Director of One Step Financial Planning Lisa Caplan and Charles Stanley Direct’s Chief Analyst Rob Morgan digest the recent Spending Review speech from Chancellor Rachel Reeves and considers what it might signal for personal taxes. Meanwhile, the Bank of England has just cut base rate from 5.25% to 5% in reaction to inflation falling. Can we expect more cuts and what does it mean for investors?

The dust has settled on the UK general election and given the wide margin of victory the new Labour government has a broad mandate for change. While the stance on many key economic and business issues is not necessarily worlds apart from the outgoing Conservatives there are some differences in priorities, which could set the stage for some alterations that affect personal finances. Charles Stanley Direct’s Chief Analyst Rob Morgan speaks to Erica Whyte about the market reaction, what we know so far, and what might lie ahead.

Investment involves risk

Charles Stanley's Chief Investment Commentator, Garry White and Chief Analyst and Personal Finance Expert, Rob Morgan review the key points following the Autumn Statement.

The pair sit down to discuss what was included and was interestingly left out by the Chancellor.

Investment involves risk

Your 40s are typically when you start to move into your peak earning years. But although you may be receiving a higher monthly salary, you’re now often responsible for mortgages payments, childcare and education fees, and maybe parental care. On top of these, ensuring your retirement plans are on track start to become more important.

So, what are the typical financial priorities for people in their 40s? And how do they balance the needs of today versus tomorrow?

To help discuss these topics and more, Erica Whyte is joined by Rob Morgan, Chief Analyst, and Lisa Caplan, Director of OneStep Financial Planning.

During their conversation, they cover, how to manage competing priorities, investing versus overpaying mortgages, as well as retirement planning and care.

Do you have a question about your finances?

Get quick and uncomplicated answers from a qualified financial planner with our new OneStep Financial Coaching service. Book your free 15-min call https://calendly.com/d/2jz-zf7-9br/15-minute-coaching-sesson?month=2023-08

Investment involves risk

As we move from our 20s into our 30’s our lifestyles, priorities, and obligations shift. It certainly doesn’t happen at the same pace for everyone, but its true nonetheless, things do change.

But regardless of whether you’re a homeowner or renter, married with 2.5 children or single and partying in Ibiza, your 30s is the time to begin building lasting wealth.

So, how do you start to build wealth and what should the financial priorities be for those in their 30s? To help answer these questions and more, Erica Whyte is joined by Rob Morgan, Chief Analyst, and Lisa Caplan, Director of OneStep Financial Planning.

During their conversation, they cover, how to take on and manage debt, explain financial creep, consider investing versus overpaying a mortgage, managing your pension, and how things change once you start a family.

Do you have a question about your finances?

Get quick and uncomplicated answers from a qualified financial planner with our new OneStep Financial Coaching service. Book your free 15-min call at https://calendly.com/d/2jz-zf7-9br/15-minute-coaching-sesson?month=2023-08

Investment involves risk

For many, our 20s are an exciting decade. This period is often full of new experiences and life lessons, such as graduating university, travel, starting a career, moving to a new city, and making new relationships. Amongst the chaos and confusion that is early adulthood, it’s important to remember that your 20s is a key decade when it comes to your finances.

So, what do you need to know? And where do you start?

To help answer some of these important questions, Erica Whyte is joined by Rob Morgan, Chief Analyst, and Lisa Caplan, Director of OneStep Financial Planning.

During the conversation, they cover how to set goals and create good financial habits, explain good and bad debt, the power of compounding, and why you need to be thinking about retirement before you start your first job.

Do you have a question about your finances?

Get quick and uncomplicated answers from a qualified financial planner with our new OneStep Financial Coaching service. Book your free 15-min call https://calendly.com/d/2jz-zf7-9br/15-minute-coaching-sesson?month=2023-08

Investment involves risk

The world is effectively divided into three blocs. The US bloc of Western democracies, the Chinese-led bloc of authoritarian states – and the emerging world countries that are aligned to neither.

Investment involves risk

Catch up with our panel of experts as they looked at the attitudes to wealth planning; helping you understand your own circumstances and challenges or, those of the next generation that you are looking to pass your wealth down to.

Find out more here: The role of advice for the next generation | Charles Stanley (charles-stanley.co.uk) Investment involves risk

Inflation may be falling, but 2023 looks set to be another difficult year for the British economy. How can you take back control of your finances? And what is the best way to protect your wealth and preserve it for the next generation? Listen to this engaging discussion to help you be more informed. Investment involves risk

In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, look at the gloomy economic forecasts released by the International Monetary Fund and look at what the US Federal Reserve can do next amid worries over financial stability following the collapse of weak US regional banks such as Silicon Valley Bank.



Investment involves risk.

In Chancellor Jeremy Hunt’s Spring Budget, he painted a brighter picture of the UK economy than recent forecasts have showed. The economic outlook, energy subsidies and childcare support all received attention. It also contained some radical changes to pensions which could mean a reassessment of financial planning for many. Join Garry White, our Chief Investment Commentator and Personal Finance Expert Rob Morgan in this podcast as they discuss their initial reactions to today's news. 

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss how the focus on Ukraine sharpens around the one-year anniversary of Russia’s invasion of its neighbour and look at the complex geopolitical situation around this human tragedy.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss What returns should investors expect in the new investment landscape and a look at the nuances in the active/passive debate. 

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss prospects for 2023.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

Covid in China, war in Ukraine, the UK's political drama, bond market trouble, escalating energy prices,  the cost of living crisis, and skyrocketing inflation -   2022 certainly had its challenges.

With the year coming to a close, Erica Whyte and Rob Morgan sat down with Investment Director, Graham Austin to reflect on 2022 and the impact that the major events from the year had on personal finance and investors. The trio also look forward, providing their predictions as to what 2023 may have in store.

To learn more about our 2023 Market Outlook webinar on the 12th January, visit our events page.

Investment involves risk

With the dust now settled on Chancellor Jeremey Hunt's Autumn Statement. Erica sits down with Senior Analyst, Rob Morgan and OneStep Financial Planning Director, Lisa Caplan to get their impressions on the announcement as well as what the impact will be on pensions and personal tax. 

To learn more about which tax changes affect you, read Rob's latest article.

Investment involves risk

A significant challenge for China's President Xi Jinping after protests against Beijing's anti-Covid policy mounted. Also, central banks are about to report a wave of losses and if so, who pays?

Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss this and more in our latest podcast on Charles Stanley Radio. 

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

Cryptocurrencies such as Bitcoin have seen their pricing come under pressure after FTX, a major digital coin exchange, filed for Chapter 11 protection from bankruptcy. We explain why cryptocurrencies are not money - and remain a gamble, not an investment. 

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

Am I contributing enough to my pension? What do I need to know about my pension statement? Should I reduce my pension contributions to save cash? Is now a good time to consolidate my pensions? Will the state pension exist when I retire? 

Last week was Pensions Awareness week, therefore to answer these question and to highlight the importance of pension saving, Erica Whyte sat down with Rob Morgan, Chief Analyst and Lisa Caplan, Foundation Financial Planning Director, to answer your pensions questions.

Episode Links:

Pension Contribution Calculator - Calculate if you will have enough for the retirement you want: https://bit.ly/3SbmSLb

Investment involves risk

In our latest podcast on Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the markets' reaction to the Federal Reserve's hike in interest rates, as well as the prospects of COP27.

The Federal Reserve has indicated that it may ease off on the pace of interest-rate rises but rates will stay elevated for quite some time. Plus, ahead of the United Nations' COP27 climate talks, last year's bold ambitions look to have been seriously derailed by Russia's invasion of Ukraine. What next on the road to 'net zero'?

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights 

Investment involves risk

In our latest podcast on Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the impact of China's President Xi Jinping securing a historic third term in power.

The pair cover the concerns for Taiwan and Hong Kong, what it means for supply and demand for the semiconductor industry, Joe Biden's continued technology war, and how Europe is adjusting its relationship with China.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

It's fair to say there's quite a bit going on in the news at the moment. The combination of current UK political instability, coupled with the market's reaction and the weakening of the pound, double-digit inflation, the cost of living and energy crisis, and the ongoing war in Ukraine. It's all enough to make your head spin.

To help make sense of these past few weeks Erica Whyte sits down with Chief Analyst Rob Morgan to untangle what it all means for beginner investors.

The pair discuss what a basis point is, what’s behind the recent market volatility, what you should be doing with your pension, and whether now is a good time to invest or pay off your mortgage.

Episode Links:

How to get started with investing
Register for our upcoming free 30-minute webinar and join a panel of experts as they bust the jargon and share their best tips for new investors. Register today: https://bit.ly/3CFwYOA

Pension Contribution Calculator

Calculate if you will have enough for the retirement you want: https://bit.ly/3SbmSLb

Investment involves risk

In our latest episode of Charles Stanley Radio, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the recent IMF growth projections.

“They (IMF) are catching up with the reality, as they were a bit behind developments in the world economy.”

The pair touch on the IMF’s predicted slowdown in economic growth, how the Central banks will manage inflation, the importance of China’s Covid policy, OPEC’s reduction in output quotas, and the global gas availability issue.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

We all have different backgrounds, goals, attitudes and ambitions – but the foundations needed to build a secure financial future are essentially the same for all of us.

Some planning – particularly early on – can go a long way to help you achieve your life goals in terms of finances and experiences and give you the confidence to be ready for the future.

While many of us know the importance of taking control of our finances, not everyone is sure what this means or how to go about it.

Listen to our latest episode of We Need To Talk About Investing and hear from our experts as they cover the five key areas of personal finance that form the foundation of your solid financial position, both now and in the future.

Allow your money to work just as hard as you do. Discover our straight-talking explainer guides, videos, events and articles today. Visit https://bit.ly/3Cjkko8

Investment involves risk

In our latest podcast on Charles Stanley Radio, we cover the recent moves in the global bond markets.

"Markets are always right, but they change their mind every day"

Listen to our latest episode of Charles Stanley Radio as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the Central Banks' approach to tackling inflation and whether we will see a recession anytime soon. The pair also cover the current high levels of inflation, commodity prices, employment levels, the housing market and the current strength of the US dollar.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

Investment involves risk

In our latest podcast on Charles Stanley Radio, we explore the reaction of markets to Friday's not-so-mini-budget.

''The reaction from investors kind of leads us to believe that they don't agree with this, they don't see the policies announced as boosting growth by as much as the government thinks it is.''

Chief Investment Commentator, Garry White sits down with Associate Strategist, Benedict Tottman to discuss the wide-scale fiscal policy changes announced in Friday's mini-budget, as well as the market's activity proceeding. The pair cover the inflation implications, government borrowing, gilt yields, sterling, UK corporate bonds and the Bank of England's response.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights 

Investment involves risk

“Gas is now unaffordable for normal business life and becoming unaffordable for households.“

Listen to our latest episode of Charles Stanley radio as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss the withdrawal of Russian gas supplies and how the European Union are grappling with this difficult situation before the onset of winter.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

investment involves risk

In our latest episode of Charles Stanley Radio, we explore the significant challenges facing Europe as we head into winter.

“It's a desperately serious problem, specifically on the continent.”

Listen in as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood discuss Putin's gas games and the resulting economic impact felt across Europe. The pair cover Germany's rationing of energy, the impact the current drought is having on nuclear, hydro, and the transportation of coal, how the green revolution has been temporarily halted, and the European Central Bank's difficult decision on when they start fighting recession rather than inflation.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

investment involves risk

In our latest episode of Charles Stanley Radio, we look at the current challenges faced around the world and why we’re looking like a global economic slowdown is a certainty.

“The medicine’s not very nice, but the medicine is required.”

Listen in as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood dissect raging inflation, interest rate rises, the US job market, Joe Biden’s ‘Inflation Reduction’ package, supply chains, the impeding cost-of-living crunch, Nancy Pelosi’s visit to Taiwan, and the continued disruption in trade between autocracies and democracies.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

investment involves risk

We need to talk about the cost of living and financial priorities.

After two decades in a low inflation and low-interest rate environment, an abrupt change in the economic climate has prompted many UK households to review their personal finances in order to weather the cost of living crisis.

In this episode, Erica and Rob are joined by Lisa Caplan, Director of Charles Stanley's OneStep Financial Planning, to discuss the recent 'perfect storm' which has lead to the high inflation we're currently seeing. 

Lisa and Rob break down what causes inflation and explain why the Bank of England has had to raise interest rates, as well as highlight what impact this could mean for people, their spending, and what steps you can be taking now.

To read our recent consumer research mentioned in this episode, download The New Economic Paradigm: Inflation, Cost of Living and Advice

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investment involves risk

We need to talk about saving for your retirement.

Do you know how much you’ll need to retire? Do you understand the full picture of your retirement savings? Listen to our panel of financial experts to learn the benefits and advantages of using a pension to save for retirement.

In this engaging and interactive 45-minute episode, we cover:

Our experts also covered a number of attendees' retirement planning questions in our Q&A.

Webinar panellists:

For more information on saving for retirement, visit our website.

Want to find out if you're on track for your dream retirement? Try our Pension Contribution Calculator.

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investment involves risk

In our latest episode of Charles Stanley Radio, Garry and John discuss what has been a difficult few months for investors.

"We've got inflation now at 8-10% on both sides of the Atlantic. We’ve got inflation over 10% in several Euroland countries, which is an alarming level."

How serious is inflation from here? And is there light at the end of the tunnel? Listen to our latest podcast episode as Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood sit down to discuss where we are in the economic cycle.

The pair look at whether wage increases will fuel inflation further, if the central banks have the tools to control inflation, and ask are we're heading towards a recession?

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

investment involves risk

In our latest episode, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood sit down to discuss what everyone is talking about: inflation and growth.

The pair cover the squeeze on consumer disposable income and what this means for corporate earnings going forward, stagflation and growth forecasts, whether we'll see a technical recession, what’s happening to wages across the Atlantic, and also look at this period compared to the inflation of 1970's.

To discover more financial insights from Charles Stanley visit: https://www.charles-stanley.co.uk/insights

investment involves risk

We need to talk about retirement planning.

Once you have retired, you’ll want to enjoy your hard-earned savings, whilst ensuring you have enough money for later in life.  In this episode, Erica is joined by our panel of financial experts to help you plan your retirement journey.

In this engaging and interactive 45-minute session, we provide an overview of the different types of pensions and their benefits, managing your investments in retirement, as well as the do’s and don’ts of retirement planning. Our experts also covered a number of attendees' retirement planning questions in our Q&A, ensuring you are.

Webinar panellists:  

• Erica Whyte, Charles Stanley Spokesperson, Charles Stanley   

• Rob Morgan, Charles Stanley Chief Analyst, Charles Stanley   

• Lisa Caplan, Foundation Financial Planning Director, Charles Stanley   

• Stuart Millan, Foundation Planner Charles Stanley  

For more information on retirement planning, visit our website.

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investment involves risk

In our latest episode, Chief Investment Commentator, Garry White and Chief Global Strategist, John Redwood sit down to discuss the recent market gyrations, including the frenetic action which we’ve seen over the last couple of weeks.

The pair do a whistle-stop global tour, touching on the Federal Reserve’s role in the high inflation we're currently seeing globally and their response, President Xi’s ambitions of power and the impact of China’s Covid zero-case policy, how Europe’s markets are holding up with the ongoing Ukraine conflict, and Russia’s dwindling options for a route out of the war.

The rising cost of living, interest rates and inflation have rarely been out of the news recently. But what’s causing these price hikes? And when will it slow down?

To get a deeper understanding of the topic that’s been impacting everybody’s wallets over the last few months, Erica speaks to Charles Stanley Spokesperson & Chief Analyst, Rob Morgan.

During their conversation, Rob provides a background as to how we got to this state of financial repression, as well as the factors that play into inflation, how changes in buyer behaviour can impact the economy, and what role central banks play in managing inflation.

Erica also asks Rob about how investors can weather the storm and protect themselves against rising inflation.

If you enjoyed this episode, make sure you read Rob’s latest article on how higher inflation can affect your investments?

You might also like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investment involves risk.

We need to talk about tax year end.

Tax year end is fast approaching, so to make sure you're best prepared, for this episode, we're featuring our most recent tax year end webinar, where Erica and Rob are joined by some special guests, to walk you through a comprehensive checklist for your tax year end planning.   

In this engaging and interactive 45-minute session, we cover:  

Our experts also covered off a number of attendees tax year end questions in our Q&A, ensuring you make the most of all the allowances and exemptions available to you.   

Webinar panelists:  

For more information on Tax Year End, visit https://bit.ly/be-more-prepared 

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investment involves risk.

We Need to talk about market volatility.

There is a saying that markets rise by walking up the stairs and fall by jumping out the window and after good market performance throughout 2020 and 2021, we've seen this partially unravel in the early months of this year.

To ease Erica's mind and the constant refreshing of her portfolio performance page, she called Rob to discuss the recent market movements, and to better understand why we're seeing this volatility and what actions we can take or not take to combat it.

During their conversation, they cover the role human emotion and sentiment plays within short-term asset pricing and how not to get caught up in the moment, the impact of interest rate and inflation rises are having on markets, the importance of a diversified portfolio, and how pound cost averaging can help turn volatility into an opportunity.

If you're not sure what to think or how to act in relation to the recent market movements, this episode is for you.

Episode references

Erica and Rob mentioned pound cost averaging, you can learn more about what it is with our Learning Centre video What is pound cost averaging?, as well by reading more about how you can invest little but often. You can also learn more about diversification with Rob's article on why your investment portfolio should be like a rugby team.

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

We Need to talk about your financial New Year's resolutions.

Along with going to the gym more, eating healthier, and losing weight, saving money is one of the top resolutions Brits have for 2022*.

With this in mind, Erica and Rob sat down to discuss financial New Year's resolutions and the what the best approaches are for whipping your finances into shape this year.

During their conversation, they cover what you should have in place before you start investing, how to define goals and stay on track with your strategy, how to make the most of tax-efficient savings, and how to re-appraise your portfolio. If you're looking to focus on your finances this year, this episode is for you.

Episode References:

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

*Source: [YouGov] https://yougov.co.uk/topics/lifestyle/articles-reports/2021/12/29/what-new-years-resolutions-are-people-setting-2022

Whether you've been on Reddit, YouTube, TikTok or Instagram, you may have noticed that financial and investing influencers are on the rise. But are they all they claim to be? And how much attention should you really be paying to them? 

In this episode, Erica and Rob talk about 'finfluencers', discussing how to distinguish between a credible resource and a scam, the wild west that is the unregulated Cryptocurrency market, and the similarities between the current crypto craze and dotcom bubble.

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

Whether you've been caught in the long queues for petrol, have found it difficult to buy a new or pre-loved car, or have been waiting 9 months for a new couch or bike, you may have noticed that we're currently in a supply chain crisis. In this episode Erica and Rob talk about what exactly is going on with the supply chain crisis right now, discussing the way its affecting inflation (including wedding tents) and what that means for beginner investors like Erica.

Make sure you read Rob's recent article on inflation which is mentioned in the episode: Is your portfolio resilient to inflation?

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

Exchange Traded Funds (ETFs) provide broad market exposure, they are a great avenue for diversification, they are comparatively cheap, they've historically preformed well, and they're easy to purchase.

So, they are ideal for passive buy-and-hold investors, for people who have small pots to work with, or for people who don't want to do a huge amount of research.

Plus, investment legend Warren Buffett is known to be a fan of them.

In the latest episode of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob discuss all about Exchange Traded Funds (ETFs).

Whether it be the financial industry's perceived male focused messaging, the off-putting and confusing jargon, or simply the lack of financial education in schools, it's a fact that women are less likely to invest in men. And it's this gender investment gap which can be putting women at financial risk in the long term.

In the latest episode of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob are joined by investment manager, Tsitsi Mutiti to explain and discuss the gender investment gap and provide some helpful tips to overcome the barriers to investing.

Always wanted to invest but didn't know where to start? Follow Erica's Investment Journey to get educated, learn the risks and what you need to get started with investing. Visit https://www.charles-stanley-direct.co.uk/new_to_investing

Investment Involves Risk.

In this episode, Head of Asset Management, Daniel James and Director of Asset Management, Chris Ainscough discuss Charles Stanley's Blended MPS Solution as we approach our 3 year anniversary.

In episode 2 of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob discuss all things inflation, including explaining what inflation is and how it can impact cost of living, interest rates and the financial markets.  

Always wanted to invest but didn't know where to start? Follow Erica's Investment Journey to get educated, learn the risks and what you need to get started with investing. Visit https://www.charles-stanley-direct.co.uk/new_to_investing

In this episode, Chief Investment Commentator, Garry White and Jane Bransgrove, Director of Asset Management, discuss all things ESG. The basics of ESG have been widely covered in the past two years. However, as interest and pressure on the parameters of ESG investing increase we are exposed to greenwashing, little regulation and an education gap on what the measurement of ESG factors actually mean. These ideas are explored within this episode providing insight on what to look out for when taking ethical factors into consideration.

Calling all beginner investors! In the first episode of our brand new series, 'We Need To Talk About Investing', beginner investor Erica Whyte speaks with investment guru Rob Morgan, to break down the usual myths of investing. Together they discuss the pros and cons of cash, the natural up and down cycle of the market and how being a small investor is not a disadvantage.

In this episode, Chief Global Strategist, John Redwood and Chief Investment Officer, Jon Cunliffe provide a half year market update. Together they tackle what they deem to be the three main economic concerns; the actions and support of central banks, inflation and understanding how much damage lockdown has created.

In this episode, Investment Managers Grant Paterson and Simon Scott-White, discuss the current technological revolution. They explore the advancements of technology since the last tech revolution in the 2000s, our adaptation to it and the multitude of benefits it has offered both in terms of efficiency, the environment and market returns.

In this episode, Erica Whyte, Spokesperson and Head of Content Strategy and Rob Morgan, Spokesperson and Chief Analyst, break down the usual myths of investing. Together they discuss the pros and cons of cash, the natural up and down cycle of the market and how being a small investor is not a disadvantage.

In this episode, Chief Global Strategist, John Redwood and Chief Investment Officer, Jon Cunliffe discuss the role and support of global central banks and the ongoing battle between the Federal Reserve and the markets. Together they discuss the factors of inflation, unemployment and the speed of vaccinating populations in determining the outcome for global economies moving forward and out of the pandemic.

In this episode, Financial Planners Emma Hammond and Simon Davis discuss the common questions and themes around tax which appear on an annual basis. Together they explore the various tax opportunities you can make the most of, tips for acting fast and answer the burning question of why to bother using your tax allowances at all? With features of tax likely to change as a result of the pandemic and the human affliction of leaving things almost too late, Simon and Emma provide direction to ensure you are as tax efficient as can be in 2021.

In this episode, Investment Managers Giles McKean and Emma Foden-Pattinson discuss with Garry White the ways in which the green revolution is gathering pace. With the effects of Covid-19 unifying the world into the idea our lives can be turned upside down, it has emphasised the opportunity of working together to achieve a greener common goal. Combined with the election of Joe Biden and global fiscal stimulation and commitment in this area, the green revolution is only just beginning.

Garry White talks to John Redwood, Charles Stanley’s Chief Global Economist, about Donald Trump’s refusal to accept the result of the US presidential election – and what it means for Joe Biden.

On this episode, Grant Paterson, Mark Ireland & David Cowie, all Investment Managers from our Edinburgh office, explore the outlook of Sterling. They look to the theory behind currency movements, the contributing factors which affect the value of currency and how Brexit and Coronavirus are having an effect on the value of the pound today.

On this episode, Garry White, Chief Investment Commentator, John Redwood, Chief Global Strategist and Anna Appleton-Cole, Director of Private Client Development discuss the upcoming US presidential election, its political significance and the impact this will have for investors. Whilst Biden may be currently ahead in the polls, with over 2 months until the election neither a Democratic nor Republican presidency should be dismissed.

On this episode, Garry White, Chief Investment Commentator and Will Dobbs one of our Investment Managers discuss one of the most significant investment trends of today, globalisation. Whilst the last century was defined by globalisation through global supply chains and cheaper trade, Garry & Will explore how both the Coronavirus pandemic and Brexit have and will affect the current de-globalisation mantra of this century.

On this episode, Mark Ireland, David Cowie and Grant Paterson, Investment Managers from our Edinburgh branch tackle the mythical beast of inflation discussing quantitative easing, hyper-inflation and how it all comes down to the level of supply and demand.

In this episode of the series, Luke Doherty, the Harlequins mindfulness coach, who works regularly with players, has devised a short meditation which might enable you to deal with pressurised situations better.

The current over-reliance on using technology - both for work and socially - can leave people feeling more wired than prior to the coronavirus outbreak.  Luke Doherty, the Harlequins mindfulness coach who works regularly with players, has devised a meditation which might help you transition out of a busy week in front of the screen and into a relaxing weekend.

Harlequins Mindfulness Coach Luke Doherty works with Harlequins players, helping develop coping mechanisms for pressure situations.

During a time of huge uncertainty, it's crucial to maintain a healthy mind as well as body.  Harlequins Mindfulness Coach Luke Doherty has been working with Harlequins players and families as the club deals with the effects of Coronavirus.

On this episode, Chief Investment Commentator Garry White talks to Ben Kelly, Research Analyst and Michael Gifford, one of our Investment Managers about the increase in international cyber-attacks, the ongoing issues with Huawei and the wider 5G network, and what both of these mean for technological market growth and the future of cybersecurity.

On this episode, taken from one of our successful webinars, our Business Development Director, Cliadhna Law explores with Victoria Piggott and David Cummings, Partners at law firm Mishcon de Reya, the decisions and actions of businesses to adapt and remain resilient within these uncertain times. With a lot of eyes focused on how companies and directors have held themselves, together they draw light to the selfless decisions of some businesses', and how these feed into the ESG buzz word.

On this episode, Charles Stanley's Garry White and Hayley Warner discuss the continuous innovation of veganism with Head Of Out Of Home at BEPPS Snacks, Oliver Warner. Together they explore how the initial cynicism of meat-free products has since sparked consumers' awareness of healthy and sustainable eating, a surplus of vegan products and positive stock market performance. Is vegan investing a fad or is it here to stay?

On this episode, Charles Stanley's Tessa Inglis, John Porteous and Tim Venner discuss the value of financial advice. Together they explore both the visible and intangible benefits of financial planning and consider the effects of Covid-19 on the future of advice.

On this episode, John Redwood discusses how the twin revolution continues to affect the investment world. Heightened under the current pandemic, John explores the current drive from the bottom-up digital revolution and the strive for greater good through the top-down green revolution.

Capitalism involves default and bankruptcy, but government bailouts are creating "zombie companies" that cannot survive in the real world. Is capitalism dead? Listen to Charles Stanley's Garry White, Jon Cunliffe and Will Dobbs discuss the change in capitalism, the reason for this and whether this can be sustained.

John Redwood, Charles Stanley’s Chief Global Strategist, and Lynn Hutchinson, Senior Analyst, with Garry White, Charles Stanley's Chief Investment Commentator debate the merits of Active and Passive investing in times of crisis and what we think might happen next.

What have we learnt about changing client needs and how should we adapt to add value for the long-term? John Porteous, Charles Stanley’s Group Head of Distribution, and Heather Hopkins, founder and Managing Director of Next Wealth, share their immediate learnings from this crisis, drawing on the experience of Charles Stanley’s own investment managers and NextWealth’s access to insights and trends.

In the wake of the Europe's mental health awareness week, Garry White, Charles Stanley's Chief Investment Commentator focuses on how the consumerism of too much news and from the wrong outlets is having a negative impact on our mental health. He gives attention to the importance of striking balance in our lives and explains how his own mental health has been challenged throughout his career and during Covid-19.

Glenn Baker, Charles Stanley’s Business Development Director, is joined by Tom DeRose of the Freud Museum, in the second of a two-part special looking the psychological and emotional impact of coronavirus.

Jon Cunliffe, Charles Stanley’s Chief Investment Officer, Jeremy Spain, Fixed Income Analyst and Garry White Chief Investment Commentator discuss the bond market, it’s liquidity and the current trading environment.

On our latest podcast we are joined by Garry White, Chief Investment Commentator and Ben Gilmore, one of our London based Investment Managers. Recorded shortly after the Government's briefing on the country's next steps to overcoming Coronavirus, Garry and Ben discuss the content of the announcement and their predictions on the mindset of consumers post lockdown.

Glenn Baker, Charles Stanley’s Business Development Director, is joined by Tom DeRose of the Freud Museum, in the first of a two-part special looking at the psychological and emotional impact of coronavirus.

On our latest episode and market update we are joined by Jon Cunliffe, Chief Investment Officer and Scott Gardner, Investment Strategy Analyst. Together they discuss the markets continuing uncertainty and the opportunities this presents for long term and short term investments.

On today’s podcast we are joined by Graeme Dreghorn from our Glasgow office discussing a day in the life of a financial planner. Graeme gives us an insight into the difference between investment management and financial planning as well as how his role has diversified in lockdown as a Charles Stanley Community volunteer.

On our latest episode we are joined by Jon Cunliffe, Chief Investment Office and John Redwood, Chief Global Strategist. Jon and John discuss the commitment of global economies to curtail the effects of Coronavirus and look to the future of new consumer trends, local supply chains and reduced globalisation.

On today's podcast we are joined for a fireside chat with Cliadhna Law, Business Development Director. Cliadhna talks us through her new daily structure working from home and how the absence of a commute has generated more free time for creative endeavours.

On today's podcast we are joined by Tina Cook and Scott Gardner from our research team and Garry White, Chief Investment Commentator. Together, the three review the current position of the markets with special attention to bonds and equities and discuss all that we cannot see, with the current information vacuum making it difficult to understand the depth of the economic effects of Coronavirus.

On today's podcast we are joined by John Harrison, Head of Information and Cyber Security at Charles Stanley. John discusses the importance of remaining vigilant online when working from home and sheds light on how a bit of additional time in his day is allowing him to pause and appreciate the moment.

On today's podcast we are joined by Jon Cunliffe, Chief Investment Officer and Garry White, Chief Investment Commentator, to discuss the ongoing effects of Coronavirus on the current markets. Their discussion draws attention to the current oil crisis and the difficulties of countries striking the right balance between health and wealth.

For this week's fireside chat we are joined by Oxford Office Manager Ria Shepherd. Ria sheds light on what she has struggled most with in isolation and how she has tried to stay both motivated and entertained in lockdown.

On this week's episode, Charles Stanley's Chief Global Strategist, John Redwood, will look at the immediate impact and decisions of global economies in what he coins the "deepest, sharpest recession any of us have ever witnessed."