The Financial Emancipation Podcast

This whole year of 2021 we are doing positive money vibes only! This episode we are discussing love and money, how important it is to avoid lifestyle creep, setting goals in February and how to let go of the emotional attachments to money! Its a mouthful!

2021 is here! Happy New Year! So what will we tackle this new year - well first we go over some fundamentals for financial freedom, talk about the risks of following the internet trends, paying attention to tax bills and planning for BIG goals in 2021! I also share my own personal financial goals for the new year.

2020 was a hard year for everyone. But that does not mean we give up for the new year! So its time to start setting goals for 2021 and preparing for disruptions that may come! Lets talk about it!

It has been a long 2020, but we are almost done. In this episode we catch up on all that has occurred during the break and discuss what will be coming up in future episodes as we get back to financial emancipation!

Today we discuss how to move through this pandemic, ways to provide self care and how we make through this rainy season!

Welcome Back! It has been 2 months since the last episode - so what is new? Trying to survive this new normal - on this episode I cover the Health Crisis, Financial Crisis and Unemployment Benefits. Also discussing how do you move forward, the new economy and education, innovative ways to thrive in the new normal, leaning into community and ways to pay if forward. Finally - never forget self care!

We are over a month into this health crisis and watching the financial crisis unfold. With 22M Americans out of work, how does the country rebound? How do you manage through this? How do you manage your personal finances as the economy of the country is on the brink? Lets talk about it!

The health crisis is on and we are trying to stay healthy and sane. Behind the health crisis is the financial crisis - a recession is looming. Layoffs, salary reductions and some jobs will not even come back. So how do you prepare now for what is to come? We cover that and more in this episode.

COVID-19 is a health crisis. It is one we have never seen and will never forget. Behind the health crisis is a looming financial crisis. This episode, we begin to discuss the impacts to your finances, the recession that is coming and how to get recession proof.

We are living through the crisis none of us saw coming. So now what?

It is a new month, time to reevaluate the way you have been spending. Is it in line with your goals? Lets discuss.

Discussing the Black Love and Money Event hosted by the Royalty Project and NYUL Young Professional. How do you talk about money in dating and relationships? Lets discuss!

We have to plan for living a long life and LIVE for a short life. That is a hard task to accomplish! Lets discuss!

Would you take on $80,000 in debt for a lover? How do love and money mix?

Looking over at someone else's paper is not the way to pass the test! Set your goals based on your life!

Happy New Year! 2020 is here - how do we get started?

We can all over indulge in spending for the holidays. The question is how do you recover from the financial hangover, how to avoid this in 2020 and how to spend the beginning of the next decade preparing for greatness!

The holidays bring so much stress. Financial stress is amplified during this time of year. Lets discuss.

Don't let the internet influencers ruin your day. And don't let lifestyle creep ruin your life.

We all know that person at our job who is older and tired. We always ask, why don't they just retire? Usually it is because they CANT! Today we are discussing how you can start now to avoid being THAT person!

At some point in your life, someone told you that you could not have dessert until you ate all your food. Now you can have cake for breakfast, but do you? Being grown means making grown up financial choices. Today we discuss how to separate from the childhood lessons.

Today we are going back to the basics - how do you walk to your financial freedom? Lets start with these 5 ways.

It is that time of year again - kids are going back to school. But have you saved for the cost of education and child care? Lets discuss!

So the big homie made a move. And folks are pissed. Are they right to be mad? Or is everyone overreacting? Lets discuss!

This week is a special episode. Did you ever want to know what women think about money and dating? This episode you get to hear myself, Shantel and Shawna discuss dating, relationships, money, expectations and just what is this $40 about!

Money comes up in every aspect of life. This episode we pull the thread of money through dating, relationships and friendships.

You are out here dating so you can find a next of kin. Until that works out lets discuss estate planning and the death of the WYD text!

It is July, I am cheating on NYC with LA, Brooklyn is being Brooklyn again and your coffee is the cause of all your financial problems!

Generational wealth - is it possible without home ownership? Today we discuss the journey to home ownership and how the future you may be saving is not your own!

There is a lot of talk about the debt free journey. But not enough about what it really takes to pay off six figure debt and the important help many folks have in order to get there. Lets discuss!

A viral tweet. A few hit dogs. So much hollering. I am addressing this one. Bonus episode for the culture.

June is here. We are approaching the halfway point of the year. Are you on track with your 2019 goals? There is still time - lets discuss.

May is Mental Health Awareness Month and we conclude this month by discussing how important taking care of your mental health is. Mental Health is Wealth! Lets discuss!

While GOT may have called Khalessi the Breaker of Chains, on this episode I discuss why Robert F. Smith, Billionaire Philanthropist is the TRUE Breaker of Chains!

On average people spend $168 each on Mother's Day. This holiday brings in about $23 Billion in revenue annually. So what is all that money being spent on and why? Do Mother's truly feel more appreciated after it all? Lets discuss.

How much money have you spent celebrating other people? What happens when your budget does not have the space for the cost of the celebration? Lets discuss.

Jay Z sparked a conversation about gentrification when giving a tribute to his fallen friend, Nipsey Hussle. So lets talk about it.

Welcome Back! This episode is a recap of the last month including Tax Day, Vacation, Life after Death and the remaining lingering of the Death of Nipsey Hussle.

Looking back on the life and legacy of Nipsey the Great! The financial empowerment message he leaves behind.

When does financial instability become a disqualifying trait for dating?

When women earn the money, do they get to retain the power that comes along with earning the money? Lets discuss

Today we cover the topic of dating and money. How does the restaurant chosen for the date reflect on personal value? Lets talk about it!

Are you talking about money in your love relationships? Lets discuss how the two intertwine

So your tax refund is smaller than you expected - now what?

Financial struggles can stress you out. The weight of that stress can become too much to handle. How do you deal with it before it takes you down. Lets discuss.

Don't let your credit be something in the background. You must keep your eyes on it pretty regularly.

This government shut down will allow for some predatory lending. Don't fall for it.

Where do you begin with the process of reducing debt?

It is not easy to stay motivated. Lets discuss different ways to remain motivated to get to your financial goals!

It may seem far away from you because you do not work for the government, but this shutdown is coming to your doorstep!

One year down and many more to go! A year in review and looking forward to the year ahead.

Entitlement can be an ugly word as it relates to finances. Lets discuss.

The holidays are a tempting time to jump off the financial cliff - don't do it.

What is motivating you as it relates to your finances? That is the key to your financial freedom!

Asking for advice is the start of the challenge, being able to accept that advice and make the changes is the greater hurdle. Are you ready?

Christmas is coming, but are you ready?

Welcome Back! Travel Recap!

There is a lot of work to do before you create a budget. Are you willing to do that work?

The wars between those who are employees versus those that own their own businesses. How to get to financial freedom either way!

How to prepare for your 2019 Financial Goals now.

Paying full price wont help you save money - lets talk about the deals in couponing

Financial Mistakes can cause shame that makes it challenging to get beyond the mistake. Lets talk about how to do it.

Being a high earner does not mean you are financially free.

Just like you have an umbrella for rain, you should have an emergency fund!

The time is now to plan for retirement

How does money dictate how people should behave?

How do you budget for the cost of dating?

Knowing your financial personality will help you to know what is necessary for your financial freedom!

How are you managing your spending impulses?

Do you really save with discount shopping?

You only deserve what you can afford. Lets discuss

The stress of money can really take a toll on you.

Sometimes you have to try to dodge traps you cant even see.

It is not easy to stay motivated. You have to work at it!

Are you running down the tabs for what others are spending? Stop it! Mind your own financial business!

We are more than halfway done with 2018! Are you financially prepared for the end of the year expenses?

Sometimes you will spend money to treat yourself. As long as you can afford it - why not?

Today we discuss putting your money where your politics are!

Does faking it until you make it apply to your finances?

Is there a financial benefit to brand loyalty? Lets discuss!

The cost of grooming can be increased in the summer. How do you manage it?

Summer is here and being social is important. Don't let summer fun bust your budget!

We all slip up on this journey to financial emancipation. Its not about the fall its about how you get up! Lets discuss!

Sometimes financial management is challenging. Sometimes you just need a pep talk!

The best feeling is paying off a debt, but sometimes you need to delay that instant gratification! Lets discuss!

Sometimes you have to slowdown to move forward!

Trying to keep up with others or the perception of where you should be will have you broke. Don't do it.

Sometimes you have to speak truth to your story. Use your words. Lets discuss.

There are days when I need motivation to keep going on this journey to Financial Emancipation. Today is one of those days!

Grooming can costs so much. Lets discuss.

Lets talk about online savings account.

I have a story to tell about the necessity of savings

Living paycheck to paycheck - how to stop the cycle.

Stress can be overwhelming. If your stress is about money it can really be hard to manage. Lets discuss free or low cost ways to reduce stress!

Using Credit Card Rewards Programs to your benefit.

Answering your questions!

Food can be your biggest expense monthly. Lets discuss how to save some of that money!

Money can be stressful. Its all about how to manage it.

Earning more money does not mean you are better at managing it.