Retirement Roux with Simon & Simon Financial

On this week’s edition how to navigate inflation that is currently at a 40 year high. Taxes are going up. It’s not a question of “if”, but “when”. Retirement income that’s not taxable will be discussed get ready to take notes. We all have an idea of the lifestyle we want in retirement, and having a plan to get you there is vital. We have a few steps you can take. If you have any questions about your retirement scenario call Simon & Simon 800-728-2225. Retirement, Retire, Inflation, Taxes, Plan, Planning,

On this week’s program Secure Act 2.0 takes center stage. What this will mean for retirement planning and what you should be aware of moving forward. We will discuss proven practices that can help you save more as you head towards retirement. Once in retirement the planning doesn’t stop. Planning how you spend your time in retirement is very important and we will talk bucket lists and being financially savvy.  If you have any questions about your retirement call Simon & Simon 800-728-2225. Planning, SecureAct, Saving, Retirement, Inflation, Taxes,

A recent Fidelity Investments survey showed 71% of Americans are concerned about the impact of inflation and a volatile market could have on reaching their retirement goals. Today we’ll outline five retirement related risks to avoid in 2022.  Can you have too much money in retirement? Probably not, but some retirees are finding they do have some excess cash even after all their bills are paid and are debt free. We’ve got some ways to share the wealth before you die. We spend years building up the balance in our 401(k) but what happens to it after we retire? We’ll go over some choices of what you can do with that 401(k) .  If you have any questions concerning your retirement call Simon & Simon 800-728-2225.  Retire, Invest, Volatility, Market, Money, Planning,

On this week’s show we answer questions that advisors get every single day when it come to retirement. Long Term Care could be in the cards for some retirees. We will discuss alternatives to long term care insurance that you should be aware of as you plan for retirement. Breaking bad habits can be hard to do, we have some to be aware of when it comes to your retirement planning. If you have any questions concerning your retirement process call Simon & Simon 800-728-2225. Retire, Plan, Planning, Taxes, Roth, IRA,

On this week’s edition we discuss what retirees are most concerned about in this current economic environment. What are retirees and pre retirees stoking their nest eggs with as they head to their golden years? We will also debunk myths about annuities and you might just find that the right annuity could be a good fit in your retirement plan. If you have any questions about retirement planning call Simon & Simon 800-728-2225. Retirement, Savings, Planning, Roth, IRA, Annuity,

Second Consecutive quarter of decline equals a recession. On today’s show we discuss what this means for retirement planning. Planning for retirement for couples that have a significant age difference will be bantered about. If you are in this scenario with your spouse listen up. Also on this edition some tips to stretch your retirement dollars. If you have any questions concerning your retirement call Simon & Simon 800-728-2225. Retirement, Recession, Inflation, Annuity, Plan, Planning,

Retirees are returning to the workforce and it’s being called “The Great Un-resignation”. On this episode we will discuss how to alleviate the current fear concerning the lagging economy. Tips to keep your finances in shape to and through retirement. Also on today’s show, in times like these don’t panic, step back and assess the situation and your retirement plan. If you have any questions about your retirement call Simon & Simon 800-728-2225. Retire, Savings, Planning, Portfolio, Taxes, Recession, Inflation,

On this week’s program, Inflation is high, interest rates moving north, and the talk is, a recession is upon us. Has inflation peaked? How can you weather the storm as you move toward retirement? Questions asked and answered coming up. When markets are volatile there things you need to be doing as you near retirement. If you have any questions call Simon & Simon 800-728-2225. Retirement, Savings, Planning, Invest, Volatile,

On today’s show we will talk about the pillars needed for a comfortable retirement. Inflation is a silent killer when planning for retirement. We discuss what inflation will mean to your planning process. We never want to sabotage our own retirement. We will go over a number of signs that you may be damaging your retirement and how to change the behavior. If you have any questions concerning your retirement call Simon & Simon 800-728-2225. Retirement, Inflation, Planning, Invest, Safety,

We are all moving toward retirement and on today’s show we discuss financial risks to avoid. Retirees and pre retirees are worried about what a recession will do to their plans. We will discuss how to prepare. Retiring as a couple checklist will also be on today’s program. If you have any questions about your retirement call Simon & Simon 800-728-2225 Retirement, Recession, Savings, Risk,

On this week’s episode we talk regret. We have a woulda, coulda, shoulda, list you don’t want to miss. Inflation & a possible recession are on everyone’s mind especially those near and in retirement. We discuss steps you can take during uncertain times. Saving is paramount when it comes to retirement, but you need a retirement plan to with those savings and we have a few tips to help. If you have any questions about your retirement call Simon & Simon 800-728-2225. Retirement, Savings, Save, Debt, IRA, 401K,

On this week’s show we discuss the top changes we see in retirement planning. We dive into “fees”, you’re going to pay some of course, but we have 3 to avoid. We also get into common retirement myths that people believe. If you have any questions about your retirement call Simon & Simon 800-728-2225. Retirement, Planning, Fees, Risk,

On this week’s show we discuss three mistakes to avoid as you near retirement. What if you could retire earlier than planned? We discuss strategies that can help. Going from accumulation phase to distribution of funds can be a tough transition as you enter retirement and we will discuss tips to help you. If you have any questions about your retirement call Simon & Simon 800-728-2225. Retirement, Planning, Strategies, Savings, Risk, Safety

On this week's episode we discuss 5 things you can be doing before you retire to make sure you’re ready for the big milestone. People have been leaving their jobs in record numbers. What can you do with that old 401K? We break the options down. Running out of money in retirement is the number one fire for retirees we go over key mistakes to avoid. If you have any questions about your retirement situation call Simon & Simon Financial 800-728-2225. Retirement, Savings, Inflation, Planning, Portfolio, Taxes,

On this week’s show Inflation is front and center. Ideas for you to fight it and still retire on time. Crypto currencies are in the headlines. Should they be in your portfolio? We will also discuss the various stages of retirement and how to navigate them. If you have any questions call Simon & Simon 800-728-2225. Retirement, Inflation, Crypto, Currency, Planning

Financial education should not stop once you hit retirement. Retirement accounts and dividend stocks could be the dynamic duo in your retirement planning. We will discuss 3 reasons why. Is your retirement plan ready for uncertainty? Steps you can take to be better prepared for the ups and downs. If you have any questions about your retirement planning call Simon & Simon 800-728-2225. Retire, Wealth, Stocks, Market, Inflation, Taxes

On this week’s show what you can do right now to make sure you’re ready for retirement when that day arrives. The market is volatile, we will discuss areas of retirement planning that need to be addressed. Plus 5 big mistakes to avoid as you get close to retirement. If you have any questions call Simon & Simon 800-728-2225. Retire, Savings, Stock, Market, 401K, Taxes,

Tax impact on your nest egg will be front and center on this week’s program. Tax implications for your retirement accounts.Secure Act 2.0 has passed the House easily and now the Senate will debate. How will this change retirement planning? We discuss on this week's show. We love a good quote about retirement! We will throw a few at you today. If you have any questions call Simon & Simon 800-728-2225. Taxes, Planning, Market, Stocks, Bonds, Retire,

Retirees are feeling anxious about their retirement as we deal with these uncertain times. On this week’s show we discuss how to stay calm when it comes to your planning.  Inflation is being felt across the board.Strategies to weather the storm coming up on today’s program. Frequently asked questions concerning annuities answered on the show this week as well. If you have any questions about your retirement situation call Simon & Simon 800-728-2225 Retirement, Inflation, Planning, Annuities, Strategy, 401K, IRA, Roth

Tax Strategies are Vital as you Move Toward, and into Retirement On this week’s program strategies to help lessen the impact of taxes. Rising inflation and volitile markets have everyone concerned, but maintaining control over what we can control will be key. Getting back to basics and discussing key factors you need to include in your retirement plan. If you have any questions about retirement call Taxes, Retirement, Inflation, Social, Security, 401K,

Strategies to avoid the pain of inflation in retirement! On this week's show we discuss the highest inflation in 40 years…and how to potentially avoid the pain in retirement by inflation proofing your golden years.Shifting gears from accumulation of funds to decummulation believe it or not, isn’t easy for a lot of retirees. We talk about planning for your decumulation phase what all that entails. Are you in need of Retirement Plan Checkup? Stay tuned. If you have any questions about your retirement call Simon & Simon Financial 800-728-2225 Retirement, Plan, Taxes, Inflation, Savings, 401K, IRA

On this week’s show we answer common questions about taxes in retirement.We get into the Roth IRA and reasons to start saving now. We also discuss the many types of risks when it comes to retirement planning and how to potentially avoid them. If you have any questions about your retirement situation call Simon & Simon 800-728-2225 Roth, Taxes, Plan, Retirement, 401K,

On this week’s show we will take a look at Cryptocurrencies and is it worth the risk. Optimizing your retirement even if you’re in your 60’s and knocking on the door of your golden years. We will also discuss common sense fact about retirement you need to be aware of as you plan. If you have any questions about your own retirement situation call Simon & Simon Financial 800-728-2225. Crypto, Retirement, Savings, Medicare, Longevity, Money, Taxes

On today’s show, 3 crucial realities in retirement that many people just don’t know. Getting older has its advantages, tax advantages, that is! We discuss ages 50 to 65 and older and what it means to retirees. 5 expenses that can erode your savings and what to do about them. If you have any questions about your retirement picture call Simon & Simon Financial 800-728-2225. 401K, Taxes, Savings, Retirement, Advisor

On today’s program we discuss creating income once you are retired. The importance of having a plan unique to your situation is vital. Turning 50 and approaching retirement this can be crunch time and we have some strategy tips. If you have any questions concerning retirement planning call Simon & Simon Financial 800-728-2225. Retirement, Income, Savings, Plan, Strategy

On this week's show we discuss retirement readiness, Legacy pitfalls to avoid, and simple tips to boost your retirement savings.   If you have any questions contact Simon & Simon 800-728-2225. Retirement, Roth, 401K, Plan, Taxes, Savings

On today’s episode we discuss avoiding the myths that exist when it comes to retirement planning. There are differences for women & men when it comes to retirement and an interesting conversation unfolds. Mistakes in planning can derail retirement so we will point out a few to be aware of as you move towards your golden years. If you have any question regarding your retirement call Simon & Simon Financial 800-728-2225. Retirement, finance, invest, plan, planning, taxes, 401k, Roth

Today we discuss rules of Thumb related to investing and Retirement. You don’t want to miss those plus if you are in your 50’s what does retirement look like for you? Make sure you are on the right track and if you’re a couple you need to be on the same page. Finally, covering your bases, who should you be working with and what are the essentials you need in a retirement plan. If you have any questions contact Simon and Simon 800-728-2225. advisor, retirement, finance, money, savings

On today’s show we discuss threats your retirement savings could face. What can you do to combat “Longevity Risk”? We have tips to maximize your retirement dollar as you near the last ten years before you head off into your golden years. If you have any questions about your retirement please contact Simon & Simon Financial 800-728-2225. Retirement, savings, risk, 401K, 403B, TSP, IRA

Market volatility is a given. On today’s show we discuss ways you can protect your retirement plan. Today we will go over Supercharging your retirement if you are a late starter when it comes to planning. How do you really know you’re ready to retire? We will give you a few calculations to consider. If you have any questions about retirement call Simon & Simon Financial 800-728-2225 Retire, Plan, volatility, 401K, Roth

On this week’s program we will outline ways to give your retirement accounts a workout. Expenses in retirement can erode your savings we will discuss. Staying calm when the Market does what it does we’ve got some easy steps to follow to financial serenity. If you have any questions call Simon and Simon Financial 800-728-2225. Planning, Investments, strategies, Taxes, Budget

You are 50 or older. Here are mistakes to avoid in your retirement planning. The first step to retirement is to start planning, we discuss tips to get you started. New year is here, on today’s show we discuss how to boost your financial security in retirement. If you have any questions about your retirement situation call Simon & Simon Financial 800-728-2225. Retirement, savings, stocks, bonds, annuity

On this weeks program we discuss the importance of meeting yearly retirement goals. How can you boost your retirement savings? We will answer that question plus we will look at several income strategies in retirement. If you have any questions please contact Simon & Simon Financial 800-728-2225 Retire, Strategy, Plan, Money,

On this week's show we talk about managing our savings and stretching our dollars in retirement. Also this week, the 401K is a good savings vehicle, but you might be surprised what it’s doing while you continue to work.   If you have any...

On today’s program strategies to protect your retirement nest egg. Tips to get the most out of your 401K. Big decisions come with planning for your retirement and we will discuss these choices and how that will impact your golden years.   If...

We look at ways to safeguard your retirement during these uncertain times. On the show today we take a look at options that may be better than a 401K. Have you ever thought about what questions people ask when they visit an advisor? We have the most...

Should you work in retirement? There are positives and negatives we will discuss. Are you sabotaging your own retirement by doing these 6 things? Spoiler alert…a lot of you are. 2022 will include big changes for Social Security, we hit the...

Being ready for future taxes takes a plan. We discuss on the program today ways to strategize within your retirement plan. We will break down ways to keep your retirement savings as safe as possible. Procrastination can really impact your retirement...

The Simons point out some retirement advice that is dated and then many still follow. New year approaching and changes are on the horizon for retirees The Simons dig in. What risks are you facing as you head towards your retirement? Answers to this...

Market volatility is the opening topic in this podcast. Chad, Grant, and Gerald outline ways a market correction could impact your retirement along with tips to help keep your plan strong in the event of a correction of worse. What’s the key to...

There is an art to properly withdraw from your retirement accounts and, if not done properly, it could cost you money. Grant & Chad discuss the right order in which to approach your withdrawal. They also looks at some red flags that could warn of...

The 5.4% rise in the consumer price index in the last year marked the highest inflation in almost 13 years. If you remember the soaring, double-digit inflation rates of the 1970s, you may be worried now. In this episode, The Simons discuss ways to...

Decumulation is more than just spending those hard earned retirement dollars. We need to set up lifetime income. Pay attention to tax ramifications. Make sure healthcare is covered. What about legacy planning. Oh and don’t forget to have fun. In...

Making the transition from working and saving to retiring and spending is a big deal. What happens to your plan if the market goes sideways. The Simons break down what you can do to prepare. We also discuss what happens to that 401(k) you’ve been...

There are many parts to SECURE Act 2.0. It's not clear what will be in the final bill but most agree it will be passed in some form by the end of the year. In this episode, the Simon's take a look at both proposals.   Also in this episode,...