Red Hot Real Estate

Earl Rose, the VP of Reverse Mortgage Lending with CrossCountry Mortgage, joins Mimi Schoneman and Phil Olson to discuss the reputation of reverse mortgages versus the reality. Talking with a mortgage specialist can help you understand if these decisions will provide the home and lifestyle you want. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It can feel like home values and prices are shifting more often than expected, and seemingly similar houses are priced differently. Mimi Schoneman and Shelly Farris provide some possible reasons why these homes are priced how they are and for what reasons those prices might change. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Phil Olson give us updates on the MN housing market just in time for November with a spotlight on some prime properties available in the area. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The recent rash of natural disasters and resulting infrastructure damage in the southern US has reminded us more than ever of the importance of keeping things handy to maintain access to water, food, and warmth. Mimi Schoneman shares her list of homeowner emergency essentials in case of the worst. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris joins host Mimi Schoneman to discuss a local housing market that seems to be in decline, but what do they think is going on? If you are browsing homes, Mimi and Shelly can tell you what to look for during the fall season. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Refinancing is daunting to many people and there are many questions to consider. Mimi Schoneman and Phil Olson talk about market trends during election periods and rates over the years so if you're making a major change, you know when to do it. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What are people actually mandated to disclose during home sales? Some of what sellers do and do not have to disclose to buyers may surprise you. Mimi Schoneman and Phil Olson discuss common misconceptions about disclosures. Learn more about your ad choices. Visit podcastchoices.com/adchoices

With temperatures dropping and winter on the horizon, Mimi Schoneman and Shelly Farris are prepared with a list of improvements you can make to your home in the next two to three months to make it ready for sale. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman has the experience, connections, and familiarity with the home-buying process to give you the answers you might be searching for. Are you in the right place to start the process? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Shelley Farris provide guidance on purchasing a home. They address listeners' questions about first-time buyer benefits, loan origination fees, and how rental signs might affect your home's value. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Income and employment factor heavily when applying for a home mortgage. Mimi and Phil discuss some of the common employment changes that pop up that have the possibility to impact what programs you can access and maybe even the final sale. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Nobody wants to waste their time, or even worse their money! Mimi Schoneman and Phil Olson tell you about the major red flags to look out for if you want to buy or sell your property. Plus Phil gets a caller started finding a first home buyer assistance program. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The price tag on a house is not necessarily how much buying that home would cost you. Many fees and hidden costs could be attached to a purchase, and some of those costs could be more than you're willing to pay. Mimi and Phil share some of the pitfalls they've helped clients avoid. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Phil Olson invite you to play Market Stump The Chump and test your knowledge of real estate and mortgage factoids. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This time, Shelly Farris of Nations Lending has returned with a comprehensive list of assistance programs that could help get you out of the rental rut and into the home of your dreams. Shelly and Mimi clarify who can qualify for these programs and the aid they provide. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you feel like you have spent too long in the rental rut, but not like you have enough to spare for a down payment? Then you might be shocked to learn about the myriad assistance programs and credit improvement opportunities that could place you in the home of your dreams. Whether short term or long term your goals can be attainable. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this special Mother's Day edition of the Red Hot Real Estate Show Mimi and Phil invite callers to share their dream home additions and luxuries. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Many people, especially here in the land of 10,000 lakes, dream of a waterfront or water-access property, but those dreams can become a reality. Whether it is here or in another place entirely there are options available that could be right for you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Phil Olson discuss renting vs owning, down payment assistance programs, and first generation homebuyers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris of Nations Lending is back to talk about spring market updates. With many properties for sale in the Twin Cities area, what are some you should be looking at? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman shares her best tips to make your home appeal to prospective buyers. Light, paint, decor, and even personal items can impact how people perceive your home, and if they want to make it theirs. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Phil Olson continue their discussion of mortgages amidst divorce. Separations are a painful experience and houses are large assets, doing things the right way can save time and heartache. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Divorce is a complicated process, and if one or both parties has their name on a property it can impact how easy that split becomes. What are the facts and fictions about a mortgage in a marriage? Mimi and Phil are here to help you figure out those unknowns of separation. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris has returned to talk with Mimi Schoneman about using the equity of the home you own to transition into one that better suits your current life. These are things you need to know to take the effort, money, and lessons you have learned into a new purchase. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Phil Olson discuss the impact of divorce on home ownership. If you are going through a major shift in your life there are options to salvage the effort and money you have invested in your home. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman and Shelly Farris give a peak behind the curtain by bringing on Daniel Obenauf, Vice President of Underwriting at Nations Lending, to explain what an underwriter does and what it takes to get approved for a loan. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson is back with Mimi Schoneman to help you fall in love with a new home if you're not quite in the housing relationship of your dreams. Learn more about your ad choices. Visit podcastchoices.com/adchoices

With a new year come new changes, and occasionally unforeseen circumstances. Phil Olson of CrossCountry Mortgage shares a list of tips intended to keep your head above water. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you spent the holidays staring at the walls and craving a change then this might just be the perfect new year for a new house. Mimi Schoneman and Shelly Farris can help you get started. Learn more about your ad choices. Visit podcastchoices.com/adchoices

With Christmas around the corner, Mimi and Phil discuss the pros and cons of looking for a home or listing your home in winter. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Main things to know about DPA programs and what they could offer you. Plus holiday home updates. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris of Nations Lending is back to talk holiday cookies and some positive market updates! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What liabilities do you have under your name? Here are some frequent examples of debt you did not know you had. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you are currently renting and saving to own you might be wondering how long you'll be saving for your dream home. The future is unpredictable so how can you give that dream a chance? Learn more about your ad choices. Visit podcastchoices.com/adchoices

DON’T let the lack of money keep you from owning a home and building wealth, no matter your situation there are options to assist you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you feel like your house has been on the market forever, you might be interested in the red flags that turn off prospective buyers and lenders. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris from Nations Lending joins host Mimi Schoneman to discuss the current market for mortgages and the local impacts of world news. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman is joined by Phil Olson of CrossCountry Mortgage to discuss real estate trends, interest rates, and sauerkraut! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and guest host Tiffany Norton go over a list of things people wish they knew before they bought a home, or upgraded. Some of the items on this list will surprise you! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson is back with Mimi Schoneman to discuss the ever-changing housing market and how it could impact prospective buyers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How does a bankruptcy affect things like getting a mortgage? Phil Olson joins Mimi to discuss the different types of bankruptcy and the consequences and options regarding them. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris of Nations Lending is on with Mimi today to discuss their high inventory of homes for sale and the subject of rescues loans. Plus, they share personal stories about working with lenders and loan officers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and Phil share the plethora of down payment assistance programs that you could qualify for! Everyone from 1st generation home owners to a newly moved homeowners could use these wonderful programs. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Unicorns are mythical creatures both in nature and in real estate. On the list of common home-buying mistakes is looking for the home that checks every one of your boxes. How can we prioritize? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Did you put your cabin to sleep for the winter and you’re thinking this is too much work? Have you been thinking about selling real estate or estate property? We can help you make the right decision. Plus, how to tell a good lender from a not-so-good lender. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and Phil share a wide range of options to help you find free money towards your purchase. They also have advice on how to set your kids up for success in the real estate market. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get the low down on second properties, including cabins, investments, and vacation homes. What are the things to consider? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Mimi Schoneman explains how to stage your home to make sure it sells. Got an ugly room that's just not working? Mimi dissects and solves the problems in your worst rooms. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson of Cross Country Mortgage and Host Mimi Schoneman try to stump these callers for a chance to win a 50$ gift card, featuring questions and some definitions you will find useful. Learn more about your ad choices. Visit podcastchoices.com/adchoices

As Summer sets in its a good time to discuss market shifts, mortgage qualifications, and what makes a salad a salad. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What are the mistakes that can lead to foreclosures? Shelly Farris of Nations Lending is back on the air to help you pull your head out of the sand. No matter your situation there are steps to take! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and Phil talks the new LLPA’s from Fannie May and Freddie Mac, reading through the hot button headlines and truly what it means for you. Plus they give us a full market update including the Fed increase of Prime Rate, Unemployment Details and Previewing the Upcoming major report CPI announcement. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How accurate and reliable are home appraisal's? Phil Olson and Mimi Schoneman help us to understand what goes into a home appraisal and how to determine the negatives or positives for a property. Learn more about your ad choices. Visit podcastchoices.com/adchoices

When you buy a house you start getting mail instantly, Mimi Schoneman and Phil Olson help you sort through what's real and what's fake. They also cover initial closing costs and what's important to pay up front. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris of Nations Lending is on with Mimi today to discuss market predictions, refinancing, and interest rates. If you feel you're stuck renting we have some advice to set yourself up to buy. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What kind of coverage do you need to make sure your assets are safe? Figure out how to get the down and dirty on any property you're considering investing in, and protect it from damage or foreclosure. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Mimi Schoneman and Mortgage Professional Phil Olson discuss the uncertainty surrounding major banks and credit unions. They also answer some questions regarding FDIC coverage and contingencies. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Schoneman is back in studio with Shelly Farris from Nations Lending to evaluate some credit reports on air with listeners. How does your credit score match up to others and how can you make sure it stays healthy? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Everything you ever wanted to know about house painting with special guest Trish Wagner owner of Eagle Eye Painting. Hear tips on application, wear, and color use. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson (Cross Country Mortgage) talks to us about the realities of bankruptcy, whether to declare, and what you can do to recover. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris of Nations Lending joins Mimi and Miss Shannon this week to discuss types of lenders, what they can offer, and what to avoid. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What home buyer assistance programs do you qualify for? Does your loan officer have the accreditation to offer them to you? Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week Mimi Schoneman (ReMax Results) and Phil Olson (Cross Country Mortgage) break down home estimates, and the components within our houses that add value. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson (Cross Country Mortgage) and Host Miss Shannan discuss the ins and outs of buying into an investment property and what you need to safely manage your property assets Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week Mimi Schoneman (ReMax Results) and Phil Olson (Cross Country Mortgage) talk about how to take full advantage of your assets and setting goals to motivate us towards a better lifestyle and financial health. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week Mimi Schoneman (ReMax Results) and Shelly Farris (Caliber Home Loans) chat about being credit ready. They also explain why right now is the best time to buy a house in the last 3 years. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan with Mimi Schoneman (ReMax Results) and Phil Olson (CrossCountry Mortgage) talk about buyer needs and what you need to know before buying or selling a home. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and Phil are in to discuss some great VA home loan programs and review their fall edition of what to think about when buying a house. Plus we continue our City by City look at the housing market across the Metro. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan, Mimi Shoneman with Remax Results, and Shelly Farris with Caliber Home Loans discuss inflation and interest rates when it comes to owning a home. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and Phil continue their City by City breakdown of the Twin Cities Housing Market. Today we also explore some amazing down payment assistance programs in Ramsey County. PLUS, financial details on buying all kinds of multi-family properties. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson of Cross Country Mortgage (Cottage Grove, MN) discuss ways to reduce your mortgage interest rate and last minute issues that squash home loan approvals. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi is joined by Shelly Farris form Caliber Home Loans. Are we in a Buyer or Seller's market? Credit Score Questions: Score range you should be in for home buying How to better position yourself How to find and understand your score Credit Analysis Latest on interest rates. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson of Cross Country Mortgage (Cottage Grove, MN) discuss deferred maintenance and 2022 mortgage options. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris form Caliber Home Loans joins the show to discuss some of your options in this current Market. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan and Phil Olson of Cross Country Mortgage (Cottage Grove, MN) talk renting vs owning. Ownership IS within your grasp! Phil has a great recent story that illustrates this fact. What is Rural - eligibility.sc.egov.usda.gov Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan and Phil Olson of Cross Country Mortgage (Cottage Grove, MN) talk renting vs owning a home statistics, home equity loans, and mortgage products. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Miss Shannan, Mimi Schoneman (Re/Max Results), and Erich Koch, owner of Defend Sewer Repair are discussing "What you don't know about your sewer line could hurt you". Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi and Shelly Farris joins Miss Shannan to talk credit updates, interest rates and looking into why there are currently no large foreclosures out there. Also, we discuss in depth how to determine whether waiting on the market to improve is the right decision or not. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson of Cross Country Mortgage calls in to join the show and discuss options to help in the new real estate shift. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil Olson of Cross Country Mortgage (Cottage Grove, MN) joins the show to discuss lakefront properties and much more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shelly Farris joins the show to give some external thinking ways of buying a home. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) talk about how to fight inflation with real estate. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Shelly Farris (Caliber Home Loans) discuss inflation and the current housing market. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Sani, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) talk about adjustable rate mortgages in a rising rate market. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) talk about adjustable rate mortgages in a rising rate market. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans), Shelly Ferris (Caliber Homes Loans) to talk about whether or not it's a good time for you to buy a home. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Shelly Farris (Caliber Home Loans) discuss construction loans, GDP's impact on interest rates, and the purpose of pay points. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) provide tips on how you can save a little cash on your next real estate purchase or mortgage. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan and Mimi Schoneman (Re/Max Results) talk the basic of property design. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) enter Part 2 of the discussion. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) talk about the updates you need to know as we move toward the end of the 1st quarter of 2022. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Mortgage) continue PT2 in the discussion of out of the box strategies for 2022. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) discuss out of the box strategies. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Shelly Ferris (Caliber Homes Loans) discuss tips on how to buy property without selling property, PLUS buying options for self-employed and tip earners. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans), and Louise Rogness, (Family Law Attorney with RognessField Attorney’s at Law) to talk about everything you need to know about Probate. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans), and Melisa Field, (Family Law Attorney with RognessField) address your fears about preparing for Divorce. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Shelly Ferris (Caliber Homes Loans) talk about some of the tips parents should consider when helping their kids purchase a home. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phil Olson (Cross Country Loans) continue the discussion around the pitfalls you might run into when buying and selling a property. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hosts Miss Shannan, Mimi Schoneman (Re/Max Results), and Phill Olson (Cross Country Loans) to talk about some of the pitfalls of buying and selling a property. Learn more about your ad choices. Visit podcastchoices.com/adchoices