Retire Right

In today's episode financial adviser Phil Thompson from Skye Wealth joins Glen on the show to answer your questions about life insurance. They touch on:

👉 the 4 types: death cover, income protection, TPD and trauma

👉🏼 the 3 ways to obtain insurance

👉🏽 insurance inside super explained

👉 why use a financial adviser?

👉🏾 how financial adviser commissions work

👉🏿 is claiming easier inside or outside of super?

👉🏻 do you need life insurance and when to cancel it

To chat with an adviser about getting personalised life insurance advice check out: https://www.skye.com.au

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's chat, mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen on the show to answer your questions about:

👉 home loans for over 60

👉🏼 financing a knock-down rebuild without super

👉🏽 going guarantor for your kids

👉🏾 steps for your child who wants to buy

👉🏿 mortgage broker vs direct to bank

👉🏻 how mortgage brokers get paid

Thanks to Sphere Home Loans for supporting this episode! Need a mortgage broker? Connect with the team here

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and retirement specialist Martin McGrath answer your questions around tax in super and preparing for aged care. They touch on:

👉 tax implications in pension vs. accumulation phases of super

👉🏻 what is contributions tax

👉🏿 what happens if you exceed the super contributions cap

👉🏼 making the most of your transition to retirement (TTR) account

👉🏽 planning around new aged care rules taking effect in July 2025

👉🏾 strategies for covering aged care costs without selling assets

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here: https://email.retireright.com.au/

🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and Martin discuss community questions around:

👉 selling an investment property, CGT implications and putting the money in super

👉🏽 finance options for renovating to sell at age 60

👉🏾 couples with different ages applying for the age pension

👉🏿 using unused annual leave to drop back to 4 days or cashing it out instead

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen chats with MaryAnn de Mestre, a lawyer and academic who specialises in elder law and estate planning. Glen and MaryAnn dive into the topic of elder abuse including what it looks like, how to spot the signs, and what steps you can take if you suspect someone is a victim. MaryAnn offers practical advice for keeping an eye on your aging loved ones and what you can do if things seem off as well as some things to know around estate planning. The touch on:

👉 common forms of elder abuse (financial, psychological, physical, neglect)

👉🏼 common signs such as unexplained withdrawals, social isolation, neglect

👉🏽 what to do if you suspect elder abuse in your community

👉🏾 the role of power of attorney and how it can be abused

👉🏿 legal steps to remove or challenge a power of attorney

👉🏻 some key takeaways for estate planning and protecting vulnerable individuals

M de Mestre Lawyers website: https://mdemestrelawyers.com.au/

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

If you're 10 years or less away from wanting to put down the tools and retire, today's episode is for you. Glen chats with financial adviser and host of the Financially Fierce podcast, Jess Brady about some of the practical things, both money and non-money related, that you'll need to think about and get in order as you approach retirement - such as your lifestyle, super and assets, housing and long term plans.

Resources mentioned in the episode 👇

Click here to download the FREE Glen James Spending Plan

Purchase Glen's book, The Quick Start-Guide to Investing here: https://amzn.to/3QNNrbv

To check out Jess's Greenhouse Money Growing Program, click here.

Find Jess's podcast, Financially Fierce wherever you're listening to this podcast!

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

How much money do you need in retirement? This is one of the most common questions we hear in the Retire Right community! In today's episode Glen and financial adviser Matt Hawkins break down the steps for working out your retirement number.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Looking for ways to help your adult kids get into their first home or get ahead financially? In this episode, Glen talks through heaps of different ideas such as:

👉 gifts & loans

👉🏼 paying the stamp duty

👉🏽 paying for LMI

👉🏾 considering a parental guarantee

👉🏿 paying for financial advice

👉🏻 matching a savings goal

👉 paying for the grandkid's childcare or extra-curricular activity

👉🏼 seeding their super

👉🏽 clearing their HELP debt

Glen's video on how a parental guarantee works: https://youtu.be/cmWOlvNhElk

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and Martin dive into a big question: should you pay off your mortgage or contribute more to your superannuation as you approach retirement? They also touch on:

👉 balancing mortgage payments and super contributions

👉🏼 tax strategies for superannuation

👉🏽 how to use a transition to retirement pension

👉🏾 using an offset account to manage cash flow

👉🏿 putting money in super when there is a dip in the share market

👉🏻 planning for life after retirement

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

Sign up to the Retire Right newsletter here:https://email.retireright.com.au/

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and financial adviser Martin McGrath discuss your questions around:

👉 what to do with your life insurance as you age

👉🏼 balanced vs high growth asset allocation in super

👉🏽 non concessional contribution limits for super

👉🏾 is my super growing appropriately or am I being too conservative?

Read Glen's article on private health insurance here: https://bit.ly/4dx7K5M

Sign up to the Retire Right newsletter here: https://email.retireright.com.au/

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Hosted on Acast. See acast.com/privacy for more information.

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv

In today's Q&A, Glen and Martin answer questions from the community, touching on:

👉🏼 is the income you get from Super taken into consideration for the medicare levy?

👉🏽 comparing super fund performance

👉🏾 what's the best industry super fund for returns and insurance?

👉🏿 making non concessional super contributions 

Glen's book, Sort Your Money Out & Get Invested: https://amzn.to/3z6aW9X

Learn more about Skye Wealth here: https://www.skye.com.au/

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

Jen is approaching retirement as a single mum of 2 adopted kids and is worried about her financial position. Her biggest concern is not being able support herself and her kids after she stops working so in this 'what would Glen do' episode, Glen runs Jen through a financial health check and shares some of his thoughts on her situation.

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley:https://amzn.to/3QNNrbv

Sort Your Money Out and Get Invested by Glen James: https://amzn.to/3XmSuDt

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and Martin answer some questions from the Retire Right community. They touch on:

👉 super and the age pension for couples with an age gap

👉🏼 capital gains tax & inheriting shares or property

👉🏾 budgeting in retirement

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbv

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Glen and special guest Gemma Dale, the Director of SMSF and Investor Behaviour at nabtrade discuss the current state of the economy and what it means for Australian retirees and younger generations.

'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here:https://amzn.to/3QNNrbv

You can listen to Gemma's podcast, Your Wealth wherever you're listening to this podcast.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Symo Interactive Pty Ltd trading as Retire Right Australia & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen and Vince Scully chat about the cost of getting financial advice, some common myths and the value of seeking advice in your retirement planning.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

When a partner passes away, it can feel overwhelming to handle their affairs during such a difficult and emotional time. Financial advisers Martin & Anthony from Financial Edge Group unpack where to start with the key lifestyle and financial practicalities that need addressing as well as some considerations around super, tax and the age pension. They touch on:

👉🏼 which tasks to tackle first and which can be navigated over time

👉 relevant parties to notify

👉🏼 some of the costs you may need to pay for

👉🏽 implications to superannuation

👉🏾 implications to receiving the age pension

👉🏿 tax

👉🏻 reassessing your living situation & cashflow

👉 updating or planning your own will & estate

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's chat financial advisers Martin & Wayne from Financial Edge Group unpack the transition to retirement (TTR) pension, touching on:

👉 what it is and how they work

👉🏼 eligibility

👉🏽 impact on tax

👉🏾 practical case studies

👉🏿 and more

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode, financial advisers Martin and Jesse reveal key strategies to help you maximize any Centrelink Age Pension benefits you may qualify for, ensuring you get the most from your entitlements. The touch on:

👉 renovating your home

👉🏼 paying down debt

👉🏽 gifting assets

👉🏾 using funeral bonds & prepaid expenses

👉🏿 super sheltering

👉🏻 annuities

👉 casual/part time work

👉🏼 updating the value of your personal assets

👉🏽 seeking advice around inheritances & more

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

A great intergenerational wealth transfer is expected to see trillions of dollars pass down from older generations to their heirs over the coming decades so let's chat about what to know around giving and receiving inheritances. Glen James, Martin McGrath and James Millard touch on:

👉 ways to help adult children

👉🏼 gifting rules if you receive the age pension or part pension 

👉🏽 is there an inheritance tax?

👉🏾 being the recipient of an inheritance 

🎧 Glen's podcast: Listen on Apple here | Listen on Spotify here

 📘 The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://amzn.to/3QNNrbv

 📘 Insufficient Funds by James Millard: https://amzn.to/4bR72iq

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. 

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Martin and Anthony from Financial Edge Group chat about some considerations if you receive an inheritance close to or in retirement and are deciding what to do with it!

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Martin and guest financial adviser Hamish Landreth unpack the ins and outs of how self-managed super funds (SMSF) work. They touch on:

👉 the difference between an industry fund and SMSF

👉🏼 who should consider it

👉🏽 common myths

👉🏾 what you can and can't invest in

👉🏿 can you borrow within a SMSF?

👉🏻 advantages & drawbacks

👉 managing tax

👉🏼 costs and responsibilities

👉🏽 and how professionals can assist

You can connect with Hamish and the team at Prosperity Advisers here: https://www.prosperityadvisers.com.au/

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

A question we often get in our community is whether or not financial advice is worth its cost, so in today's episode our guest Neil Rogan from Russell Investments joins Martin on the show to unpack the full value of an adviser’s services including:

👉 appropriate asset allocation

👉🏼 behavioural coaching

👉🏽 navigating choices and trade-offs

👉🏾 expertise

👉🏿 and tax-savvy planning and investing

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

Age differences in relationships are very common so in today's episode advisers Martin McGrath and Wayne Terry from Financial Edge Group chat about what to consider (both financially and lifestyle wise) as you approach retirement if you and your partner have an age gap.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode financial advisers Martin McGrath and Jesse Field from Financial Edge Group cover some of the essential things to consider leading into retirement. They touch on:

👉 mindset and finding new purpose

👉🏼 budgeting and figuring out if you are financially ready to retire

👉🏽 your ideal home

👉🏾 setting up superannuation (industry funds, wrap accounts & SMSFs)

👉🏿 dealing with debt

👉🏻 applying for the Centrelink age pension if you are eligible

👉 taking leave (annual or long service)

👉🏽 and tax returns

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A episode, Martin and KP from Financial Edge Group discuss:

👉 what to consider with long service leave prior to retirement

👉🏼 pay off mortgage or top up super?

👉🏽 if I go back to work should I change my super from pension to accumulation phase?

👉🏾 do I need to report money I receive from my super pension to the ATO?

👉🏿 are super funds covered by the $250,000 government guarantee?

👉 should I put the proceeds from the sale of an investment property into super?

👉🏼 re-contribution strategies

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

Today on the show we're unpacking the essentials of estate planning. Martin is joined by wills & estate planning lawyer, Fiona Wicks from Aubrey Brown Lawyers who explains:

👉 what does estate planning cover?

👉🏼 what assets are included in a will vs what is excluded

👉🏽 how to distribute your superannuation after you pass away

👉🏾 what are the responsibilities of an executor?

👉🏿 what is an enduring power of attorney / enduring guardianship?

👉🏻 what is a beneficiary?

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

If you're over the age of 55 and selling your home, you might be eligible to make a superannuation downsizer contribution. In today's episode Martin and KP from Financial Edge Group explain the benefits of the downsizer contribution, how it works and who can make one.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

Do you need to pay tax when you're retired? Martin and KP from Financial Edge Group discuss whether you need to pay tax on the age pension, the money you take out of super, investment income, financial gifts, a house sale + more.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's bonus episode Glen and Martin unpack what you need to know from last night's Federal Budget announcement.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

Financial scams are far too common in Australia and it's easy to fall victim to one. Today's guest, Tracy Hall had over $300,000 in life savings stolen by her partner, she had no idea he was a serial con-man. In today's episode Tracy shares some of the ways to spot a financial or romantic scam and how to protect yourself.

To hear more of Tracy's story, listen to episode 719b on the this is money podcast.

For more resources to protect yourself from scams, go to the Scamwatch website: https://www.scamwatch.gov.au/

📘 Grab Tracy's new book, The Last Victim 👇

Booktopia: https://booktopia.kh4ffx.net/xkMqmO

Amazon: https://amzn.to/3y3lPIC

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this episode KP and Martin from Financial Edge Group unpack what a defined benefit pension plan is and how it works.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode we share how you can earn cashback to pay down your mortgage faster or boost your super by simply shopping at your everyday retailers. Glen chats with Pascale Helyar-Moray, founder of the cashback rewards program, Grow My Money. Glen and Pascale touch on:

👉🏾 why Grow My Money was created

👉🏻 how it works

👉 some of the 1000+ retailers you can shop with to get money back 

👉🏼 how safe and secure is your data and the program?

👉🏽 how soon can you get your cash back?

👉🏿 how to get started

To learn more, visit the Grow My Money website: https://growmymoney.com.au/

This is a sponsored episode.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Martin and Jesse from Financial Edge Group explain the changes that are coming to superannuation, touching on:

👉 the super guarantee

👉🏼 what this means for concessional contributions caps

👉🏽 salary sacrificing

👉🏾 carry forward contribution caps

👉🏿 and the Stage 3 tax cuts

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group:https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

Martin McGrath & Financial Edge Group are authorised representatives of Synchron Advice AFSL 243313.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Martin and special guest James Spiridon unpack the ins and outs of what annuities are, how they work, different types of annuities and why you might consider them as part of your retirement plan.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help

🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Financial adviser Anthony Fowler from Financial Edge Group joins Martin on the show to talk about the various ways to invest for children under 18 and the best way to pass on wealth to the next generation.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode we're chatting about aged care with special guest Louise Biti from Aged Care Steps. Martin and Louise discuss:

👉 who should consider it

👉🏼 how it works

👉🏾 the costs

👉🏻 and where to go for advice and help with organising aged care

Helpful Links:

https://www.myagedcare.gov.au/

https://agedcaresteps.com.au/

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Insurance adviser Phil Thompson from Skye Wealth joins Martin on the podcast to unpack the various types of life insurance and what to consider as you approach retirement.

Want to chat to Phil and the Skye Wealth team? Head to https://www.skye.com.au

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

On today's episode Martin and KP unpack the Government age pension (or commonly known as the Centrelink age pension). What's the eligibility criteria, how much do you get and what's the process involved? Tune in to find out.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode Martin and Wayne Terry from Financial Edge Group unpack all things superannuation - what it is, the rules around super, how super funds and the investments within them work plus more.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's chat Martin speaks with John Pidgeon from this is property about the ins and outs of owning and selling property as you approach retirement and during retirement.

Learn more about John's buyer's agent service here: https://www.envisageproperty.com.au

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode financial adviser Martin and KP from Financial Edge Group explain the superannuation pension, touching on:

👉🏼 the difference between the Government pension (Centrelink) and the super pension 

👉🏾 tax and the pension

👉🏿 conditions for moving your super to pension phase

👉 what happens to your pension upon death

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode financial adviser Martin McGrath and KP from Financial Edge Group explain 4 important ages to be mindful of in retirement:

👉 age 60 and accessing super

👉🏼 age 65 and adding to and withdrawing super

👉🏽 age 67 and the Goverment age pension

👉🏾 age 75 and restrictions to adding to super

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

We're back for another season of Retire Right with new weekly episodes! In today's chat Glen interviews Chris who owns a drive thru coffee shop on the Central Coast of NSW. The financial stress of the Global Financial Crisis and a desire to move away from their teaching careers led Chris and his wife Charm to start the business in their 60s. Now 7 years into the journey, Chris shares what his life looks like as a "practically retired" business owner and what he would describe as "living the dream".

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode we're unpacking the various ways you can grow your superannuation through contributions. Glen and financial adviser Wayne Terry from Financial Edge Group chat about:

👉 concessional & non concessional contributions

👉🏼 the work test

👉🏽 the carry forward rule

👉🏾 spouse splitting

👉🏿 the div 293 tax

👉🏻 making a downsizer contribution

👉 spouse contributions

👉🏼 the government co-contribution

👉🏽 moving assets like shares into super

👉🏾 and some real life case studies!

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this episode financial adviser and author Kate McCallum chats with Glen about the steps you can take to begin planning mentally, practically and financially for retirement.

📘 The Joy of Money by Kate McCallum

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Let's chat what happens to your super and pension when you pass away and what to consider if you have a blended family. In this episode Glen chats with financial adviser, Martin McGrath from Financial Edge Group.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

What does your ideal retired lifestyle look like? Financial adviser Matt Hawkins from Elevate Wealth is back with Glen to break down the steps for working out how much money you'll need to fund it.

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

We asked you what you wanted to know about retirement so today we're answering those questions! Joining us for this episode is financial adviser and retirement specialist Matthew Hawkins from Elevate Wealth Solutions. Matt has over 15 years experience in financial services and specialises in retirement planning, wealth accumulation strategies and aged care. Glen and Matt discuss:

👉 when should you start changing your investing strategy and asset allocation in super as you approach retirement?

👉🏼 managing sequencing risk

👉🏽 when's the right time to start drawing down on your investments?

👉🏾 how much money do you need to live on?

👉🏿 managing money when entering a new relationship later in life

👉🏻 wrap accounts, master trusts and having your super managed by a financial adviser

👉 FAQ - how can I maximise the age pension benefits?

👉🏼 changing your retirement mindset

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

🏡 Join the retire right facebook group

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Let's chat about super and the age pension as you approach retirement! Glen and Martin McGrath from Financial Edge Group unpack:

👉 when can you access the age pension and super

👉🏼 considerations for having a mortgage

👉🏽 income thresholds

👉 how much can you put in super

👉🏾 concessional vs non concessional contributions

👉🏿 accumulation and pension phase explained

👉🏻 who receives your super after death

👉 common fears around "I don't trust super"

If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional.

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retire right is produced by SYMO interactive, home of my millennial money.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.

SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

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Thinking about chatting to a financial adviser about your retirement planning? Martin McGrath is a retirement adviser and in this episode he shares the ins and outs of what you might expect when you book that first meeting through to what happens after.

Want to start the process of speaking with an adviser? Head to: https://www.retireright.com.au/get-help

🛑 Please read our disclaimer + warnings before listening to this episode

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retire right is produced by SYMO interactive, home of my millennial money.

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How can you start to retire today? Today's episode touches on retirement planning and getting a head start on the things you want to do in retirement. Financial planner Eric Brotman and author Emily Guy Birken join Glen on this episode of retire right which touches on:

👉 the history of retirement as a concept and redefining it in a modern age

👉🏾 the psychology behind having a 'retirement age' - is it a fallacy?

👉🏻 having an abundance vs scarcity money mindset

👉🏽 starting to change your habits, behaviours and mindset before you reach retirement

👉🏿 creating a satisfying life no matter where you’re at in life

📘 The 5 Years Before You Retire: Retirement Planning When You Need It the Most by Emily Guy Birken

Get it on Amazon: https://amzn.to/3DWfE8t

📘 Don't Retire... Graduate!: Building a Path to Financial Freedom and Retirement at Any Age by Eric Brotman

Get it on Amazon: https://amzn.to/3G4afPx

🛑 Please read our disclaimer + warnings before listening to this episode

🏡 Join the retire right facebook group

retire right is produced by SYMO interactive, home of my millennial money.

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Welcome to Retire Right! In our very first episode Glen James sits down with Professor Jo Earl who's a Professor in the Psychology Department at Macquarie University and an Executive Member of the Centre for Ageing, Cognition and Wellbeing. Glen and Jo chat about some of her research which focuses on pre and post retirement planning and helping people transition and adjust to retirement. The episode touches on:

👉 how the retirement landscape in Australia has evolved

👉🏼 common fears that people have when it comes to retiring

👉🏽 6 important areas for a holistic retirement plan

👉🏾 goal setting

👉🏿 preparing to transition during your working life

👉🏻 downsizing and changing accomodation

👉 supporting aging parents

Learn more about Prof. Jo's research HERE.

🛑 Please read our disclaimer + warnings before listening to this episode

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retire right is produced by SYMO interactive, home of my millennial money.

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November 2022

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