialLiteracy #YouDeserveToBeRich #EarnYourLeisure #Nvidia #BusinessSuccess #ProactiveEngagement #FinancialLiterature #DressForSuccess

Welcome back to another exciting clip of Market Mondays! In this clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the latest hot topics in the financial world.

### Key Highlights:

**1. Federal Reserve's Rate Cuts:**

Federal Chair Jerome Powell's concerns about the timing of potential rate cuts have stirred significant discussion. Ian Dunlap argues that timing might never be too late when it comes to rate cuts, stating that any cut would provide much-needed relief to the markets. They also explore the potential implications of rate cuts on the economy, including how it could act as a stimulus and alleviate fears of a recession. Troy and Ian weigh the possible outcomes of a quarter or half-point cut in September and subsequent months, assessing how this delicate balancing act could impact inflation and market dynamics.

**2. CEO of the Year:**

Who deserves the title of CEO of the Year? Ian and Troy debate whether it should go to Jensen Huang of Nvidia or Mark Zuckerberg of Meta. Ian leans towards Jensen, citing his significant impact on Nvidia's market performance and the broader economy. They discuss how Jensen’s strategic decisions have made Nvidia the darling of publicly traded companies in America. Conversely, Rashad praises Zuckerberg's achievements and contributions, highlighting the reach and influence of Meta's platforms.

**3. Nvidia’s Anticipated Earnings Report:**

Nvidia is in the spotlight with its earnings report scheduled to be released soon. Our hosts discuss the market's expectations and the possible outcomes. Ian advises a cautious approach, suggesting that while Nvidia may hit solid earnings, setting expectations too high could backfire. Troy shares an optimistic view but acknowledges potential delays in new product launches, referencing Nvidia's Blackwell product as a critical point of interest. They emphasize the importance of managing expectations while recognizing Nvidia's stellar performance over recent quarters.

**4. Market Hedging and Retail Investors:**

The discussion touches on Bank of America's advice for hedging in the market. Ian believes that while hedging might suit institutional investors, retail investors might miss out on significant gains, particularly with a powerhouse like Nvidia. The consensus is that retail investors stand to benefit considerably if the market moves favorably, driven by strategic rate cuts and solid earnings reports.

**5. Meta’s Market Dynamics:**

Despite Meta hitting home runs in their earnings, their stock hasn’t always reflected this success. Ian and Rashad analyze this phenomenon and how Meta's platforms, including WhatsApp and Instagram, maintain significant user engagement and market presence. They explore the challenges of being a publicly traded company where market expectations and actual performance can sometimes diverge.

**Conclusion:**

Join us for this insightful episode as we navigate the intricate balance of economic policies, market expectations, and company performances. Whether you’re an investor, finance enthusiast, or just someone eager to understand the latest market trends, this episode of Market Mondays offers valuable perspectives and expert analyses.

Don't forget to like, comment, and subscribe for more financial insights and updates. Hit the notification bell to stay updated with our latest episodes and discussions!

**Hashtags:**

#MarketMondays #JeromePowell #FedRateCuts #NvidiaEarnings #CEOOftheYear #JensenHuang #MarkZuckerberg #Meta #Investing #Finance #StockMarket #EconomicInsights

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Tune in and stay informed with Market Mondays, where we make sense of market movements and provide you with the knowledge to make informed financial decisions. Thanks for watching, and we'll see you in the next episode!

In this insightful clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dissect the recent movements in the stock market, particularly focusing on the Dow Jones Industrial Average's latest performance. The Dow, having recently touched new record highs, saw a subsequent pullback—a phenomenon that seems to puzzle many investors.

Ian Dunlap kicks things off by explaining the cyclical nature of the stock market. He emphasizes that historically, after the market hits an all-time high, it tends to pull back 80% of the time. This correction is expected, much like an athlete who scores an extraordinary 55 points in one game is unlikely to replicate that performance immediately. Ian advises that investors should focus on the long-term, investing in quality stocks and not be overly concerned about short-term market fluctuations.

Troy Millings touches on the sensationalism prevalent in financial media. He notes how headline writers often exaggerate market movements to capture attention, stressing the need to distinguish between sensationalism and actual market fundamentals. Troy points out that the supposed “sector rotation” is typically irrelevant for retail investors and is more of a buzzword used in financial circles to stimulate discussion.

Both Ian and Troy highlight the significance of upcoming events, particularly Nvidia's earnings report. Scheduled for release on August 28, this report is poised to have a substantial impact on market indices like the Dow, Nasdaq, and S&P 500. The anticipation around this earnings report is compared to the excitement surrounding a highly awaited album release in the music industry. Nvidia's performance is crucial because it’s deeply intertwined with the AI sector, which is a significant driver of growth in the current economic landscape.

The conversation also touches upon the nature of market performance as the year progresses. Historically, the months of September and October can be quite volatile, whereas the year-end period from November through January generally sees a market rally. This year-end rally is also influenced by factors such as potential rate cuts and major earnings reports like Nvidia’s.

Ian adds another layer to the discussion by explaining how media narratives are crafted to attract attention, particularly on Mondays. Sensational headlines often make minor market movements seem more critical than they are, which can unnecessarily alarm investors.

Join us in this episode as we provide a balanced perspective on the current market dynamics, offering valuable advice for both new and seasoned investors. Learn why it’s essential to stay focused on long-term goals and how to navigate the sensationalism of financial news.

*Keywords:*Dow Jones, Nvidia earnings, stock market analysis, sector rotation, long-term investing, market behavior, financial media sensationalism, AI growth, Nasdaq, S&P 500, investing tips, economic trends, rate cuts, market volatility.

*Hashtags:*

#MarketMondays#StockMarket#DowJones#Investing#Nvidia#FinancialNews#AI#Nasdaq#SP500#LongTermInvesting#EconomicTrends#MarketAnalysis#InvestingTips#FinancialAdvice

In this episode of Black Out, we dive deep into the incredible journey of The Transformation Factory, led by Alexiou Gibson. We discuss how the company made $37 million in sales after securing a $600,000 deal from Kevin Hart and Mark Cuban on *Shark Tank*. We explore their rapid rise to $1,000,000 in revenue in just the first seven months of business, highlighting what it takes to secure a spot on *Shark Tank*. 

Alexiou shares why he prioritized relationships over money during his negotiations, revealing the importance of building genuine connections in business. We also touch on The Transformation Factory’s expansion into the largest sea moss factory in the U.S. to keep up with growing demand, and how Alexiou made $1,000,000 selling sea moss straight from his garage.

We break down the incredible benefits of sea moss, its diverse uses, and the significant impact food has on people of color. Don't miss this inspiring discussion on the power of sea moss and the impact of building a purpose-driven business from the ground up.

#BlackOut #TransformationFactory #SeaMoss #SharkTank #AlexiouGibson #KevinHart #MarkCuban #Entrepreneurship #HealthAndWellness #BusinessSuccess #FoodForHealth #SeaMossBenefits

Welcome to another insightful clip of Market Mondays! In this edition, your hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the essential topic of financial freedom and the importance of investing, even in uncertain times.

*Key Highlights:*

* **The Importance of Investing**:

Ian Dunlap kicks off the discussion by addressing the common sentiment of skepticism towards investing when the system seems rigged. Rashad Bilal emphasizes that investing remains one of the few viable paths to building wealth in this country. He highlights that alternatives like real estate, stocks, and business are indispensable for achieving financial freedom.

* **Alternative Sources of Income**:

Beyond traditional employment, Ian and Rashad explore various ways to generate substantial income. They stress the importance of building a unique business or excelling in a niche area, drawing examples from industries such as AI with Chat GPT and corporate case studies like Starbucks.

* **Networking & Craftsmanship**:

The conversation shifts to the significance of relationships and continual improvement in one's craft. Whether it's a business pitch or networking with influential figures, both skills are deemed crucial for long-term success.

* **Retail Insights & Earnings Reports**:

Troy Millings steers the conversation towards current earnings reports from major retail players like Lowe's, Target, Macy's, and more. Ian shares his cautious take, noting the thin profit margins and higher interest rates, which make certain investments less attractive.

* **Stock Analysis**:

The team provides an analysis of stocks like Snowflake and Zoom, reflecting on their performance and potential. Ian's critical perspective on Zoom’s limited use case and the struggles of Snowflake offers viewers a nuanced outlook on these tech stocks.

* **Music Industry Nuggets**:

Rashad brings up an interesting scenario involving Dame Dash and Roc Nation, discussing the strategic moves around Jay-Z’s "Reasonable Doubt" album. The hosts consider the implications of devaluing assets within contentious transactions, drawing parallels with high-stakes corporate strategies.

**Why You Should Watch This Episode**:

This episode is packed with actionable insights for anyone keen on navigating the complexities of the financial world. Whether you’re looking for investment advice, business-building tips, or current market analyses, Troy, Ian, and Rashad provide a comprehensive guide to making informed financial decisions. They blend real-world examples and expert opinions to deliver invaluable lessons that can help you achieve financial freedom.

Don't miss out on this engaging and informative discussion that could be a game-changer for your financial journey!

*Subscribe to our channel*and stay tuned for more episodes where we break down complex financial topics, offer expert advice, and help you make smarter investment choices.

**Hashtags**:

#MarketMondays#Investing#FinancialFreedom#StockMarket#BusinessBuilding#RealEstate#Networking#RetailStocks#TechStocks#EarningsReport#InvestmentAdvice#ChatGPT#Zoom#Snowflake#RocNation#JayZ#MusicIndustry

*Watch, learn, and grow with Market Mondays. Every Monday, we're breaking down the market moves that matter and helping you navigate the path to financial freedom!*

---

Tune in, take notes, and take action. See you in the next episode!

---

Disclaimer: The information provided in this episode is for educational purposes only. It should not be considered financial advice. Always do your own research before making any investment decisions.

---

Thank you for watching and supporting Market Mondays!

*#FinancialEducation#InvestSmart#WealthBuilding*

Welcome back to another insightful clip of Market Mondays! In this clip, we are thrilled to be joined by the distinguished Senator Tim Scott. Renowned for his notable contributions to economic policy and social reforms, Senator Scott offers a unique perspective on the efficacy of former President Donald Trump's economic strategies, particularly their impact on African Americans and the broader U.S. public.

**Summary:**

In this candid conversation, host Ian Dunlap delves into Senator Scott's views on the economic legacy of President Trump. The Senator sheds light on several pivotal achievements during the Trump administration, including the creation of 7 million new jobs, a significant portion of which benefited women and minorities. Highlighting the historically low unemployment rates for African Americans and Hispanics, Scott attributes this success to the inclusive economic policies that he himself helped shape.

Senator Scott also emphasizes the importance of Trump's initiatives like the permanent HBCU funding, the historic cancellation of HBCU debt, and the implementation of opportunity zones. He notes the profound impact these policies had on the economic wellbeing of minority communities.

However, the conversation doesn't shy away from the criticisms. Ian Dunlap poses critical questions about the negative repercussions of retaliatory tariffs on farmers and businesses. Senator Scott acknowledges the complexity of the tariff issue, specifically the 301 tariffs on China, but defends their long-term benefits, including significant agricultural purchases by China.

The discussion provides a balanced view, acknowledging the economic challenges that ensued post-2021, such as the inflationary pressures exacerbated by the COVID-19 relief packages. Senator Scott contrasts the tariff impacts with the broader economic struggles under the Biden administration, underscoring the substantial loss in spending power for American families.

Additionally, the episode explores the landmark First Step Act, a significant stride in criminal justice reform aimed at reducing recidivism by addressing mental health, employment, and education issues among formerly incarcerated individuals. Senator Scott reflects on the bipartisan effort that made this reform possible and its enduring impact on American communities.

From economic policies and their social implications to legislative reforms and their real-world impact, this episode of Market Mondays provides an in-depth analysis that is both engaging and informative. Whether you are an aficionado of economic policy, a student of political science, or simply interested in the multifaceted impacts of government actions, this conversation with Senator Tim Scott is a must-watch.

**Timestamps:**

0:00 - Introduction

0:18 - Senator Scott on Trump's Economic Policies

1:10 - Job Creation and Minority Employment

2:02 - HBCU Funding and Opportunities Zones

4:25 - Retaliatory Tariffs Discussion

6:01 - Inflationary Pressures Post-2021

7:17 - First Step Act and Criminal Justice Reform

**Don't forget to like, comment, and subscribe for more insightful economic and political discussions!**

**Hashtags:**

#MarketMondays #EconomicPolicy #SenatorTimScott #TrumpAdministration #JobCreation #HBCU #OpportunityZones #Tariffs #Inflation #CriminalJusticeReform #FirstStepAct #PoliticalDiscussion #USEconomy #CandidConversation #IanDunlap

In this clipof EYL, we're joined by the dynamic duo behind the iconic "Detroit VS Everybody" brand, Tommey Walker and Sean Xavier Williams, to delve into the grit and grind that built a movement. The phrase “Detroit VS Everybody” has transcended beyond just a slogan or a t-shirt; it’s now a worldwide anthem for underdogs and a symbol of perseverance. Join hosts Rashad Bilal and Sean Xavier Williams as they unravel the fascinating story of how this brand came to life and the legal hurdles faced along the way.

The conversation kicks off with a look at the moment Keith Urban wore their apparel without acknowledging the brand, spurring a Google search frenzy, which eventually led people to their website and Instagram page. This incident marked the early recognition of the brand's growing popularity and highlighted the need for securing their intellectual property. Sean, who was in law school at the time, shares how he leaned on his legal education and professor’s guidance to file the initial trademarks.

Sean describes the basics and intricacies of trademarking “Detroit VS Everybody” and the broader “VS Everybody” tagline. They discuss the legal landscape of holding a trademark that's so universal, touching on the complexities and expenses involved. Tommey and Sean explain the significance of filing for trademarks, providing data like specimens to prove they're actively using the mark in commerce, and the high costs of legal battles to protect their intellectual property.

The duo also narrates their encounters with trademark infringements, from other vendors copying their designs to bigger entities like USA women's soccer team and NBA using similar taglines. While these issues are frustrating and time-consuming, they sometimes open doors for collaboration and licensing deals. They illustrate how these situations turn into opportunities for lucrative settlements and benefit the brand's exposure.

Rashad emphasizes the importance of having a strong legal framework to safeguard one's creations against imitators who attempt to capitalize on the success of other brands. Through poignant anecdotes, like receiving an email from someone who admits to using their brand to support their child’s education, the guests showcase the paradoxical admiration and frustration of dealing with copycats.

Sean and Tommey talk about the hefty legal fees which, at their peak, could reach up to $15,000 a month, underscoring the financial burden of safeguarding intellectual property. Tommey also shares an exciting account of wearing their shirt in Africa and the global reach of their brand, emphasizing the need for international trademark protection. They have strategically filed trademarks in various countries including the US, UK, EU, Liberia, Ghana, Nigeria, and South Africa to ensure their brand remains protected worldwide.

Finally, the discussion touches on the foresight behind expanding the trademark from “Detroit VS Everybody” to a more universal “VS Everybody.” Tommey's creative vision sought to make the phrase a timeless, ever-relevant anthem that resonates across different industries and demographics.

This insightful session is a must-watch for aspiring entrepreneurs, fashion enthusiasts, and anyone intrigued by the intersection of creativity, business, and law.

Tune in to gain valuable knowledge on trademarking, protecting intellectual properties, and the journey of building a brand that’s more than just apparel but an inspirational movement.

**Time Stamps:**

00:00 - Trademarking and the Keith Urban Incident

00:11 - Legal Battle and Costs

02:11 - Settling Brand Infringements

03:37 - Emotional Anecdotes

06:18 - Global Trademarks and Business Expansion

07:22 - Vision and Foresight of “VS Everybody”

**Hashtags:**

#DetroitVsEverybody #TrademarkWars #IntellectualProperty #EYLMedium #StartupStruggles #BrandBuilding #LegalChallenges #Entrepreneurship #FashionIndustry #GlobalBrand

Don’t forget to like, comment, and subscribe for more inspiring stories from industry leaders!

Join the "VS Everybody" movement and wear the pride!

Welcome back to Market Mondays! In this enlightening clip, host Ian Dunlap sits down with the esteemed Senator Tim Scott to discuss pressing issues surrounding the K through twelve education system and the financial barriers of higher education in the United States. With the staggering costs of education and the stark disparity in quality between affluent and impoverished communities, this conversation is more relevant than ever.

**Key Discussion Points:**

1. **Quality Education for All:**

Senator Scott emphasizes the critical need for quality education options for everyone, especially those living in poverty. Through his experiences and initiatives, he illustrates the stark contrast between the options available to wealthy families versus those from low-income backgrounds. He argues fervently for school choice as a solution, a sentiment that resonates across demographic lines and has found support among a significant percentage of African American, Hispanic, Asian, and blue-collar parents.

2. **Success of Charter Schools:**

Highlighting the DC Opportunity Scholarship Program and New York's Success Academy, Senator Scott delves into how charter schools have significantly outperformed public schools in terms of graduation rates and college attendance. With high school graduation rates over 90% and a notable increase in college attendance, these examples serve as a testament to the potential of school choice in bridging the educational divide.

3. **Affordable Higher Education:**

From his tenure on the Education Committee and personal experiences, Senator Scott suggests community colleges as a viable option to make higher education more affordable. States like South Carolina and Tennessee offer programs where the first two years of college are free at community colleges, with credits transferable to major universities. This strategy effectively halves the cost of a four-year degree without compromising on the quality of education.

4. **Support for HBCUs:**

During the COVID-19 pandemic, significant steps were taken to cancel over a billion dollars of debt for Historically Black Colleges and Universities (HBCUs). Through bipartisan efforts, these institutions garnered the highest funding in the nation's history, making this support permanent. Senator Scott argues that this measure is crucial for providing lifelong learning opportunities, especially for students from disadvantaged backgrounds.

5. **Long-Term Economic Benefits:**

Despite the daunting $35,000 average debt for college graduates, the senator presents a silver lining. This investment equates to an additional $2 million in lifetime income, a compelling deal for those unable to finance their education through other means. This perspective encourages a broader view of education as a worthwhile long-term investment.

**Why Watch?**

Whether you're a parent, educator, policymaker, or student, this episode is packed with insights that cut across party lines and socio-economic backgrounds. Senator Scott shares his bipartisan efforts and actionable solutions that aim to make quality education accessible and higher education affordable for all Americans.

**Don’t miss out—hit play and join the conversation!**

**Timestamps:**

0:00 - Introduction

0:10 - Improving K-12 Education

1:00 - Significance of School Choice

2:00 - Success of Charter Schools in DC and NYC

3:26 - Affordable Higher Education through Community Colleges

4:38 - Debt Relief for HBCUs

5:40 - Long-Term Economic Benefits of College Education

**Subscribe and Follow Us!**

If you enjoyed this episode, don't forget to like, share, and subscribe for more insightful discussions every Monday.

**Hashtags:**

#MarketMondays #EducationReform #SchoolChoice #CharterSchools #AffordableEducation #HBCUs #SenatorTimScott #IanDunlap #CommunityColleges #HigherEducation #LifetimeLearning #BipartisanEfforts

Join us on this journey toward redefining education for future generations!

Welcome back to Market Mondays! In this clip, we are thrilled to have Senator Tim Scott join hosts Troy Millings and Rashad Bilal. The discussion dives deep into the concept of Opportunity Zones—a term many have heard but few truly understand.

**What You’ll Learn in This Video:**

- **The Genesis of Opportunity Zones:** Senator Tim Scott shares his personal journey and the inspiration behind the creation of Opportunity Zones. Growing up in a single-parent household in North Charleston, South Carolina, he witnessed firsthand how living in the "wrong zip code" limited opportunities for many talented individuals. This personal experience fueled his drive to design a project that could bring essential resources back to underserved communities.

- **How Opportunity Zones Work:** The video covers the basic framework of Opportunity Zones. Senator Scott explains how governors of various states designate low-income areas as Opportunity Zones and the kinds of tax incentives offered to investors. These incentives were crafted to encourage long-term investments, focusing on transformation rather than quick profits.

- **Impact and Results:** One of the key discussions revolves around the measurable impact of Opportunity Zones. Senator Scott cites statistics, revealing that these zones have attracted nearly $70 billion in investments to economically distressed areas. Property values have seen a 20% rise, and wage growth has increased by around 8%, significantly above the national average of 3.2%. Additionally, the video addresses concerns about gentrification and highlights that it has remained under 5% during the period, emphasizing the project's success in balancing growth and community integrity.

- **Bridging the Knowledge Gap:** Troy Millings brings up an important point about financial education and how it can be a barrier for average people wanting to take advantage of Opportunity Zones. Senator Scott discusses numerous initiatives, events, and partnerships aimed at educating communities about these investment opportunities. Real-life examples like the affordable housing projects in Rock Hill, South Carolina, and Bishop Jakes' work in Georgia offer tangible proof of the program’s benefits.

- **Future of Opportunity Zones:** The discussion also touches on the future of Opportunity Zones, as the current incentives are set to expire next year. Senator Scott hints at the necessity for another push and a strategic rollout to continue the positive momentum.

**Why You Should Watch:**

This episode is a must-watch for anyone interested in economic development, investment opportunities, and financial education. Whether you are an investor looking for new ventures, a community leader wanting to bring resources to your neighborhood, or simply someone curious about policies that drive economic change, this video has something for you.

**Join Us:**

For more insightful discussions and expert opinions, subscribe to our channel and hit the notification bell so you never miss an update. Leave your questions and thoughts in the comments below—we’d love to hear from you!

**Hashtags:**

#MarketMondays #OpportunityZones #TimScott #Investing #EconomicDevelopment #FinancialEducation #CommunityBuilding #AffordableHousing #Entrepreneurship #MarketInsights #FinancialLiteracy

In this episode of Earn Your Leisure, we sit down with the visionary founders of Detroit Vs. Everybody to explore their journey from corporate jobs to full-time entrepreneurship.

We dive deep into the origin story of this iconic brand, revealing how a chance moment on *American Idol* with Keith Urban wearing their shirt skyrocketed demand.

Learn about the challenges they faced in protecting their trademark from infringement and the key strategies they used to manage international trademarks effectively.

Discover how they secured licensing partnerships, including a major collaboration with Gucci, and the impact the "Detroit Vs. Everybody" song had on their business.

The episode also covers how the brand scaled its operations, including opening a new store in the Detroit airport and purchasing a manufacturing warehouse after a $100,000 order.

Finally, we explore their mission to partner with more African festivals and the co-founder's decision to quit his job after Detroit Vs. Everybody sold out at a Big Sean concert.

#DetroitVsEverybody #Entrepreneurship #TrademarkProtection #LicensingDeals #GucciCollaboration #BigSean #DetroitAirport #BrandGrowth #EarnYourLeisure #BusinessSuccess #InternationalExpansion #AfricanFestivals #AmericanIdol

Welcome back to another insightful episode of Market Mondays Medium! In this episode, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the world of tech stocks, with a particular focus on Amazon.

🚀*Why is Amazon making big moves but the stock isn't reflecting it?*🚀

This clip addresses an intriguing question about Amazon's stock performance. Despite consistently making significant business moves, Amazon's stock hasn't skyrocketed in the way that other tech giants like Apple or Microsoft have. Our hosts break down the reasons behind Amazon's stock behavior and compare it to other high-performing stocks like Nvidia and meme coins, discussing the importance of stable gains over parabolic but unsustainable growth.

*Key Points Covered:*

-*Amazon's Consistent Performance:*Ian Dunlap compares Amazon's performance to that of a steady and reliable athlete, providing consistently good results without dramatic swings. He highlights that Amazon's stable gains, especially in the volatile retail space, make it a reliable choice for long-term investors.

- *Strategic Investments:*Troy Millings discusses Amazon's heavy reinvestment into infrastructure, AI, and other innovative technologies. These strategic moves, including a notable 43% increase in capital expenditure, are designed to enhance customer experience and ensure future growth. He also shares impressive stats on Amazon's gross profit margins over recent quarters.

- *Impact of Leadership Changes:*The discussion touches upon Amazon's leadership transition and its stock split in recent years, analyzing how these factors have influenced the company's performance and what they mean for future prospects.

- *Growth in Emerging Markets:*Ian highlights Amazon's expansion into India, predicting its critical role in the company's long-term growth strategy.

🔍 *Additional Insights:*

- The clip also compares Amazon's returns to other notable companies like Walmart and Apple, revealing that Amazon has outpaced traditional retail giants in terms of stock performance.

- There's a humorous take on the need for innovation with a playful jab at Apple's incremental updates to their iPhone series.

📊*Why You Should Watch:*

Whether you're a seasoned investor or just starting, this episode of Market Mondays Medium offers valuable insights into one of the world's most influential companies. You'll gain a deeper understanding of Amazon's business strategy, stock performance, and why it remains a solid choice for long-term investment.

Join us as we dissect the financial intricacies and market strategies of Amazon, providing you with the knowledge you need to make informed investment decisions. Don't miss out on this comprehensive analysis from experts who know the market inside out.

*Make sure to like, comment, and subscribe to stay updated with our latest episodes. Click the bell icon to receive notifications for future videos!*

*Hashtags:*

#MarketMondays#AmazonStock#TechStocks#InvestmentTips#FinancialInsights#IanDunlap#RashadBilal#TroyMillings#StockMarket#Investing#Amazon#TechInvestments#LongTermInvesting#StockAnalysis

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Thank you for tuning into Market Mondays Medium! Let us know in the comments what topics you'd like us to cover next. Remember, your financial freedom is just a Market Monday away!

Stay informed, stay invested, and see you next Monday!

Sign up for Investfest Raffle and Chance to Meet with 19Keys todayhttps://highlvl.19keys.com/investfest...

About '19 Minutes':

Intense, Focused Dialogues: Straying from the typical long-form format, '19 Minutes' is about packing a punch. Each episode, ranging from a sharp 45 minutes to an impactful 2-hour session, is a deep dive into a world of ideas.

Exclusive Access, Unseen Angles: From studios to personal spaces, '19 Minutes' takes you behind the scenes. It’s your VIP pass to the unseen aspects of our guests' lives.

Strategic Release, Vast Reach: Premiering on Keys TV and then hitting 19Keys' YouTube channel, the show ensures widespread viewership. Episodes drop in gripping 19-minute segments, followed by full-length releases for the binge-watchers.

As a visionary and a pioneer, 19Keys taps into a range of topics from tech to wellness. His expertise and charismatic hosting make each episode not just a conversation, but a masterclass.

Featured Guests:

Hit-Boy & Big Hit, Memphis Depay, Keenan Beasley, Stephan Speaks, Bobby Price, Loon, Mr Grateful, Dame Dash, Mike Rashid, Aristotle Investments, and many more.

'19 Minutes' – where every minute counts.

In this episode of "19Minutes with 19Keys," 19Keys and Rashad Bilal engage in a deep and insightful conversation about the complexities of consciousness and identity within the Black community. They delve into the concept of double and triple consciousness, particularly how Black individuals navigate their identities within a predominantly white society while also dealing with internal community perceptions. The discussion highlights the challenges and strategies for maintaining authenticity and integrity in the face of societal pressures and expectations.

The conversation also explores the idea of leadership and responsibility within the community. Rashad Bilal shares his experiences as a financial planner and co-founder of a major financial literacy platform, emphasizing the importance of having a pure heart and genuine intentions. They discuss the sacrifices required to achieve success, the importance of self-knowledge, and the need for collective upliftment. The episode underscores the critical role of personal and community evolution in overcoming systemic challenges and fostering lasting change.

19KEYS Bio:

19Keys is a visionary thinker and motivational speaker who empowers people to unlock their greatest potential.

Visit www.19Keys.com for more information.

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Text “HLC“ to 2012283670

Tap in on all platforms:

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Send in a voice message:https://anchor.fm/19keys/message

Follow his links below to learn more:

LinkTree

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Affiliate Links:

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#FinancialHealthEducation#WealthManagement#PersonalFinance#BlackFinancialEmpowerment#TransformativeFinancialEducation

In this insightful clip of Market Mondays, hosts Ian Dunlap and Troy Millings welcome Jabari Johnson, a multifaceted entrepreneur and talent in the live event space. Jabari delves into the incredible power of relationships, sharing how pivotal connections have shaped his journey from the media side of the music industry to becoming a prominent figure in live events.

Jabari begins by reflecting on his hustle as an interviewer, seeking every opportunity to interview hip-hop artists. Little did he know, these efforts would lay the groundwork for invaluable relationships that would later open doors in the live event sector. He highlights the nuances of the live space, emphasizing how it differs significantly from the recording industry. Unlike the digital realm where anyone can create and share content, the live event industry is tightly controlled by gatekeepers who manage venue bookings.

Jabari’s transition to the live space wasn’t without its challenges, but he leveraged his existing relationships to navigate this complex arena. From needing contacts at Live Nation and AEG to get his foot in the door, to proving himself in front of venue owners, his journey underscores the importance of building and maintaining professional connections. His strategic networking eventually led him to national contacts, enabling him to book large venues across the country.

He recounts organizing a groundbreaking event at the UBS Arena, which had never hosted an R&B DJ-driven event before. The success of this event not only solidified his reputation but also paved the way for future shows featuring diverse genres like Caribbean, Afrobeat, and Reggaeton. Jabari emphasizes the critical role of execution and reliability, noting that once given an opportunity, it’s essential to deliver exceptional results to build a lasting reputation.

Ian Dunlap and Troy Millings, intrigued by Jabari’s approach to data collection, inquire about the tools and platforms he utilizes. Jabari generously shares his tech stack, mentioning the significance of pre-registration and lead collection to build a robust database. He uses Typeform for its customizability and integrates ticket sales data from platforms like Live Nation, Universe, Ticketmaster, and Eventbrite into his CRM, Tradable Bits. This comprehensive approach allows him to analyze consumer behavior and tailor future events to meet his audience's preferences.

Concluding the episode, Jabari takes a moment to reflect on his role as a mentor in the live event space. Now seen as a 'young OG,' he frequently offers guidance to up-and-coming event organizers, helping them navigate the pitfalls of the industry. He stresses the dual importance of strong relationships and flawless execution, encouraging new talent to prove their worth through dedication and excellence.

Whether you’re an aspiring event organizer, a music industry professional, or someone interested in the mechanics of building a successful business through relationships, this episode offers a wealth of knowledge and inspiration. Jabari’s story is a testament to the transformative power of networking and the relentless pursuit of one's goals.

Join us on this enlightening journey and learn how you can harness the power of relationships to elevate your career and creative endeavors!

**#MarketMondays #JabariJohnson #LiveEvents #MusicIndustry #Networking #EventPlanning #Entrepreneurship #BusinessGrowth #IndustryInsights #RelationshipBuilding #EventTech #ProfessionalDevelopment #SuccessStories #IanDunlap #TroyMillings**

In this fascinating episode of EYL, hosts Rashad Bilal and Troy Millings sit down with seasoned trademark attorney Rosezena Pierce to uncover the critical aspects of trademarking your business. Rosezena emphasizes the importance of securing your brand name legally before you pour your time, effort, and finances into building your business.

Right from the start, Rosezena equates starting a business without a trademark to building a house on land you don't own—a recipe for disaster. She shares eye-opening stories from her decade-long career that illustrate the financial and emotional toll that can come from not taking this crucial step.

Learn why simply having an LLC or a corporation is not enough for full ownership of your business name. Rosezena provides valuable insights into the different classes under trademark law and the nuances that can make or break your business. From understanding the complexities of what can be deemed confusingly similar, to the story of the original Burger King in Illinois that got boxed into a 20-mile radius because they didn't have federal registration, this video is packed with information you can't afford to miss.

Rosezena also explains where and how to search for your desired business name to ensure it's free and clear for your use. She highly recommends hiring a skilled attorney for this process, as doing it yourself or relying on data transfer companies may lead to costly mistakes. The episode wraps up by revealing why federal trademark registration provides broader and more reliable protection, especially in today's internet-driven world.

If you're an entrepreneur looking to build a legacy that outlives you, this episode is a must-watch!

**Key Moments To Watch:**

- [00:00:00-00:00:12] Why trademarking your business before launch is crucial

- [00:01:09-00:01:27] Where to search for your desired business name

- [00:02:10-00:03:01] Understanding the nuances of trademark law

- [00:03:01-00:03:37] Cesar from Black Ink's trademark misunderstanding

- [00:06:00-00:06:26] Difference between state and federal trademark registration

- [00:08:26-00:10:02] The story of the original Burger King in Illinois

**About EYL Media:**

EYL (Earn Your Leisure) is a multimedia platform created by Rashad Bilal and Troy Millings. The platform's mission is to highlight entrepreneurs, educators, and business leaders who share their journeys and the actionable insights they've accumulated along the way. The EYL channel covers a diverse range of topics from financial literacy and personal development to entrepreneurial success and investment strategies.

**Subscribe to EYL for more enlightening conversations with leaders and innovators who are reshaping the business landscape!**

**Hashtags:**

#EYL #EYLPodcast #Entrepreneurship #Trademark #BusinessTips #RashadBilal #TroyMillings #RosezenaPierce #BusinessLaw #LegalAdvice #Branding #BusinessStrategy #EarnYourLeisure #SmallBusiness #StartupTips #FederalTrademark #LLC #Corporation #BusinessName #EntrepreneurLife

Elevate your business knowledge and ensure you’re on the right path by securing your brand name legally. Watch this episode and protect your business from the ground up.

Welcome back to another insightful episode of Market Mondays! 🎉 In this installment, Ian Dunlap, Troy Millings, and Rashad Bilal delve into the financial landscape as we approach one of the most intriguing periods of the year: the pre-presidential election market.

**Market Predictions for September** 📉

Rashad kicks off the conversation by asking Ian for his market predictions as we near the presidential election. According to Ian, we could see a pullback ranging between 5% to 8.5%. He suggests viewers visit his site for detailed stock prices and emphasizes the significance of historical data.

**Nvidia's Quarterly Earnings: A Market Catalyst?** 📊

Troy brings up Nvidia's upcoming quarterly earnings report, set for August 28, posing the question: Could this be the market catalyst the Nasdaq and overall market need? Ian is optimistic about Nvidia's performance but expresses skepticism about an imminent rate cut from the Federal Reserve. They explore various economic factors, including record-high credit card debt and GDP ratios, and discuss the intricacies surrounding potential rate cuts.

**Crypto vs. Options: Investment Strategies** 🪙💡

Rashad poses an interesting question: Should we treat crypto investments like options due to their volatility? Ian passionately argues that with proper knowledge, both markets are highly predictable. Troy adds that, unlike options with expiration dates, cryptocurrencies like Bitcoin and Ethereum should be held for the long term. They discuss how understanding these markets can help mitigate risks and maximize profits.

**Key Insights:**

- Market pullbacks are anticipated, so be prepared.

- Nvidia is expected to perform well but don't rely on it as a sole market catalyst.

- The importance of long-term investments in both the stock and crypto markets.

- Economic indicators to watch: unemployment rates, inflation, and debt ratios.

**Time Stamps:**

- [00:00] Market predictions for September

- [00:47] Nvidia's quarterly earnings and market implications

- [03:04] Crypto investment strategies vs. options trading

- [05:28] The importance of long-term investment

This episode is packed with expert insights and practical advice to help you navigate the market's ups and downs. Whether you're an experienced investor or just starting, this discussion will offer valuable perspectives to enhance your investment strategy.

📢 **Join the conversation!** Share your thoughts, questions, and predictions in the comments below. Don't forget to like, subscribe, and hit the notification bell to stay updated on all things finance!

### Hashtags:

#MarketMondays #StockMarket #Crypto #Investment #Finance #Nvidia #MarketPredictions #StockTips #FinancialAdvice #Bitcoin #Ethereum #TradingTips #Investing #FinancialLiteracy #EconomicTrends #IanDunlap #TroyMillings #RashadBilal

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Thank you for tuning in! See you in the next episode of Market Mondays! 🚀

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Crafted with care by the Market Mondays team. 🌟

Welcome back to another insightful episode of Market Mondays! In this session, your hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into critical investment strategies to weather economic storms, focusing particularly on recession-proof stocks and hedging techniques.

**🟢 Key Highlights:**

**1. Inflation Hedge and Gold Investment:**

Rashad Bilal kicks off the discussion by asking about the importance of gold in portfolios during inflationary periods. Ian Dunlap answers by stressing the importance of investing in companies that "run the world" like Vanguard, Blackrock, Apple, and Microsoft over gold. According to Ian, the tech sector outperforms post-recession and offers a higher yield over time compared to gold.

**2. Top Stocks for Recession:**

Ian highlights his top stock picks—Microsoft, Apple, and Nvidia—stating they are designed to withstand market volatility and ensure portfolio stability. He also suggests that Bitcoin could be an interesting hedge as the dollar falls, particularly if Bitcoin drops below 40.

**3. Alternative Stock Picks:**

For those who prefer to look beyond tech, Troy Millings offers additional suggestions. He recommends Costco for its necessity products, Eli Lilly for healthcare, and Procter & Gamble for their stable, long-term performance.

**4. Market Predictions and Strategies:**

Will the Nasdaq see another pullback? Ian predicts a medium pullback in September, creating a buying opportunity, followed by a bullish trend. He underlines the importance of understanding market cycles and staying prepared for any sudden changes.

**5. Diversification Debate:**

Ian also discusses the concept of diversification in tech-heavy portfolios, pointing out that owning ETFs like VOO or VTI, which are tech-weighted, may not be as diversified as one might think.

Don't miss out on this rich conversation filled with actionable insights and strategies to fortify your investments against economic downturns. Whether you're a seasoned investor or new to the game, there's something here for everyone!

**🔔 If you found this episode helpful, please LIKE, SHARE, and SUBSCRIBE for more financial insights every week! 🔔**

**Chapters:**

0:00 - Intro

0:13 - Gold as a Hedge Against Inflation

2:19 - Alternative Hedges: Bitcoin and Key Stocks

2:35 - Top Three Recession-Proof Stocks

6:13 - Nasdaq Predictions for Q4

7:10 - Market Sentiment and Final Thoughts

**#MarketMondays #StockMarket #RecessionInvesting #Gold vsBitcoin #TopStocks #FinancialFreedom #InvestmentStrategies #EconomicOutlook**

Tune in next week for more market insights and financial strategies with your favorite hosts. See you on Market Mondays!

---

In this inspiring episode of EYL, we sit down with Rosezena "TheBizLawyer" Pierce, a leading trademark attorney and the CEO of RJ Pierce Law Group, PC based in Chicago. Rosezena, also known as "the biz lawyer" on Instagram, takes us through her extraordinary journey—from excelling in law school to facing the harsh realities of job hunting, and ultimately, founding a highly successful law firm dedicated to intellectual property law.

**Key Highlights:**

- **Educational Excellence and Early Challenges:** Despite graduating with a 3.5 GPA from John Marshall Law School and excelling in intellectual property classes, Rosezena faced the challenge of not receiving any job offers. She shares her unique experience of studying for and passing the bar exam while managing the responsibilities of motherhood.

- **Starting Her Own Practice:** Realizing the gap in job opportunities, Rosezena took the bold step of starting her own law firm. She focused on serving underserved small business owners in the realm of trademark law, overcoming initial struggles by leveraging social media to educate and attract clients.

- **Rising to the Top:** Today, RJ Pierce Law Group is ranked Number 40 out of over 28,000 trademark law firms in the country, while Rosezena herself is ranked Number 15 out of over 33,000 trademark attorneys. This is a testament to her hard work, strategy, and her dedicated team.

- **Importance of Trademarks:** Rosezena dives deep into the crucial subject of trademarks, comparing trademarking your brand to owning the land before building a house on it. She educates about the nuances of trademark registration, the importance of conducting thorough searches on the USPTO website, and why hiring an attorney can make a significant difference.

- **Trademarking Process Explained:** From detailed searches, opinion letters, and client counseling to handling office actions from the government, Rosezena explains every step involved in trademark registration. She also highlights the increased review times due to a surge in filings during COVID-19.

- **International Trademarking Advice:** For brands looking to go global, Rosezena provides insights into international trademarking through the Madrid Protocol, weighing its benefits and challenges. She emphasizes the importance of hiring local counsel for navigating varying international laws.

- **Practical Business Insights:** Rosezena shares her valuable business advice, including tips from her first business coach on the importance of building a team and not personally interacting with every client. This shift in strategy played a significant role in the expansion and high ranking of her firm.

- **Real-world Examples & Case Studies:** Learn about the real-life implications of trademark law with intriguing stories like the original Burger King case in Illinois. These examples underline the critical importance of securing federal trademark rights.

- **Client Experience at RJ Pierce Law Group:** Rosezena is keen on client service, offering a comprehensive onboarding process that includes research, attorney reviews, and one-on-one consultations. She highlights the importance of monitoring and protecting your brand to prevent infringement and potential loss of rights.

This episode is a must-watch for aspiring entrepreneurs, small business owners, and anyone interested in the intricacies of trademark law. Rosezena Pierce's journey embodies resilience, innovation, and the power of leveraging social media to build an impactful career.

Don't forget to like, share, and subscribe to EYL for more insightful content!

### Hashtags:

#TrademarkLaw #IntellectualProperty #SmallBusiness #Entrepreneurship #TrademarkAttorney #EYL303 #SecureTheBrand #TrademarkRegistration #BusinessLaw #LegalAdvice #RosezenaPierce #InspiringStories #BrandProtection #BlackOwnedBusiness #WomenInLaw

Welcome to another engaging clip of Market Mondays! In this clip, titled "The Unexpected Shift," hosts Troy Millings, Rashad Bilal, and Ian Dunlap dive deep into the political landscape, discussing the fresh momentum surge for Kamala Harris's presidential campaign and Trump's surprising media moves.

*Key Highlights:*

1. **Trump’s Streamer Strategy**:

Rashad kicks off the discussion with Donald Trump's appearance on Aidan Ross's live stream, where Trump made some unexpected statements regarding the treatment of Young Thug. The hosts debate whether Trump actually knows who Young Thug is and the implications of these mentions.

2. **Kamala Harris’s Momentum**:

Rashad brings crucial insights into Kamala Harris's evolving campaign. From initially having little chance to becoming a prominent candidate, Kamala Harris has picked up significant momentum, raising substantial funds and gaining media traction. The hosts discuss her strategic moves and speculate on whether she should engage with popular streamers like Kai Cenat to capture younger audiences.

3. **Election Strategies**:

Ian provides a critical analysis of how both sides are attempting to appeal to younger voters. The discussion touches on traditional campaign methods versus the modern-day emphasis on social media and streaming platforms to gain an edge.

4. **Media Appearances and Authenticity**:

There’s a stimulating conversation about the authenticity of politicians in media appearances. The hosts believe it is vital for candidates to convey genuine emotions and thoughts, especially in interviews with influential streamers. Ian stresses the importance of an authentic interview for Kamala Harris to solidify her campaign among younger demographics.

5. **Trump’s Controversial Stance**:

The conversation shifts to Trump's appearance at the National Black Journalist Association and his debatable legacy claims. Rashad and Ian dive into how Trump’s controversial remarks and offensive responses could impact his campaign.

6. **Momentum and Strategic Moves**:

The hosts explore the critical notion of momentum in political campaigns. They analyze Kamala Harris's current advantage and discuss the potential longevity and impact of this momentum as the election approaches.

7. **Voter Intelligence and Policy Clarity**:

Troy and Ian highlight how modern voters are more informed than ever before and discuss the necessity for candidates to be clear and coherent about their policies. They agree that understanding and explaining policy well could be the decisive factor in gaining the trust of the electorate.

8. **Future Forecasts and Speculations**:

The episode wraps up with speculations on the future of the campaigns. The focus lies on the possible VP choices and how they could influence voter base and momentum further.

Join us in navigating these complex and ever-evolving political terrains. Whether you're a political enthusiast or just curious about the current electoral scenario, this episode promises to deliver in-depth perspectives, heated debates, and refreshing humor.

**Stay Connected**:

Don’t miss out on our previous episodes and stay tuned for more weekly discussions. Like, share, and subscribe to Market Mondays for your regular dose of political and market insights.

**Join the conversation with these hashtags**:

#MarketMondays#PoliticalAnalysis#KamalaHarris#DonaldTrump#AidanRoss#YoungThug#Election2023#KaiCenat#MomentumShift#VoterInsights#AuthenticMedia#PoliticalStrategy#PresidentialCampaign#YouthVote#StreamingPolitics#BlackJournalists

Stay informed, stay engaged, and see you next time on Market Mondays!

In this episode of EYL, hosts Troy Millings and Rashad Bilal sit down with April Showers, a successful entrepreneur and the creative force behind Afro Unicorn. They explore the intricate world of licensing deals, trademark challenges, and the relentless drive required to build a global brand.

April Showers shares her experiences related to Kanye West’s licensing deal with Adidas and provides insights into what can go wrong when creative control is sacrificed. She emphasizes the importance of maintaining ownership over variations of your product and the pitfalls of not reading contracts thoroughly. Her own journey with Afro Unicorn underscores the significance of strategizing about intellectual property and market positioning from the very beginning.

April delves into the emotional challenges she faced while building Afro Unicorn, which include personal losses and the hurdles of the global pandemic. Despite these struggles, her vision remained clear. She stresses the value of manifesting your goals and not worrying about the intricate “how” of achieving them. With a determined attitude of “all gas, no breaks,” April’s story is a testament to resilience and belief in one's vision.

Trademark infringement is another critical topic of discussion. April recounts her painful experience when another brand attempted to replicate Afro Unicorn, leading to market confusion. She explains the lengthy legal process required to safeguard her brand and the necessity of outworking competitors to maintain her market position.

The hosts and April also discuss the multi-faceted approach to licensing, breaking down how she collaborates with over 45 different licensees across various product categories. She utilizes her ace card—Walmart's interest in her brand—to negotiate leverage in discussions with potential partners. This strategic partnership with Walmart has significantly boosted Afro Unicorn’s market presence.

Moreover, April shares practical advice, such as how she scouts potential licensees by examining product packaging in stores and then conducting focused outreach through LinkedIn. This proactive approach has been instrumental in expanding Afro Unicorn's footprint domestically and paves the way for international expansion.

For aspiring entrepreneurs, this episode is a treasure trove of actionable insights and motivational wisdom. April Showers not only discusses the technical aspects of licensing and trademarking but also offers heartfelt advice on navigating the entrepreneurial journey with unwavering confidence and strategic thinking.

Join us for an enlightening conversation that dives deep into the importance of maintaining creative control, the power of manifesting dreams, and the relentless pursuit of success. Discover how Afro Unicorn is becoming a household name and learn valuable strategies that can help you on your path to entrepreneurial greatness.

*Hashtags:*

#EYL#AfroUnicorn#AprilShowers#LicensingDeals#TrademarkChallenges#Entrepreneurship#ManifestingDreams#Walmart#KanyeWest#Adidas#CreativeControl#BusinessStrategies#GlobalBrand#Resilience#AllGasNoBrakes#MarketExpansion#LegalBattles#IntellectualProperty#StayFocussed

In this clip of Market Mondays, we dive deep into the recent developments in the tech and financial markets that have everyone talking. Hosts Ian Dunlap, Troy Millings, and Rashad Bilal cover a variety of hot-button topics including Warren Buffett's recent decision to sell a portion of his Apple shares. What implications does this move have for the tech giant and its future? Is it time to rethink the "two tech, two index" investment strategy?

Ian highlights some fundamental weaknesses in Apple's recent innovations and suggests that while the company remains strong, it may be facing limited upside in the near future. Could this be a signal for other investors to reconsider their positions?

The conversation then shifts to a broader financial outlook, examining the dip in Bitcoin. With Bitcoin dropping below $50,000, the hosts discuss its trajectory amidst a turbulent market and the role of major players like Larry Fink in influencing its future.

The hosts also delve into the ominous signs of an impending recession. Ian has been vocal about his predictions for a market downturn in 2024-2025. We discuss the job market, interest rates, and the overarching economic landscape to determine if we are indeed on the brink of a recession.

Moreover, Troy and Ian talk about the concept of a "soft landing" for the economy and whether that's a feasible outcome. Ian doesn't mince words and calls out potential market manipulations and the unrealistic expectations attached to the term.

As always, the episode wouldn't be complete without practical advice. Ian, Rashad, and Troy share their insights on which companies are still worth investing in even in these volatile times. Whether it's tech giants like Microsoft and Amazon or other promising sectors, our hosts provide actionable insights to help you navigate the uncertain financial landscape.

Join us for another enlightening episode that blends expert analysis with down-to-earth advice. Make sure to like, comment, and subscribe for more financial insights every Monday!

Hashtags:

#MarketMondays#WarrenBuffett#AppleStock#Bitcoin#Recession#InvestingAdvice#StockMarket#TechStocks#EconomicOutlook#FinancialFreedom

Welcome back to another insightful clip of Market Mondays, where hosts Rashad Bilal and Ian Dunlap are joined by special guests Matt Garland and Mosi Gatling. In this clip, we delve deep into the world of real estate, focusing on crucial topics like home buying, refinancing, and HELOCs (Home Equity Line of Credit).

At the beginning of the video, Ian Dunlap questions Matt Garland about the advice he would give to potential homebuyers who are feeling apprehensive about entering the market. Matt emphasizes that the more you learn, the more you earn. He encourages viewers to invest time in their education about home buying, credit, and other related areas to mitigate fears. Understanding the importance of taking emotions out of the investment process, Matt shares that looking at a home purchase as an investor would can make the process more manageable and rational.

Next, Rashad Bilal steers the conversation towards home refinancing. Mosi Gatling gives an overview of refinancing and explains how homeowners can analyze whether refinancing is the best option for them. She brings up critical points such as analyzing the benefits and financial sense of refinancing, especially when considering current interest rates and the potential long-term impacts. Mosi also touches on comparing refinancing with a HELOC and stresses the importance of making decisions based on thorough financial analysis rather than just the appeal of low rates.

Rashad then explains the concept of HELOC for those unfamiliar. He presents a clear explanation using a hypothetical scenario to illustrate how homeowners can tap into their home's equity either through refinancing or a HELOC. Mosi provides further insights, detailing both the benefits and potential downsides of HELOCs compared to refinancing. She highlights the importance of assessing personal financial situations and long-term goals before making any moves.

Matt Garland joins back to add more to the HELOC conversation, emphasizing the necessity of having a concrete plan before tapping into home equity. He advises viewers to be cautious and ensures they understand the inherent risks that come with using HELOCs for investments. Matt also shares how the current market conditions present a unique opportunity for homeowners with substantial equity to explore HELOCs, but urges them to proceed with caution and strategic planning.

In the final part of the video, our hosts and guests answer more detailed questions about the technicalities and strategic considerations involved in these financial decisions. The episode is packed with expert advice and real-world examples, making it particularly valuable for anyone looking to navigate the current real estate market wisely.

Join us for this engaging and educational discussion, and don't forget to like, comment, and subscribe to Market Mondays for more episodes covering investment strategies, market trends, and financial planning!

*Hashtags:*

#MarketMondays#RealEstate#HomeBuying#Refinancing#HELOC#Investing#FinanceEducation#HomeEquity#RealEstateInvesting#RealEstateMarket#FinancialStrategy#InvestmentTips#MortgageAdvice#FinancialPlanning#Equity#RealEstateAdvice#HomeLoans#MoneyManagement

Welcome back to another clip of Market Mondays, where we dive deep into current economic trends, market insights, and strategies to help you navigate these challenging times. In this clip, our hosts, Rashad Bilal and Troy Millings, are joined by real estate experts Matt Garland and Mosi Gatling for a comprehensive discussion on the anticipated real estate market dynamics in light of potential recession risks.

*Discussion Highlights:*

🌟*Recession Predictions:*Rashad kicks off the conversation by highlighting recent predictions from Goldman Sachs about an impending recession. With a 25% chance looming, how might this affect the stock and real estate markets differently?

🏠 *Real Estate Market Corrections:*Matt Garland argues against the likelihood of a real estate crash, emphasizing that the market has already been experiencing a correction over the past 18 months due to rising interest rates.

📈 *Home Equity Insights:*Did you know there's about $11.5 trillion in tappable home equity right now in America? Matt sheds light on the current state of home equity and historical appreciation trends, suggesting that the real estate market remains strong despite broader economic uncertainties.

💡 *Mortgage Strategies:*Troy and Mosi delve into the intricacies of navigating the current mortgage landscape. With 30-year fixed rates around 7.5%, how should potential buyers strategize? Mosi shares valuable advice on staying ready to seize opportunities and expecting an increase in mortgage applications as interest rates show signs of declining.

📊 *Future Market Predictions:*The panel discusses the potential impact of upcoming Federal Reserve rate cuts on mortgage rates and the housing market. What does this mean for buyers waiting on the sidelines, and how might home prices react?

Whether you're a seasoned investor or a prospective homebuyer, this episode of Market Mondays is packed with critical insights to help you make informed decisions in the ever-evolving real estate and financial markets. Tune in and stay ahead of the game with expert advice from our knowledgeable guests.

*Don't forget to like, comment, and subscribe for more timely market updates and insights. Hit the bell icon to be notified whenever we upload a new video!*

*Hashtags:*

#MarketMondays#RealEstate#Recession#HomeEquity#MortgageRates#FederalReserve#Investing#HousingMarket#FinancialAdvice#RealEstateInvestment

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By providing an engaging breakdown of the key points discussed in this episode, we're sure to keep our viewers informed and eager to join the conversation. Your feedback and questions are always welcome, so share your thoughts in the comments below!

Welcome back to another clip of Market Mondays! In today's discussion, Rashad Bilal, Ian Dunlap, and Troy Millings address one of the most pressing questions on every investor's mind: "How far will the stock market fall?" Our hosts delve into the current downtrend affecting major blue-chip companies, including Nvidia, Microsoft, Apple, and TSM, all experiencing significant declines.

Ian Dunlap kicks off the discussion with his insightful analysis on which stocks are the most attractive buys in the current market downturn. He prioritizes Microsoft, followed by TSM, and places Nvidia in the third spot, explaining the logic behind his choices. He emphasizes the importance of looking for contrarian investments rather than the obvious ones, especially when the market is in turmoil.

Troy Millings provides a differing perspective, placing Nvidia at the top of his list. He highlights the substantial capital expenditures by giants like Amazon, Microsoft, and Meta on AI innovation, signaling strong ongoing demand for Nvidia's technology. Troy also expresses caution regarding the potential slowdowns and supply chain issues that Nvidia may face, which could impact their market standing.

Rashad Bilal brings attention to Nvidia's legal challenges and the skepticism from hedge funds about the sustainability of its meteoric rise. He questions whether Nvidia truly deserves to be valued higher than stalwarts like Google and Amazon, drawing a parallel to early, unsustainable hype in tech stock histories.

Throughout the discussion, the hosts critically evaluate the long-term viability and investment potential of these tech giants, providing a balanced view on market sentiment and the underlying factors affecting stock prices.

Join us as we explore these insights and more, helping you navigate the complexities of the current stock market. Don't miss out on this deep dive into investment strategies and market forecasts from the Market Mondays team!

Timestamps:

0:00 - Introduction

0:32 - Ian Dunlap's Top Stock Picks in a Down Market

2:06 - Troy Millings' Defense of Nvidia

4:50 - Legal and Market Challenges for Nvidia

#MarketMondays #StockMarket #Investing #TechStocks #Nvidia #Microsoft #Apple #TSM #InvestingTips #FinancialEducation #AI #StockAnalysis

**

Enjoyed the video? Like, comment, and subscribe for more insights and updates from the world of investing. Hit the notification bell so you never miss an episode of Market Mondays!

Don't forget to join our community for exclusive content, early access to episodes, and much more! Check out the links in the description.

In this episode of Earn Your Leisure, we sit down with April Showers to delve into the intricate world of licensing and brand partnerships. We discuss the business dynamics of the $98 billion licensing industry and how Kanye West leveraged his Yeezy brand to become a billionaire through a partnership with Adidas. 

April shares the remarkable journey of Afro Unicorn, including its successful partnership with Walmart and the decision to turn down an animated TV show deal with Nickelodeon to retain IP control. Discover how Afro Unicorn generated $15 million last year and why April Showers stands as the only Black woman with a fully licensed character brand.

Key insights include the advantages of a licensing business model, the significant financial impact Kanye West faced by relinquishing creative control of Yeezy, and the necessity of building every business with the intent to sell. April also reveals her experience suing a company for brand likeness infringement, the essential systems for creating a sellable business, and the inspiration behind Afro Unicorn, motivated by the legacy of Nipsey Hussle. 

Join us as we explore the profound statement, "It’s never a lack of talent, but a lack of information," and why you should "never worry about the how."

#EarnYourLeisure #AprilShowers #AfroUnicorn #Licensing #BusinessStrategy #KanyeWest #Yeezy #Walmart #Nickelodeon #Entrepreneurship #BrandPartnerships #NipseyHussle #BusinessInsights #BlackOwnedBusiness

In this episode of Market Mondays Medium, hosts Rashad Bilal and Ian Dunlap sit down with special guest Don Peebles, a prominent real estate developer with significant experience in the New York real estate scene. The discussion takes an intimate turn as Peebles shares his personal interactions and professional relationship with Donald Trump, another key figure in New York real estate and former U.S. president.

Rashad kicks off the conversation by diving straight into a controversial topic—Donald Trump's perceived racism. Peebles gives a nuanced view, asserting that Trump is not more racist than Joe Biden, arguing that their policies affect African Americans in different ways. He recalls historical policies and events such as the 1994 crime bill and the 1986 mandatory sentencing guideline and their devastating impact on black communities, largely attributed to Biden's legislative history.

Peebles shares his personal experiences with Trump, explaining that Trump has always treated him with respect and has shown interest in supporting black entrepreneurs and gaining black voters. Peebles believes that America’s approach to race has evolved and suggests that voters should focus on economic opportunities rather than get tangled in emotional judgments.

Ian provides a counterpoint by highlighting Trump's refusal to apologize for the Central Park Five incident, the history of discriminatory practices attributed to Trump's father, and inflammatory rhetoric associated with the MAGA movement. Peebles responds by comparing rhetoric with actual policy impact, emphasizing Biden's direct role in legal frameworks that led to mass incarcerations. The conversation delves into the role of economic opportunity as a crucial factor in uplifting black communities and navigating America's capitalistic democracy.

Toward the end, Rashad and Peebles agree on the importance of evading emotional bias in both business and politics. They emphasize the need for African Americans to hold every political figure accountable, devoid of emotional distractions.

Tune in to gain a deeper understanding of the complex intersections between race, politics, and economic policy through the experienced lens of Don Peebles, Rashad Bilal, and Ian Dunlap. Think past the headlines and delve into the intricacies that shape the African American experience in the socio-political landscape.

*Hashtags:*

#MarketMondays#DonPeebles#DonaldTrump#JoeBiden#RaceRelations#RealEstate#PoliticalAccountability#CentralParkFive#1994CrimeBill#EconomicOpportunity#BlackEntrepreneurs#FinancialLiteracy#Capitalism#Democracy#AmericanPolitics#MAGA#Racism#BlackVoters#IanDunlap#RashadBilal#MMMedium

Welcome back to another insightful clip of Market Mondays! In this clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal sit down with veteran real estate mogul Don Peebles to discuss the current state of the commercial real estate market and strategies to thrive during downturns.

*Key Points Discussed:*

1. **Identifying Opportunities in Challenging Markets**:

- Don Peebles shares crucial insights on how to identify lucrative opportunities in cities like Los Angeles and Detroit, even when the market appears to be struggling.

- Understanding vacancy rates in office buildings, apartments, and hotels is essential for gauging market health. With office buildings struggling with high vacancy rates, converting them into apartments or hotels might be a viable option.

- He explains why conversions are not beginner-friendly and emphasizes the importance of hiring experienced contractors, architects, and project managers who are well-versed in handling such projects.

2. **Steps for Securing Financing for Large-Scale Projects**:

- Delving into the mechanics of financing skyscrapers and other massive real estate projects, Peebles breaks down the process of securing money from traditional banks and global institutional private equity funds.

- He uses the example of Affirmation Tower in New York to illustrate how developers typically arrange for senior financing and equity, making the process understandable even for those new to real estate investment.

3. **Approaching Hospitality Development in the Caribbean**:

- Peebles outlines the strategic approach required for developing hotels, especially in appealing but complex markets like the Caribbean.

- From selecting the right brand and operator to managing the furnishing and interior design of the hotel, he provides a comprehensive roadmap for aspiring developers.

4. **Affirmation Tower Project**:

- A sneak peek into the development plans for Affirmation Tower, which include residential rentals, a civil rights museum, luxury condos, and two hotels, showcasing the multifaceted nature of modern real estate projects.

- Peebles draws parallels between such large buildings and neighborhoods, explaining how a mix of uses can drive the economics of the project.

**Why You Should Watch**:

This episode is packed with practical advice from Don Peebles, a seasoned real estate entrepreneur with years of experience in transforming ambitious projects into successful ventures. Whether you're a budding investor or an established developer, the strategies and insider tips shared in this episode will equip you with the knowledge needed to navigate and capitalize on the down commercial real estate markets effectively.

**Don Peebles' Profile**:

Don Peebles is a renowned real estate investor and developer with a diverse portfolio that spans residential, commercial, and hospitality sectors. As the CEO of The Peebles Corporation, one of the nation's largest privately held real estate investment and development companies, Peebles brings unparalleled expertise and insight into real estate dynamics.

**Join the Conversation**:

Don't forget to like, subscribe, and hit the notification bell to stay updated on the latest trends and investment strategies in the market. Share your thoughts in the comments section and let us know any questions you have about real estate investment.

**Hashtags**:

#MarketMondays#RealEstateInvestment#DonPeebles#CommercialRealEstate#RealEstateTips#InvestmentStrategies#AffirmationTower#HospitalityDevelopment#RealEstateInvesting#FinancialFreedom

---

Tune in now to elevate your understanding and prepare to make informed and strategic real estate investments in today's market!

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Welcome back to another exciting episode of *EYL*. In this episode, hosts Rashad Bilal and Troy Millings sit down with Mag Rodriguez to delve into the revolutionary partnership between their platform and Luminate, a game-changing collaboration that gives artists unprecedented control over charting on Billboard.

Luminate is the agency responsible for all the reporting in the recorded music industry, both domestically and internationally. Originally known as Nielsen Soundscan, Luminate has undergone several transformations over the years, but it remains the backbone of Billboard chart auditing. As Mag explains, after 18 months of persistent negotiations, their platform has received the golden stamp of approval from Luminate just eight weeks ago and has been an official reporter for four weeks.

Mag highlights the monumental significance of this approval. Traditionally, charting on Billboard required artists to sell their albums via major DSPs like Apple or Spotify. However, thanks to this groundbreaking partnership, artists using their platform can now influence their Billboard rankings by selling directly to superfans. This development has already started making waves in the industry, as evidenced by the flood of calls Mag received once the announcement was made.

If you’ve ever wondered how the intricacies of Billboard charting work, Mag breaks it down for you. Typically, it takes 1,250 streams to equate to one album sale—a steep uphill task for any artist. But with this new system, one album sale on the platform equates directly to one album sale on Luminate, offering a simpler and more artist-friendly pathway to chart success. Larussell is poised to be one of the first artists to benefit from this system, potentially charting on Billboard this year through direct fan purchases.

Rashad and Troy dive deeper into how this platform became the pioneering superfan app eligible for Billboard. Mag recounts the rigorous vetting process that involved detailed sales reporting, integration with data processors like Stripe, and strict weekly reporting requirements. Missing even one week of reporting can result in temporary disqualification, making the process highly disciplined and transparent.

Mag shares an inspiring story of how French Montana was the second artist to use this revolutionary platform. Known for his innovation beyond music, French Montana recognized the platform's potential immediately. Mag recounts how smooth the entire process was with French, illustrating how artists stand to benefit immensely from this new model. However, the inability to report to Billboard was initially a dealbreaker for bigger artists, a hurdle that has now been cleared. With this milestone achieved, expect to see major albums breaking through in the coming quarters, leveraging this new pathway to the top of the charts.

Don’t miss this insightful discussion that offers a rare glimpse into the evolving dynamics of the music industry. Whether you're an artist looking to scale the Billboard charts or a fan interested in the behind-the-scenes workings, this episode is packed with valuable information!

*Subscribe to EYL for more groundbreaking interviews and industry insights!*

*Hashtags:*

#EYL#Luminate#MusicIndustry#BillboardCharts#Superfan#Streaming#AlbumSales#FrenchMontana#Larussell#InnovationInMusic#MusicBusiness#Blockchain#Crypto#TroyMillings#RashadBilal#MusicInnovation#EYLInterview#IndependentArtists#ArtistControl#ChartTopping#MusicReporting

Make sure to like, comment, and subscribe to stay updated with all our latest episodes. Hit the notification bell so you never miss an upload!

In this Ficos Fundamentals Class for EYL University, Shonda Martin, a credit educator, and expert, dives deep into one of the most crucial aspects of your credit profile: credit utilization. Understanding and managing your credit utilization can significantly boost your credit score and open doors to better financial opportunities.

For this full class and more like it, sign up for EYL University at eyluniversity.com!

Don't forget to like, comment, and subscribe for more financial tips and tricks.

We cover:

What credit utilization is and why it matters

How to calculate your credit utilization ratio

Tips for maintaining an ideal utilization rate

Common pitfalls that can hurt your credit score

The impact of loan balances and charge-offs

00:00 Introduction

00:12 What is Credit Utilization?

00:35 Factors Affecting Credit Utilization

01:00 Number of Accounts with Balances

01:34 Impact of Charge-Offs

02:17 Proportion of Loan Balances to Original Loan Amount

03:14 Student Loans and Deferments

04:03 Checking Your Student Loan Reporting

05:14 Ideal Credit Utilization

06:07 How to Calculate Your Utilization

06:44 Why 1-3% Utilization is Best

07:45 Preparing for Credit Applications

08:14 Planning Ahead for Applications

Welcome back to another incredible clip of Market Mondays! In this clip, our hosts Troy Millings, Rashad Bilal, and Ian Dunlap sit down with the extraordinary real estate developer Donahue Peebles. Join us as we delve into a fascinating conversation about the ambitious skyscraper project, the Aspiration Tower, set to be the tallest building in the Western Hemisphere.

From the hurdles of political delays to the strategic planning behind such a monumental undertaking, Donahue offers insider insights into this game-changing development. Despite receiving proof of financing for the project, political shifts in New York State have caused unforeseen delays. As Donahue points out, "The holdup is not money. It’s the governor of New York making a decision that this is something that they want to go forward with."

Apart from discussing the skyscraper, we explore how Donahue manages multiple large-scale projects across various cities like Boston, Charlotte, Raleigh, Durham, Nashville, Atlanta, and Miami. How does a real estate titan like Donahue delegate tasks and build an effective team? The answer lies in robust project management and strategic risk mitigation. By not taking down land until it's ready for construction, they effectively minimize financial risks.

Furthermore, we discuss the incredible economic implications of this groundbreaking project. This skyscraper is not just about breaking records but also about breaking barriers. Donahue shares the importance of economic inclusion and how this project will benefit the Black community by allocating a significant portion of the budget to Black-owned businesses. "It's amazing to me that in all of New York City's history, there's not one skyscraper, not one built by a black developer," says Donahue.

In an inspiring move, the project also plans to house a $50 million Civil Rights Museum at its base, further emphasizing its social and cultural significance. This initiative, led in conjunction with Reverend Sharpton, aims to create a permanent space to honor those who have contributed significantly to the civil rights movement.

You'll also learn how you can play a part in pushing this project forward. Audience engagement and community support can make a significant difference. "Reach out to the state, the governor, and assembly members," advises Donahue. Your voice can be instrumental in advocating for this project that champions economic inclusion and historical recognition.

Don’t miss this episode if you're interested in real estate, community advocacy, and breaking barriers. Watch now to be inspired by Donahue Peebles' journey and discover how you can contribute to this groundbreaking project!

*Timestamps:*

00:00- Introduction

00:52- Political Holdups and Project Delays

02:18- Managing Multiple Projects

03:46- Timeline for Governor’s Decision

04:26- Strategies for Risk Mitigation

05:47- How Audience Can Help

07:22- Building The Civil Rights Museum

08:20- Importance of Economic Inclusion

*Support Donahue Peebles:*

Let's rally together to bring this project to life! Reach out to the NY State Governor, Assembly Members, and Senators to show your support.

*Hashtags:*

#MarketMondays#AspirationTower#DonahuePeebles#RealEstate#EconomicInclusion#CivilRightsMuseum#CommunityAdvocacy#Skyscraper#NYDevelopment#FinancialLiteracy#Entrepreneurship

---

We hope you enjoy this episode as much as we enjoyed making it. Like, comment, and subscribe to stay updated on all things Market Mondays!

👋 Welcome back to EYL, your premier destination for all things finance, investment, and exclusive events! In today's breaking news, your hosts Rashad Bilal, Ian Dunlap, and Troy Millings reveal some immensely exciting updates regarding Invest Fest's VIP Night.

🌟*The Line-Up:*

We've meticulously curated our most impressive VIP night line-up to date! Here's a glimpse of the heavyweights you'll see:

-*Pour Mind*

-*Shannon Sharp*

- *TI*

- *Monica*(Musical performance)

- *Mapy the Violinist*

- *Terrence J*

-*Kenny Burns*

-*Larry Morrow*

-*Selena Hill*

-*Mandii B*

- And many more!

🎻 Monica and Mapy the hip-hop violinist will take the stage, ensuring a night filled with impressive dialogues and exhilarating performances.

🎥 *Special Announcement:*

The first-ever live "Blackout" show will debut at VIP night, with none other than Shannon Sharp sitting down with Rashad Bilal and Ian Dunlap for an epic conversation. We'll dive into a myriad of topics—from business and marketing to collaborations and personal anecdotes. Get ready to hear about Shannon's endeavors post-ESPN and Skip Bayless, his partnership with Stephen A. Smith, and so much more!

🎟️*The Exclusive Golden Ticket Raffle:*

For all VIP ticket buyers from July 29 to August 4, and past VIP ticket holders, your golden opportunity is here! We're rolling out an exclusive all-access golden ticket raffle, making the experience even more enriching. One lucky winner will be granted:

- All-access backstage pass 🎫

- Front-row seating 🎟️

- Access to all dinners and parties 🥳

- Lifetime access to EYL University 🎓

- Special meet and greet with billionaire Don Peebles 🤝

- Stock Club for life 📈

This pass is priceless and can open numerous doors for you and your business! Make sure to act fast and secure your VIP ticket.

🗣️*Words of Wisdom:*

Our hosts emphasize the importance of leveraging this access wisely. Network diligently, learn from the best, and optimize every moment spent at Invest Fest. This weekend isn't just an event; it’s a life-changing opportunity.

📅*Mark Your Calendars:*

Invest Fest is stacked with industry giants and visionaries like 50 Cent, Damon John, Stephen A. Smith, Lauren London, Wyclef Jean, Van Jones, Chris Lyons, Ian Dunlap, and many more. Trust us—you don’t want to miss this!

💡*How We Do It:*

Planning such monumental events involves collaboration and strategy. Our insider tips include listing all potential guests, utilizing our network for connections, and always checking schedules for logistical feasibility. Just a small glimpse into how we pull off such grand feats!

🌠*Stay Tuned:*

We're continuously adding new names to the lineup, and exciting collaborations are brewing behind the scenes. Make sure you're subscribed and have the notifications turned on so you don't miss any updates!

👍*Like, Comment, and Subscribe:*

Enjoyed this video? Don't forget to give us a thumbs up, drop your comments below, and subscribe to the EYL channel for more exclusive insights and updates.

🔗*Follow Us:*

Connect with us on our social media channels for more behind-the-scenes action and personal interactions.

📲*Hashtags:*

#InvestFest#VIPNight#ShannonSharp#BreakingNews#EYL#Finance#Investing#Networking#GoldenTicket#LiveShow#Monica#VIPAccess#BusinessOpportunities#ExclusiveEvent#EYLUniversity#BackstagePass#NetworkLikeAPro

In this episode of Earn Your Leisure, we sit down with Mag Rodriguez to discuss the groundbreaking changes happening in the music industry through the EVEN platform. Discover how LaRussell made $27,000 in just 24 hours by releasing his album on EVEN, and learn why artists are missing out on significant revenue by not selling directly to consumers. We explore how EVEN is the first direct-to-consumer music platform to report to Billboard and whether fans would pay extra for music from their favorite artists. 

We delve into the staggering statistic that only 10% of people will ever have the chance to see their favorite artist live and how the "Pay What You Want" model on EVEN is changing the game. Rodriguez shares insights on the importance of demand before releasing an app, the underestimation of revenue potential in other countries by big corporations, and the impact of Afrobeats making $100 million in 2023, with only 2% of the revenue reaching Nigeria.

We also discuss the future of the music industry with the "Proud To Pay" model, EVEN's mission to increase revenue for the music industry, the challenges with music labels' 3-month payment system, and the lack of fan data for most artists. Learn how EVEN convinced Ryan Leslie to launch his project on their platform and ponder the possibility of a major artist releasing an exclusive album on a "Proud To Pay" platform.

#EarnYourLeisure #MusicIndustry #DirectToConsumer #LaRussell #EVENPlatform #Afrobeats #ProudToPay #RyanLeslie #MusicRevenue #ArtistRevenue #FanData #Billboard #MusicLabels #PayWhatYouWant #MusicApp #GlobalMusic #ExclusiveAlbum #MusicTrends

Welcome back to another exciting episode of Market Mondays! Today, we are thrilled to have Ish join us for an enlightening conversation about the world of real estate investing. Whether you're a beginner looking to dip your toes into real estate or someone with some experience, this episode is packed with valuable insights and practical advice.

*Key Discussion Points:*

1. **Mindset for Real Estate Investment**:

- Ish starts off by emphasizing the importance of having the right mindset for real estate investment. He cautions against unnecessary expenses and stresses the need for financial discipline. If you aspire to be a serious investor, you must learn to prioritize investments over lavish lifestyles, such as luxury cars and frequent vacations.

2. **Regional Considerations**:

- Real estate is highly regional, and strategies may differ based on location. Ish shares his thoughts on how understanding your local market can impact your investment decisions.

3. **Advantages of Multifamily Investments**:

- For beginners, Ish recommends starting with multifamily properties. He explains how these properties can be financially advantageous by leveraging rental incomes to qualify for mortgages, allowing investors to potentially live in one of the units rent-free.

4. **Financial Leverage and FHA Benefits**:

- Ish breaks down the importance of financial leverage in real estate and how utilizing FHA benefits can significantly reduce down payment requirements. He advises taking advantage of these benefits by living in the property for a year before moving on to another investment.

5. **The Role of Contractors in Real Estate**:

- Rashad Bilal brings up a crucial topic about contractors using money from new jobs to pay for old jobs. Ish, being a contractor, shares his perspective on this practice. He also discusses the importance of having a structured payment schedule and not paying contractors the full amount upfront to maintain leverage and ensure work completion.

6. **Building and Renovating Homes**:

- If you are planning to build or renovate a home, Ish offers valuable tips. From understanding the scope and scale of the project to familiarizing yourself with materials and terms, he stresses the importance of homeowner involvement and education. Knowing the details can prevent overpaying and ensure you get the quality you desire.

7. **Contracts and Specifications**:

- Ish provides insights into what a thorough contract should entail. He advises on specifying every detail in the contract to avoid miscommunication and potential conflicts. From flooring types to tile costs, every detail should be documented to ensure clarity and fairness in the agreement.

*Conclusion:*

Today's episode is a goldmine of information for anyone interested in real estate investing. Ish's practical advice and personal experiences offer a roadmap to smart and disciplined investing. Whether it's understanding the financial intricacies, the importance of location, or dealing with contractors, this episode covers it all. So, if you're serious about making your mark in real estate, this episode is a must-watch!

Make sure to like, comment, and subscribe for more insightful discussions on Market Mondays. Have any questions or topics you want us to cover? Drop them in the comments below!

*Hashtags:*

#MarketMondays#RealEstateInvesting#FinancialDiscipline#MultifamilyInvestment#FHA#ContractorTips#HomeRenovation#MindsetMatters#PropertyInvestment#RealEstateEducation#InvestmentTips#FinancialFreedom#WealthBuilding#SmartInvesting#TriStateRealEstate

In this insightful episode of Market Mondays, we sit down with the dynamic and inspiring Pinky Cole, the mastermind behind Slutty Vegan, a rapidly growing vegan food empire. Pinky opens up about the pivotal moment when she raised $25 million, a milestone that brought her company’s valuation to a staggering $100 million.

Rashad Bilal, our inquisitive host, dives deep into the details, peeling back the layers to reveal the challenges and triumphs that accompanied such a significant capital raise. Pinky shares her emotional journey upon receiving the funds, describing the immense pressure of transitioning from "me" to "we" as she now had the weight of her investors’ expectations on her shoulders.

What does it take for a black female entrepreneur to succeed at this level? For Pinky, raising $25 million was more than just a personal victory. It represented a win for every black woman, black entrepreneur, and minority striving to make their mark. She candidly discusses the stakes, emphasizing the collective weight she felt, knowing that her success—or failure—would resonate far beyond her individual story. She didn't just step into the room alone; she represented a community of 10,000.

Pinky also gets real about the practical side of managing such a sizeable investment. She points out an insightful lesson learned—the importance of putting the money into interest-bearing accounts to ensure that the business could grow sustainably without depleting cash reserves too quickly. Pinky stresses the need for strategic and financial advisors, a crucial step she believes every large-scale entrepreneur should take.

When asked if she would do anything differently, Pinky offers a reflective yet forward-looking perspective. Yes, there might be things to tweak, but the experience itself is invaluable. For her, the process was about learning and evolving, which she continues to apply as she diversifies her ventures.

Rashad delves into Pinky’s diversification efforts, exploring how she balances her primary endeavor, Slutty Vegan, with newer initiatives like Bar Vegan. Pinky talks candidly about the allure of branching out into different projects but also recognizes the necessity of maintaining focus. Her strategic decision to ensure the solid foundation of Slutty Vegan before expanding into other ventures like Bar Vegan underlines her business acumen.

This episode is a goldmine for aspiring entrepreneurs and business enthusiasts keen on understanding the complexities of capital raising, responsible scaling, and strategic diversification. Pinky’s journey is not just a story of financial success but one of personal growth, community representation, and relentless ambition.

Don't miss this compelling conversation that combines emotional highs with practical business wisdom. Learn from Pinky Cole’s incredible journey and get inspired to strive for greatness, no matter the obstacles.

*Subscribe to Market Mondays for more insightful interviews and business tips!*

#MarketMondays#PinkyCole#SluttyVegan#RaisingCapital#Entrepreneurship#BusinessGrowth#BlackEntrepreneurs#MillionDollarBusiness#Investment#FinancialAdvice#VeganBusiness#ScalingUp#BusinessStrategy#DiverseInvestors

In this eye-opening clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap welcome the inspirational entrepreneur Pinky Cole. Known for her honesty about the highs and lows of her entrepreneurial journey, Pinky takes a deep dive into the real lessons she's learned while scaling her businesses. She shares invaluable advice on site selection, the importance of data over intuition, and the emotional challenges that come with making tough business decisions.

Pinky sheds light on the often unspoken struggles that even the most successful brands face. With a candid recount of having to close certain locations despite having a highly popular brand, she emphasizes that location and data are crucial in making informed business decisions. Pinky reveals how even giants like Burger King and Popeyes go through ups and downs, yet public discourse seldom covers these setbacks.

This clip also explores the dynamics of Pinky's personal life, particularly her relationship with fellow entrepreneur Derek. Their shared experiences provide mutual support and invaluable business insights. Pinky talks about how Derek learned from her journey to avoid similar pitfalls, ultimately leading to his own business success.

In addition, Pinky discusses her highly effective marketing strategies that have propelled her brand to new heights. By leveraging the power of celebrity endorsements, word-of-mouth, and social media, she has built a robust brand presence. Her marketing philosophy—making people laugh, making them proud, and giving them information—has resonated deeply with audiences and driven massive engagement.

This conversation offers a treasure trove of knowledge for anyone looking to understand the true landscape of entrepreneurship. Whether you're a budding entrepreneur or a seasoned business owner, the lessons from Pinky's journey are both enlightening and actionable.

Don't miss this episode if you want the raw, unfiltered truth about what it takes to succeed in business.

*Key Moments in This Episode:*

- [00:00:00] - Rashad Bilal asks about entrepreneurial lessons.

- [00:00:31] - Pinky Cole shares her honest business trajectory.

- [00:01:04] - The significance of site selection and data.

- [00:04:10] - Balancing personal and professional life with Derek.

- [00:06:44] - Top 3 marketing strategies for business growth.

*Popular Tags:*

#MarketMondays#PinkyCole#Entrepreneurship#BusinessLessons#MarketingStrategies#BlackOwnedBusiness#VeganBusiness#BusinessGrowth#ScalingBusiness#CelebrityEndorsements#WordOfMouth#InspirationalJourney#DerekAndPinky#BusinessSuccess#EntrepreneurialJourney

Tune in to gain a deeper understanding of what it truly means to be an entrepreneur and learn from the experiences of one of the most successful names in the vegan business industry, Pinky Cole.

In this insightful clip of EYL, our hosts Rashad Bilal and Troy Millings sit down with the dynamic Felecia Hatcher. Known for her enlightening perspectives and innovative marketing approaches, Felecia takes us on a deep dive into the mechanics behind the scarcity model and how it influences consumer behavior.

As the Chief Popcorn Officer of Popcorn Heaven, Felecia has mastered the art of creating demand. In this conversation, she reflects on her experience working with Nintendo and how they skillfully created unparalleled hype around their products. Discover the fascinating strategies used to generate immense demand and drive consumer purchasing decisions, even when products were scarcely available on store shelves.

*Key Points Covered:*

-*The Scarcity Model Explained:*Rashad begins by asking Felecia to break down the scarcity model, highlighting that it’s more complex than simply reducing supply. Felecia shares her firsthand experiences with Nintendo’s experiential marketing strategies that left consumers eagerly awaiting the next product restock.

- *Experiential Marketing:*Felecia discusses her role in bringing video games to life through immersive experiences. These activations not only heightened consumer interest but also made the eventual purchase feel more urgent and valuable.

- *Strategic Product Availability:*Learn how the calculated scarcity of products like the Wii Fit board and Tickle Me Elmo led to a phenomenon where consumers were willing to pay above the retail price, creating a cycle of anticipation and demand that drove sales.

- *Psychology of Influence:*After reading the book*"The Psychology of Influence,"*Felecia connected the dots on how strategic shortage influenced consumer behavior. Understand how industries, from toys to sneakers, leverage this model to ensure consumers buy multiple products.

- *Black Business Insights:*Felecia shares keen observations on how scarcity is managed and perceived in Black-owned businesses. Using examples from the restaurant industry, she illustrates how effective communication can turn limited availability from a pain point into a coveted aspect of the customer experience.

- *Business Lessons:*Through engaging anecdotes and practical tips, this episode provides invaluable lessons on customer expectation management, marketing strategy, and how to utilize the scarcity model ethically and effectively in entrepreneurship.

If you’re an entrepreneur, marketer, or simply curious about the intricacies of consumer psychology, this episode is packed with information that will change how you perceive demand and supply. Felecia Hatcher’s expertise offers a fresh perspective on how scarcity can be used not just to drive sales but to build lasting relationships with customers.

*Join the Conversation:*

Listen to Felecia’s compelling storytelling and sharp insights as she shares how you too can create meaningful experiences and demand for your products or services. Don’t forget to like, comment, and subscribe for more episodes that bring industry secrets and entrepreneurial success stories right to your screen.

*Hashtags:*

#EYL#FeleciaHatcher#ScarcityModel#ExperientialMarketing#Nintendo#ConsumerPsychology#Entrepreneurship#SupplyAndDemand#BlackOwnedBusinesses#MarketingStrategy#BusinessLessons#CustomerExperience#TickleMeElmo#SneakerCulture#InfluenceStrategy#Innovation

Welcome back to another riveting clip of Market Mondays! Today, we're diving into one of the most tumultuous events the tech industry has seen in recent times—a global tech outage that sent shockwaves through various sectors and led to massive flight cancellations. Rashad Bilal, Ian Dunlap, and Troy Millings are here to break it all down for you.

*[00:00:00] Global Tech Outage:*

Last week saw an unprecedented global tech outage that continued into this week, causing the cancellation of over 600 Delta flights. The ripple effects of this outage are significant, impacting various industries and millions of people around the world.

*[00:00:43] Impact on Crowdstrike:*

Crowdstrike, a major player in cybersecurity, took a significant hit with its stock dropping over 30% from its 52-week high. Ian Dunlap offers insightful analysis on whether this presents a buying opportunity or if further caution is warranted. He suggests that there's still room for the stock to fall to around $249.77 before considering a long-term investment.

*[00:01:32] Cybersecurity Importance:*

Troy Millings highlights how this event has underscored the critical importance of cybersecurity. Even industry giants like Microsoft are feeling the heat, showing that no one is immune to such vulnerabilities. Crowdstrike's struggle emphasizes the need for robust cybersecurity measures in protecting sensitive information across various sectors.

*[00:03:04] Market Competition:*

The conversation shifts to market competition within the cybersecurity space. While Crowdstrike faces stiff competition from companies like Microsoft and Palo Alto, Troy points out that the margins are tight and any slip-ups can result in losing clients.

*[00:04:27] Investment Strategy:*

Troy also discusses investment strategies, emphasizing the importance of having a clear plan and not panicking during turbulent times. He advises to consider whether to take profits, watch the fall, or reposition your investments.

*[00:05:20] Future Concerns:*

Ian touches on future concerns for Crowdstrike, including potential lawsuits and the necessity for all companies to bolster their defenses given the current political climate. He stresses that robustness in cybersecurity is more critical than ever.

*[00:06:05] Was it a Cyber Attack?:*

Finally, Ian and Troy ponder whether the outage was simply a software issue or something more sinister like a cyber attack. They express skepticism about the official explanations and suggest that a cyber attack could be catastrophic for Crowdstrike's business.

This clip is packed with insights and expert opinions that will help you navigate the complexities of tech investments and cybersecurity. Don't miss out on the advice from our seasoned hosts as they break down these crucial topics.

*Stay Updated:*

Don't forget to like, comment, and subscribe to stay updated on the latest market trends and investment strategies. Follow us on social media for more exclusive content!

Hashtags:

#MarketMondays#Crowdstrike#TechOutage#Cybersecurity#StockMarket#Investment#FinancialInsights#DeltaFlights#Microsoft#PaloAlto#ElonMusk#InvestmentStrategy#TechNews#GlobalImpact

In this clip of Market Mondays, we dive deep into the latest developments in the electric vehicle (EV) market, specifically focusing on Tesla's recent decline in**Title: Market Mondays Medium #2 - July 15 | Tesla's Market Share, EV Trends, and Investment Insights**

Welcome back to another clip of Market Mondays, your go-to source for the latest insights in the financial market. In this episode, our hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the recent shifts in Tesla's market share and what it means for the company and the electric vehicle (EV) sector as a whole.

We start off with Rashad Bilal’s observation on Tesla's market share dipping below 50% for the first time since the EV sector gained popularity. This is a significant shift that has caught the attention of investors and market analysts alike. Is this a red flag for Tesla, or just a temporary setback? Ian Dunlap believes it’s an overhyped headline and remains confident in Tesla’s long-term viability despite the rise of competitors like BYD and other American companies.

Ian suggests that investors should carefully choose their re-entry points, with a preference for the $223 mark, and points out that although there are areas for improvement, particularly in innovation, he doesn't believe Tesla is in serious trouble just yet.

Troy Millings provides a broader perspective, noting that while Tesla has seen a decline in market share, the overall EV market has grown by 11%. This means more players are entering the space, which naturally dilutes Tesla’s market dominance. Despite this, there is still substantial room for growth in the EV sector, given that only 7% of all vehicles sold in 2023 were electric.

Rashad counters by stressing that in business, you’re either gaining or losing. He raises a valid concern about consumer satisfaction, citing a Wall Street Journal report that up to 40% of EV owners are reverting back to gas-powered vehicles. This phenomenon raises questions about the long-term sustainability and adoption of EVs.

We also discuss whether the entire EV market is experiencing a bubble, with investors' expectations possibly outpacing actual results and feasibility. Rashad shares his skepticism about Tesla’s diversified ventures into robotics and AI. He believes that while Elon Musk is a visionary, some of his projects like Robo-taxis and autonomous robots seem overly ambitious and are not likely to materialize in the near term.

Throughout the discussion, the trio examines whether Tesla remains a top investment pick. Ian maintains his long-term bullish stance but agrees that some of Tesla’s initiatives, like the highly publicized robo-taxi service, might be more fiction than near-future reality. Rashad, however, believes there are better investment opportunities out there, even though Tesla will continue to make money.

In the end, Ian makes a case for Tesla integrating its various ventures to form a mega-corporation, combining forces with companies like Starlink, to build a more substantial and diversified entity. Troy agrees that while Tesla might not be a top-five company right now, it still holds a significant position in the market that shouldn’t be underestimated.

Join us for this in-depth discussion and get invaluable insights into the current and future landscape of the EV market and Tesla's role within it.

Make sure to subscribe to Market Mondays for your weekly dose of market wisdom, investment strategies, and financial analysis.

*Hashtags:*#MarketMondays#Tesla#Investing#EVMarket#FinancialAnalysis#StockMarket#IanDunlap#RashadBilal#TroyMillings#ElectricVehicles#InvestmentStrategy#BusinessInsights

Join us for an insightful conversation with Felecia Hatcher on Earn Your Leisure, where we dive deep into the world of entrepreneurship and innovative business strategies. In this episode, Felecia shares her experience with the Pharrell Williams-founded Black Ambition Opportunity Fund, a groundbreaking initiative designed to invest in 1,500 entrepreneurs by providing them with capital and mentorship. Discover the unique advantages that small businesses have over large corporations and the core business lessons Felecia learned during her time at Nintendo.

Explore the scarcity strategy that propelled Nintendo to new heights and learn how to leverage scarcity to increase demand in your own business. Felecia emphasizes the importance of understanding the value of your service and knowing your market when scaling your business. She also highlights a crucial point: your friends and family aren't your target audience.

The conversation takes a deeper turn as we discuss the challenges of entrepreneurship burnout and the necessity of a solid foundation for scaling your business. Felecia draws parallels to the "Tickle Me Elmo" phenomenon, illustrating how scarcity can double the lifetime value of customers and master the art of FOMO. We also touch on the downside of "building in silence" and the impact of prominent figures like Jay Z and Virgil Abloh in rolling out Pharrell's Black Ambition Opportunity Fund.

Don't miss this episode packed with valuable insights and practical advice for entrepreneurs at every stage.

#Entrepreneurship #BusinessStrategy #BlackAmbition #FeleciaHatcher #PharrellWilliams #Nintendo #ScarcityStrategy #FOMO #MarketMondays #EarnYourLeisure #SmallBusiness #ScalingBusiness #EntrepreneurBurnout #BusinessMentorship #Innovation #JayZ #VirgilAbloh #TickleMeElmo

In this clip of Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the latest economic predictions and analyses. They begin by discussing the possibility of a rate cut in September, with Ian sharing his optimistic forecast despite the current economic landscape. Will Jerome Powell and the Federal Reserve take action? Stay tuned to find out.

The duo also sheds light on the recent comments from Fed Chair Jerome Powell about inflation trends and the likelihood of a rate cut. With data from the Chicago Mercantile Exchange suggesting a 95% chance, the conversation gets intriguing. Could we really witness a rate cut this September? And if not, what could be the next steps in November or even December?

Next, they tackle analyst Tom Lee's bold prediction that the S&P 500 will triple by 2030. Is it realistic for the market to see such an exponential rise within just six years? Ian weighs in on the feasibility of such growth, considering potential reshuffling in the S&P 500 and the impact of inflation.

Rashad introduces a fascinating angle on hyperinflation and its influence on market returns. If inflation rates increase, the traditional 7% returns may no longer suffice. They walk you through the Rule of 72, which underscores the importance of higher returns to combat the devaluation of money.

Key Takeaways:

- Insights on the potential rate cut in September 2023.

- Analysis of Fed Chair Jerome Powell’s recent statements and their implications.

- An in-depth look at Tom Lee's prediction for the S&P 500 reaching 15,000 by 2030.

- The impact of inflation on investment returns and market behavior.

- Strategic advice on staying long in the market despite economic fluctuations.

Don't miss out on this thought-provoking discussion that could enhance your understanding of the current and future state of the market.

*Hit the like button, subscribe, and share this video with others. Stay tuned for more Market Mondays insights!*

#MarketMondays#Finance#Investing#StockMarket#Economy#RateCut#FederalReserve#JeromePowell#Inflation#SP500#TomLee#InvestingTips#LongTermInvesting#MarketAnalysis

Welcome back to EYL! In this clip, we are joined by the incredible Ashaala Shanae, who provides invaluable insights on how to perfect your elevator pitch. Whether you're preparing for Invest Fest or any other pitch scenario, this video is packed with actionable advice to help you stand out and make a lasting impression.

*Key Points Discussed:*

1. *Clear and Concise Messaging:*

Rashad Bilal kicks off the conversation by emphasizing the importance of a clear and concise message. Knowing who you are, what you do, who you serve, and what you offer is crucial.

2. *Identifying the Problem:*

Rashad explains that understanding the problem you aim to solve is fundamental. Your pitch should highlight the specific issue your product or service addresses.

3. *Providing the Solution:*

Beyond identifying the problem, it's vital to clearly articulate the solution your business provides. This includes the methods and vehicles you'll use to solve the issue.

4. *Market Research and Competitor Analysis:*

Knowing your market stats and competitors is essential. Investors are likely to ask about the competitive landscape, making this a critical part of your pitch preparation.

5. *Effective Use of Visual Aids:*

Visual aids can enhance your pitch if used correctly. Keep them clean and easy to understand, ensuring they support rather than distract from your key points.

6. *Clear Call to Action:*

Rashad emphasizes the importance of a clear and realistic call to action. Specify exactly what you're asking for, whether it's funding, partnership, or another form of support.

7. *Understanding Your Numbers:*

Know your financials inside out. Be prepared to detail your budget, forecast, and return on investment, as investors will scrutinize these aspects.

8. *Practice and Preparation:*

Troy Millings and Rashad discuss the importance of practice. Practice in front of a mirror, with family and friends, and even record yourself to identify areas for improvement.

9. *Mindfulness and Visualization:*

Ashaala shares techniques for managing anxiety, including mindfulness exercises and visualization. Walking through your pitch mentally can help build confidence and reduce stress.

10. *Breathing Techniques:*

Specific breathing techniques like the 4-7-8 method can help calm nerves and prepare you for the spotlight.

11. *Arrive Early and Familiarize Yourself with the Venue:*

Visiting the venue in advance and visualizing your performance in the actual space can significantly reduce anxiety on the day of your pitch.

12. *Have a Backup Plan:*

Always have a backup for your visual aids and other electronic materials to avoid last-minute hiccups that can derail your pitch.

By following these steps and tips, you can create a compelling elevator pitch that captures the attention of investors and judges alike.

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This episode of EYL is designed to equip you with the tools and knowledge you need to make your elevator pitch unforgettable. From preparation to execution, our expert guests share their secrets to success. Tune in, take notes, and get ready to elevate your pitch game!