The Property Couch

In today’s bonus episode, we’re joined by the “Property Professor” himself, Peter Koulizos, as he breaks down the 12 essential steps to property development success. From setting goals and crunching numbers to working with council, Peter shares invaluable insights drawn from his years of experience. Plus, Peter reflects on his very first development project—what went right, what went wrong, and the advice he’d give his younger self. For the full episode, tune in here: Episode ...

What does it really take to become a successful investor? Is it luck? Skill? Or something a little more surprising... like learning to love your mistakes? 😮 In this week’s episode, we sit down with John Addis, founder of Intelligent Investor and author of How Not to Lose $1 Million: Win at Investing by Losing Less. Today, we’ll share John’s inspirational journey, from buying his first flat at 21 to founding one of Australia's most respected financial magazines. Al...

In today’s bonus episode, we’re diving into why building inspections are essential for every property buyer. Joined by building inspector and builder Paul Baker, we discuss how inspections help identify hidden issues that can impact both the safety and value of your property. Paul highlights some key red flags to watch for in the reports, from foundation issues to water damage and asbestos. And because the inspection industry isn’t heavily regulated, he offers his own tips and advi...

Folks, Episode 520 is not just another massive Q&A Day on the couch, but today’s episode has us responding to the rawest feedback we’ve EVER received. 🤯 Tune in to hear: Why TPC listener Gabriel opposes property investors as “small business owners” 📈 Capital Gains Tax: Has the AFR proven us wrong? 🤔 Should you take property advice from a financial planner? 🏡 FREE STUFF MENTIONEDAustralia’s FIRST property AI is now LIVE! Ask your burning questions, and Opti,...

In today’s bonus episode, we’re digging into a question from listener Joel, who’s wondering if adding a fourth bedroom will make his place more attractive to Aussie renters. Bryce and Ben break down what renters really want in a property – and spoiler alert, it’s all about finding the right balance! If you’re keen to know how to set your rental property up for success, this snippet is packed with insights to help you make the best choice! For the full Q&A episode, tune in ...

Today’s guest has a remarkable story whose lessons span international borders and redefines risk, resilience and what it means to build a real-estate empire… 🌍 Meet Gavin van Zyl, Founder of White Rhino Property and a leading property expert in Canberra and NSW’s Queanbeyan market. With an entrepreneurial drive and a fearless approach to property investing, Gavin has risen to prominence, ranking as Rate My Agent’s top salesperson in New South Wales and securing a spot in Australia’...

Welcome to the second-last RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 🇦🇺 Australia’s Sticky Inflation and Next Rate Cut: Inflation is still the big focus for Australia. Plus, Ben and Evan don’t quite agree on where rates will go in 2025 – leading to a $50 ...

Folks, in this special episode we’re becoming a fly in the wall to reveal the Australian Taxation Office's (ATO) inner workings! Allowing us to do so is Rob Thomson, Assistant Commissioner for the Experience, Government and Case Leadership-Individuals and Intermediaries and the official Tax Time spokesperson at the ATO! With over a decade of experience, Rob is giving us a sharp look into the world of property tax, compliance, and the latest changes to regulation that every propert...

In today’s bonus episode, Bryce sits down with life coach, author, and founder of The Insecurity Project, Jaemin Frazer, to explore some game-changing practices for overcoming insecurity and living your most authentic life. Jaemin also unpacks the magic of midlife as the perfect time for change and reveals the dangers of unfulfilled dreams and ambitions. 🕰️ If insecurity has ever held you back or if you feel stuck, this episode will give you the tools to rewrite your story an...

“Negative gearing is symptomatic of a dysfunctional & inequitable property market!” 🏚️💸 Folks, this is a quote from Ash, one of today’s fantastic question-askers. And if you’ve been listening to our previous episodes, you'll know Bryce & Ben have been fighting tooth and nail AGAINST abolishing Negative Gearing… 🥊✊ Has the question made them change their minds?! Tune to hear Ben and Ash get into the great negative gearing debate and answer – should it be removed? If yes, what are ...

Ever wonder why a vendor would choose to sell before auction day? 🤔 If you’re a buyer looking to understand the psychology behind pre-auction sales, today’s bonus episode is for you! For the full episode, tune in here: Episode 145 | 8 Reasons Why Vendors Sell Before Auction LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLAS...

Continuing our LIVE streak, we’re back this week to answer your burning questions on negative gearing and diving into our very own think tank to drum up EIGHT alternatives to abolishing it! 🔥 Whether you’re curious about how many Aussies are impacted by negative gearing or if it’s possible to get politicians to lift their eyes beyond an election cycle... We’re revealing our list of realistic and actionable solutions to solve our housing crisis, increase density, reduce building cost...

Ever wondered exactly how to buy property in Australia? In today’s bonus episode, Bryce and Ben answer a listener’s question and walk you through the step-by-step process! 🔍✨ Plus, find out how being proactive—whether it’s with due diligence, understanding local regulations, or reverse engineering your property purchase—will set you up for a smoother and more confident buying experience! For the full Q&A episode, tune in here: Episode 186 | Q&A – Should You Pay Down th...

Hey Folks! Today’s Episode is Extra Special – We Went LIVE on the Couch for the First Time in Almost 10 Years! 🎉 And trust us, this is not an episode you want to miss! We’re diving into one of the most debated topics in property investment: Negative Gearing and Capital Gains Tax (CGT). We start by breaking down the agenda and explaining who will get the most value from this jam-packed discussion. Then, we journey through the history of negative gearing, bust a few myths,...

In today’s bonus episode, Bryce and Ben dive into a listener's question about the mechanics of lenders mortgage insurance (LMI). Find out what LMI is, how it relates to your loan-to-value ratio (LVR), and whether you should embrace or avoid it! For the full Q&A episode, tune in here: Episode 97 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and more LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 ...

What’s happening in Australia’s property scene this quarter? 🤔 You’re about to find out, because Bryce and Ben are back with all the juicy details in this September quarter property market update! From sizzling capital growth drivers to the cooling of certain regional hotspots, uncover the trends you need to know to stay ahead in the property game. Whether you’re curious about rental yields or wondering why vacancy rates are spiking (or dropping) in certain markets, they’ve got you...

In today’s bonus episode, Bryce & Ben explore some of the mistakes property investors make due to FOMO! FOMO = Fear of Missing Out and can push investors into impulsive decisions, but on the other hand being overly cautious can also lead to missed opportunities. Finding the right balance—acting confidently but after thorough research—is key to success! For more details, tune in to the full episode here: Episode 330 | Top 10 FOMO Mistakes Investors Make LISTEN TO THE F...

It’s not a fun BBQ conversation like discussing the rate you snagged or the exciting new property you just bought but... It is a critical pillar for holding up your entire wealth creation. 🏠🃏 Yep. We’re talking about Defence – the forgotten pillar of wealth creation. Here’s the deal: 🛡 What essential defences do you need to protect your income, assets and lifestyle? 🛡 What does Ben consider a “Peace of Mind” policy? 🛡 The hidden problem in houses 🛡 ...

The sixth RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 🌍 Geopolitical Tensions in the Middle East: How are these events shaking up global inflation and supply chai...

Why aren’t we building enough homes to meet Australia’s housing demand? 🤔 It’s a complex question with political, economic, and historical layers, and to help us make sense of it all, we’ve brought in an industry expert... In this episode, we’re chatting with Tim Reardon, Chief Economist at the Housing Industry Association (HIA)! The HIA has been representing the Australian residential building industry for more than 75 years using feedback from builders, tradies, manufacture...

In today’s bonus episode, Ben and tax expert Julia Hartman tackle one of the trickiest parts of property investment—tax claims. With a surprising statistic from the ATO revealing that 9 out of 10 property claims are incorrect, this episode sheds light on where investors often go wrong. Plus, learn how to navigate insurance claims and why getting the details right can save you big during tax time. Listen to the full episode here 👉 2024: The Golden Year of Tax Planning LIST...

With property prices continuing to rise and the dream of home ownership drifting further away for many, today’s guest has a ground-breaking solution that could be the antidote for these growing issues... Please welcome Peter Kelly, Co-founder and CEO of Little Fish Development, project management specialists in property development! He also hosts the Little Fish podcast which shares inspiring stories of human strength and knowledge. With more than a decade of experience, his novel s...

Today, we’re joined by the fabulous Effie Zahos—editor, speaker, author, and all-around finance guru! Effie dives into the emotional aspect of money management and how it’s more than just dollars and cents. Tune in and get inspired to take control of your financial story! Listen to the full episode here: Episode 235 | Money Hacks from the Money Queen – Chat with Effie Zahos LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple....

What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors? 🏠📈⚖️ The answer is Armstrong Real Estate! Folks, in this episode, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012. Tune in to hear: The business values and personal finance lessons she learned gr...

In today’s bonus snippet, Bryce and Ben revisit a classic topic: investment stock vs. investment grade. This is in response to a question from a listener asking if the insights from Episode 8 (recorded all the way back in April 2015!), still hold up in today’s market. Spoiler alert: they do! 🎙️ Bryce and Ben break down the evergreen principles behind these concepts, emphasizing that while the market may evolve, the fundamentals of property investment remain timeless. Listen to...

The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background. In today’s episode, we’re introducing the Property Investor 2.0 narrative... Small Business Owners. There are seven critical reasons; can you guess them? Managing A___ like a Business Income G_____ Strategic P_____ R___ Management & C____ Planning Understanding & Managing L...

In today’s bonus snippet, Bryce and Ben talk all things wealth. 💰 Do you know what type of “rich” you are? Discover how understanding your current financial position can help you move forward with confidence, and why true wealth is measured in time, not money. Listen to the full episode here: Episode 335 | The Four Types of Wealth Now that you know a little bit more about the different types of wealth, it’s a great time to conduct a health check on your financial wellbei...

🔮 We’re back with our mid-year property market outlook! 🔮 As we approach the end of 2024, staying informed is more important than ever. That’s why we’re diving deep into the latest figures to provide you with a comprehensive analysis of the key trends driving the “markets within markets.” So, where is the property market headed as we close out the year? Here’s what we cover: 2024 Market Predictions: What We Got Right and Wrong Defying the O...

In today’s bonus snippet, we dive into some of the dumb things even smart people do with their money 🤔💸 Join us as we explore some of the most common financial mistakes and learn how to avoid them. Tune in for some laughs, self-reflection, and valuable insights on how to smarten up your money habits. For more tips on making better financial decisions, listen to the full episode here: Episode 72 | Dumb Things People Do with Their Money! LISTEN TO THE FIRST 20 EPISODES HERE >...

What should property investors focus on as we prepare for Australia’s next population growth wave? Class division: We rarely think about it in Australia, but could it become our reality as the gap to enter the property market continues to widen? To help us unpack this and more, we’re welcoming back Mark McCrindle (who last appeared on the podcast in Ep 185), the social analyst and demographer expert who coined the newest demographic: Generation Alpha! Mark’s passion in ...

In this week’s bonus snippet, we delve into a question from listener Laura, who wants to know what the best way is for assessing the value of her investment property. Should she rely on a real estate agent's sales appraisal or opt for a proper bank valuation? Join us as we explore the nuances of each approach and discover why the purpose of your valuation—whether it's for portfolio building or something else—can influence which method to choose. For more tips on how to make inf...

“I have a phobia of working 9-5 'til I die.” - Harley Giddings There’s a common belief among the younger generation today that the dream of property ownership is well and truly out of reach. Today’s special guest, however, is a 24-year-old passionate property investor who is inspiring both the existing AND upcoming generation of investors through his Instagram account which documents his learnings, failures and insights on his ride to financial freedom. Please welcome, a memb...

Welcome to the fifth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia’s Rising Inflation: Annual inflation in Australia is up to 3.8%, but still within the long-term trend. Property prices are mixed, with Sydney's growth slowing and Perth and Adelaid...

Investing in Short-Term Rentals: Why and how much does it really cost to succeed? In this week’s episode, we welcome back Hayley Mitchell, an award-winning full licensed Real Estate Agent who has worked across ALL facets of Property Management since 1999, including owning her own businesses! She has won several prestigious awards, including REIV’s Property Manager of the Year twice, and has been named Elite Agents top 50 Industry Influencers in 2017, 2018, 2019 & 2022. Aft...

In today’s bonus snippet, Paul Clitheroe (renowned finance expert, author, advocate of financial literacy, and chair of Money magazine) dives into the MOST common question he gets: What’s the "magic pill" to wealth? 🤔💊 Discover his answer to this...as well as his candid thoughts on property investment and the principles that lead to long-term financial stability. For more financial wisdom from the “Money” Man himself, tune in to the full episode here: Episode 200 | Paul Clitheroe –...

Trevor is seeking a “Tree Change”: To escape out of the city with his family. What are the implications of turning his Principal Place of Residence into an investment property to do so? Meanwhile, Emma’s got a duplex under a single title. She lives in one unit and has rented the other; is she eligible for Capital Gains Tax exemption? Clinton wants to know what's the best loan to attach his offset account to: An interest-only or Principal and Interest loan? Folks, today’...

In today's bonus snippet, Bryce and Ben delve into timeless lessons from the classic board game Monopoly that are surprisingly relevant to real-life property investment. Lesson #1: Be patient 🕰️ Lesson #2: Expensive isn’t always better 💸 Lesson #3: Cash flow is key 💵 Now...can you guess what lesson #4 is? For a deeper dive, tune in to the full episode here: Episode 343 | “Pass Go & Collect $200” - 6 Property Lessons from Monopoly! LISTEN TO THE FIRST 20 EPISODES HERE &...

In this episode, Ben is unpacking the world of property investment advice - through the lens of a Qualified Property Investment Advisor (QPIA). To do so, we’ve bought an expert in this field...Joel Burton is a Qualified Property Investment Advisor who has crafted more than 850 personalised property plans for his clients. He has recommended thousands of investment property purchases, family home upgrades, downgrades, renovation plans, and even, in some cases, the advice to sell the proper...

Today’s bonus snippet is from a previous Q&A episode. Question #1: When Should I Buy My Next Property? 🤔 Brad wants to know how soon he should buy his next property after purchasing the first one. And is it better to opt for interest-only or principal and interest loans? Question #2: What Makes a Cash Flow Property? 💰 Stephen wants to know more about cash flow properties. What is it? How do you identify one? And what does it truly mean to have a cash flow positive prop...

After last week’s insightful episode with Noel Whittaker, we’re thrilled to continue with another stellar guest who helped to co-write the tax chapters of Noel’s latest book, “Wills, Death & Taxes Made Simple.” 💰📝 Please welcome back, Julia Hartman, THE #1 Property Tax Expert in Australia!! Julia is the Founder of BAN TACS, a cooperative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992. Basically, she’s your ultimate tax guru!&n...

Today’s bonus snippet is from an episode with guest Turia Pitt, one of Australia’s most admired and widely recognised motivational speakers. Turia has written multiple best-selling books (including Happy, The Good Selfie, Unmasked and Everything to Live For), shared a stage with Tony Robbins, competed in the Ironman World Championships, sailed a boat around French Polynesia, and so much more. In this TPC Gold soundbite, Turia shares some of her favourite mindset tips, as well as how...

🎉 To kick off our new financial year, we are thrilled to welcome a bucket-list guest to the show! 🌟 This is a guest who truly needs to introduction... Noel Whittaker – international bestselling author, finance and investment expert, radio broadcaster, columnist, and public speaker. He reaches over 3M readers each week through his columns in pivotal Australian newspapers and is one of the country’s most successful authors with 20+ bestselling books achieving total worldwide sal...

In this TPC Gold soundbite, Bryce puts on his Buyer’s Agent cap and shares all he knows about how to negotiate when buying property. He also makes the bold claim that everything is negotiable when it comes to real estate...?! Get essential insights into how to handle auctions, why it’s useful to understand the vendor’s motivations, and more. Tune in so you too can start negotiating to win! If you're interested in the full episode, it’s here: Episode 93 | How to Negotiate to Win&nbsp...

When we started this podcast nearly a decade ago, we never imagined we’d reach this milestone... 🎉 🎉 🎉 Well folks, here we are celebrating our 500TH EPISODE!! 🎉🎉🎉A massive thank you to our incredible, go-getter community, we’re so proud and grateful to have built, and be part of, such an amazing group of people.To mark this huge milestone, we’ve invited a leader in his field – someone who helps others achieve their best.Please welcome one of the world’s best high-performance psychologis...

Today’s bonus snippet is from a previous episode where we answer listeners’ burning questions on property investing. Tune in to the full episode here: Episode 44 | Q&A – Building Cash Reserve Buffers, Buying at a Premium & Renovating for Profit In this TPC Gold soundbite, Bryce & Ben explore the dynamics of aggressive vs passive investing, as well as how to incorporate cash reserve buffers into your property investment plan! Discover why having a six-month cash rese...

To give you an inside look at the real workings of mortgage broking, we’ve brought in an incredible broker from our investment savvy team. Please welcome Brad Fraser! 🙌 We’re delving deep into the heart of this industry with two compelling real-life scenarios for first-time homebuyers and aspiring property investors. Plus, we unpack Brad’s money story, which follows him as he pivots from spending it all to becoming the financial guru he is today. Listen now! 😊 P.S. It’s our 500th ...

Welcome to the fourth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia's GDP Growth Woes: Australia’s economic growth has slowed significantly, with GDP growth hitting its lowest since the early '90s recession. But population growth is helping to keep the c...

In today's episode, we sit down with Chris Kohler, 9News' business, finance, and property reporter! 🎙️📈 As someone at the forefront of Australia's biggest economic headlines, we discuss the rise of the cashless society, investing in crypto and Chris' top advice to property investors. Tune in now! FREE STUFF MENTIONEDBEN NEEDS YOUR HELP! Here‘s what you can do to help property investors: NSW’s No-Grounds Evictions: Action 1 - Complete the consumer survey against the No Gr...

Today’s bonus snippet is from an episode with guest Amelia Lee, the architect behind Undercover Architect – an award-winning online resource teaching folks how to design, build and renovate their homes. Tune in to the full episode here: Episode 249 | The 4-Step Framework to Renovate or Build Your Home…AND Enjoy It! In this TPC Gold soundbite, Amelia shares her thoughts on what you MUST consider if you’re tossing up between building new or renovating! Whether that’s determining ...

Seb and Bronnie (Note: Names have been changed for privacy) came to us with plans to invest in property but left with a completely unexpected strategy. Our advice: “DON’T invest in property until 2036”?! 😲🏡 And in our second case study, Adam and Jacinta had a solid investment plan until an unexpected event changed everything. Despite Adam’s financial expertise and their three investment properties, he found himself saying, “I can't work it out like I usually can.” So ho...

Today’s bonus snippet is from a previous episode on the 6 Critical Foundations Your Wealth Plan Should Be Built On. In this TPC Gold soundbite, Bryce & Ben discuss two of the non-negotiables when building your property portfolio and why it’s so important to get the foundations right! Take any iconic building you can think of as an example – whether that’s the Sydney Opera House or the Burj Khalifa. Chances are not many were going around taking photos of these structures whe...

In Episode 496, we're back with a jam-packed Q&A Day! Discover everything you need to know before investing in Victoria, from understanding the state's "blowout budgets" to navigating the biggest risks that make buying in Melbourne a “2030 conversation.” We also break down why the buy-and-hold strategy still works, even for single investors with lower incomes. (After all, would you sell the goose that lays the golden egg?) Plus, learn why housing shouldn’t be linked ...

Today’s bonus snippet is from our previous episode on The Three Money Rules for Life.In this TPC Gold soundbite, Bryce & Ben cover the #1 rule you should be following if you want to be successful at managing and growing your money!Tune in to find out what this rule is (if you’re listening to the podcast, chances are that you might already be following it), and which of the three types of “money people” you are…Listen to the full episode here: Episode 303 | The Three Money Rules for Life&n...

Ramit Sethi and Morgan Housel: Two titans in finance and money management who don't believe in property investing?! It's your turn to ask the questions as we dive into a topic that's never been explored before on The Property Couch! From breaking down our verdict on these two financial gurus to revealing how you can mirror Ramit and Morgan's investing style, tune in to find out if we’re going against the greats! P.S. Stick around until the last question where we...

Folks, the 2024-25 Federal Budget has just dropped, so what does it mean for property investors and the broader economy? In this exciting episode, we’re unpacking everything you need to know about the new Budget and bringing in a leading financial market expert to help. Returning to the couch is Evan Lucas - economist, Moorr ambassador and author of the best-selling book Mind Over Money. Basically, we’ve brought in the big guns to tackle: 💰 Is this Bu...

Don’t forget to download the free Fact Sheet for a summary of what is covered in this episode!In today’s bonus episode, Ben is joined by esteemed guest expert Julia Hartman (founder of BAN TACS and Chief Technical Tax Advisor at Empower Wealth), and together they discuss tax planning strategies and why 2024 is the absolute golden year for tax planning!Get actionable tips around superannuation contributions, learn the importance of maintaining accurate depreciation schedules, and maximize your...

Emma's partner has a $160K dilemma: He's been offered a refund on an Off-The-Plan apartment that's been delayed for two years. Should he take the refund or ride it out for a potentially higher sell price? 🤔 Kieran faces the decision of investing in smaller units versus two individual homes. Which aligns better with his overarching goal to help others? 🌍 And in Simone's Retirement Plan: How does this single mum and schoolteacher with 5 properties reach a target of $2,000 per week for ret...

Welcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today! 📈 Australia's Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA's comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a...

What would you do if you worked 16-hour days on the road and were utterly exhausted the few days you were home? With a family to care for and a past of previous divorces, you'd probably want to change your lifestyle. But what if it'll cost you $42,000 A YEAR? 😱 Or, what if you'd made the #1 biggest investing regret of your life in a get-rich-quick scheme and had lost half a million dollars?! How would you recover and get back on track towards a comfortable retirement? &nbsp...

Today’s bonus snippet is from our conversation with Chris Helder – a certified practitioner of Neuro-Linguistic Programming (NLP), renowned public speaker, and author of Useful Belief, Re-Ignition, Cut the Noise, and The Ultimate Book of Influence. In this TPC Gold soundbite, Chris discusses the #1 obstacle that holds people back from achieving success! Tune in for invaluable perspectives on mindset and behavioural patterns that will help you balance and excel in multiple roles – whethe...

“What you do with your home will have the biggest impact on your fees and charges and how your cash flow works in residential aged care." - Jennifer Langton Folks, A LOT of considerations and work must be done to "get your ducks in order" before you retire. It’s not just for elderly folks or those who are about to retire either. Gen Xs, we’re talking to you! To help guide you through Australia's complex Aged Care system, we've got an exceptional, first-time property couch guest: J...

Is the Sandwich Generation doomed to be in wealth limbo forever? 🥪 In this week’s episode, we’re unpacking who falls into this generation of investors and why they are trapped in property purgatory. We also pull back the curtains on: The so-called greedy investor: What do this property investor’s cash flow numbers reveal about his financial situation? Would you stop paying 10c at the risk of not earning $1? The secret to escaping wealth limbo Why you should fo...

Note: This episode is a re-run of one of our older episodes. It originally aired on 14th April 2016 😊 In today’s episode, we tackle the increasingly popular strategy of 'rentvesting'. As we see soaring property prices in major urban hubs, the dream of homeownership seems further out of reach for many. But is there a savvy way to balance that dream with reality? Enter ‘rentvesting’ – where you rent in the place you love...and invest where you can afford. Rentvesting is a smart solu...

Ever find yourself double-tapping a Finfluencer's post and thinking, "Is this legit?"You're not alone. We all love a good financial glow-up story, but it's becoming harder to discern sound advice from dangerous schemes online. That’s why, in this week’s episode, we’re diving into the fast-paced world of financial influencers. From the six red flags to spot a Finfluencer in a sea of seemingly harmless finance feeds to understanding why "pay interest only" tips are just the tip of the iceberg, ...

When investing in property, choosing WHERE to invest often keeps folks up at night. That’s why, in today’s Q&A Day, we are answering questions that speak to this very issue. Here’s what we’re unpacking: Why choose to invest regional over city?What elements make a town a mining townThe biggest risks associated with investing in these “boom and bust” areas The science behind NOT investing in Canberra, and more! Also, as market conditions change, we’ve been noticing som...

Note: This episode is a re-run of one of our older episodes. It originally aired on 2nd July 2020 😊 In this week’s episode, Bryce and Ben answer 10 listeners’ questions! With practical advice on property selection and analysis, this episode is your guide to navigating the intricacies of property investment in Australia. If you have a question, leave us a message here! If we answer it on the podcast, you’ll get FREE access to our Start & Build Workshop (usually retail...

Folks, we’ve always said that property is a game of finance rather than of bricks and mortar, and today’s massive Q&A episode explores this fundamental concept. Tune in to hear us break down our strategy of $2k a week in retirement, how to maximise your liquidity and why some investors choose commercial over residential.It’s an episode that will have you listening to it on repeat, give it a listen now folks 😊 Free Stuff Mentioned Free Book: The Armchair Guide for Property...

Note: This episode is a re-run of one of our older episodes. It originally aired on 8th June 2017 😊 According to Albert Einstein, “Compound interest is the eighth wonder of the world. He who understands it, earns it...and he who doesn't, pays it.” In this week’s episode, Bryce and Ben discuss the fascinating power of compounding. Tune is as they answer listeners’ questions, explain how you benefit from delayed gratification, and share their experiences and advice on property ...

PLEASE NOTE: We have changed the names of the folks in these case studies.We've all experienced the gut-wrenching anxiety that comes with property investing but what happens when it becomes an overwhelming feeling that wakes you up at 2am? Folks, this is a REAL story from today's honest and inspirational Case Study episode. From Billy, a single dad holding onto his ambition to secure a future for his son amidst personal and financial upheaval, to Liz and Michael, a couple who foun...

Welcome to the second RBA Rate Release of 2024! Join Evan Lucas and Ben Kingsley as they reunite to decipher the latest economic trends and data in this month’s episode, including: 📈 Sticky Inflation in the US: Delve into inflation and its tenacity within the US economy. 📊 Deep Dive into December GDP Quarter Numbers: Take a close look at the recently released GDP quarter numbers for the Australian market.🏦 Bank of Japan's Interest Rate Decision: Explore the deliberations of th...

Is 64 too old to be starting a property portfolio? Must your investment property be fully funded by the time one retires? And why does investing with intention matter – even after you’ve acquired 5 properties? In today’s Q&A we’re answering these fantastic questions that explore the many layers folks should consider BEFORE they choose to enter or exit the property game. This episode highlights the importance of planning and intention, from calculating how much you ...

In this week’s episode, Bryce makes a guest appearance on the Wealth Time Freedom (WTF) podcast, hosted by Terry Condon! They cover a wide range of topics including: Horrible, tolerable and productive debt How to pick an investment grade property Demographic shifts that are likely to impact property prices over the next 5-10 years This bonus episode is all about the courage to pursue passion over expectations, cultivating financial resilience, and playing the ...

With soaring immigration and construction hitting historic lows, Australia's property market faces an accommodation crisis. In Bryce’s words, “Disincentives have been happening for over a decade.”Kicking off our first Q&A session of 2024, we're diving into the widespread economic and political factors that have become “the perfect recipe” for today’s housing crisis. We also dissect how to master the 60% of land-to-asset ratios and tackle this burning question: Is Brisbane a wis...

Note: This episode is a re-run of one of our older episodes. It originally aired on 12th November 2015 😊 In today's episode, we dive deep into why the old adage of 'location, location, location' still rings true for property investment. We explore how 80% of your return is determined by where you buy, and only 20% by what you buy. One of the three filters in our asset selection criteria is scarcity, and today we take a close look at that concept. What exactly do we mea...

In this week's episode, we're welcoming back an incredibly passionate and eloquent data analysis and reporting expert who is ALSO a returning guest: Eliza Owen, Head of Residential Research Australia at CoreLogic! In this episode, we'll use her brilliant insights to explore precisely WHY we see the numbers in today's property market, like: If the housing market is undersupplied, why are some market values still falling?! Or how has the housing market defied economic pr...

Building on from Episode 482, where we explored why progress tracking is key to healthy financial habit formation, we’re bringing back an old episode where we uncover... The 4-step framework from James Clear on how to build good habits and break bad ones – for good! For those unfamiliar with this best-selling author of Atomic Habits, James applies a unique blend of scientific research and practical life to breaking and building habits. His website receives millions of visitors ea...

We all know money is simple, but behaviour is hard. So what can we do to create lasting financial habits and behaviours instead of falling back into old money habits? Folks, in today’s episode, we’re sharing a scientifically backed solution that’ll reveal how to achieve your goals financially and in life. From introducing feedback loops to creating accountability (and that’s just the tip of the iceberg), we’re uncovering how these can be used to boost goal achievement, motivation,...

“Begin with the end in mind.” - Stephen Covey In this week’s bonus episode, we’re rewinding the clocks and revisiting a past episode that covers a core strategy every investor should have... Your Exit Strategy From the “Buying and Holding” to the “Buying and Selling” strategy, we’re exploring the many ways an investor can leave the property market and which approach works best under certain conditions. An old episode that covers an evergreen concept, tune i...

We're back with one of our favourite episodes of the year...Our 2024 Property Market Outlook! In this week’s episode, we’re breaking down the data from the past 12 months and using our expert experience and economic insights to predict the future of Australia’s property market in 2024! Here's a sneak peek of what we cover: 👉 The headlines we saw in 2023 (and the #1 biggest derailer the Gov didn’t expect) 👉 The Big Focus of 2024 plus the one critical number the RBA...

In this week's episode, Ben makes a guest appearance on The Australian Property Investment Podcast, hosted by Aaron-Christie David. From dissecting why money isn’t as simple as “in and out” bank transactions to exploring why home ownership is still possible for new investors and generational renters, this week’s episode is all about the power of an Abundance Mindset. Here’s a sneak peek of what else we cover... 🇦🇺 Is the Great Australian Dream dead? 🏠 The #2 biggest mis...

Ever wondered how to FAIL at building a successful property portfolio? Want to learn how NOT to build a weekly passive income of $2k? If so, then this episode was made for you! 😉 This week’s episode gives you a step-by-step guide on how never to take action or build a weekly passive income of $2k. From the worst ways to approach the property market to the incorrect beliefs you should hold about investing, we’re breaking down this episode into the 4 crucial ways you could go ...

Welcome to the first RBA Rate Announcement of 2024, a year that heralds a fresh and insightful approach to our economic updates! This year, we're thrilled to announce a dynamic new partnership: Ben will be teaming up with Evan Lucas for all future RBA insights. With this powerhouse duo at the helm, you can bet we're diving far beyond the basics. Evan Lucas isn't just any analyst; he's a titan in the world of economics (and he’s appeared multiple times on our show!) As the author of the b...

To wrap up another fantastic Summer Series and celebrate the peaks and valleys of each investor’s property investing journey, we’re bringing you our ultimate 2024 recap. 🎉 From our favourite guest quotes to the key action points from each story, we’re sharing our insights and reflections on each investor's path to achieving their financial freedom and personal growth. Tune in now to hear the best of our Summer Series and how you can use their experiences to bolster your property inv...

For our final episode in our 2024 Summer Series, we're welcoming Amanda, an extraordinary guest who is not only a TPC listener but also an empowering qualified property investment advisor at Ben's advisory! Today, she's sharing an incredibly eye-opening and gut-wrenching story... Amanda grew up in an environment where..."Money was frequently used as one of the tools on the coercive control toolbelt by my dad... There was also financial inequity between the males and fe...

Folks, if you’re searching for a great property investing role model, then Emer, today’s Summer Series guest, is your person! ⭐🙌 Today, she and her husband, Rod, own a five-property portfolio and are looking towards a future with a comfortable retirement and legacy piece to leave two kids. Getting to this stage, however, hasn’t come without its ups and downs. Tune in to hear Emer’s story as she swings from living paycheck to paycheck in Galway to m...

Imagine waking up to find yourself $30,000 in debt with a restaurant business turned bad and a great deal of self-doubt left in its wake. Now fast forward a decade or so to find... You've amassed a $2.78 million property portfolio; you are now confident on your path to helping others and you are financially empowered. This is the rollercoaster ride of James, today’s articulate and inspirational Summer Series guest. From growing up “material poor but experience rich” in the heart o...

Welcome back to our FIRST episode for 2024! To celebrate, we’re sharing the story of a Summer Series guest who encompasses all the great values we hope to bring into the new year. 👏🤩🙌 Meet Jasmin, a brave, determined and resourceful investor whose drive has taken her diving around the world, to cruise ships in the Caribbean and to prestigious universities across the continent of Europe. If you can’t tell already...this is one awesome, action-packed tale. Tune in to hear Jasm...

It’s our final episode for the year and folks, we’ve saved one absolutely inspirational tale to finish 2023. As a hint of what’s to come, today’s articulate Summer Series guest invested $500 into Westpac shares at the age of 10. While this one action already sets him aside, Bailey isn’t special just because of his remarkable approach to investing but because of one skill that, as described by Ben, is “one of the greatest skills to learn in life”. Tune into this fascinating e...

It’s no secret that maintaining a multi-property portfolio in a high-interest environment is hard. Now add in a difficult divorce and raising two teenagers in the most expensive phase of their lives and well... You have the incredibly motivational and heart-warming story of Lesia, this week’s brilliant Summer Series guest. From her initial plan to own 10 properties (yep...things really have changed since the times where “he who dies with the most properties wins!") to the revolvin...

This week’s episode is about many things... 💎 The boundless rewards that come from delayed gratification, 📚 The enlightening power of financial empowerment, and... 🧑‍🌾 Getting out of your comfort zone by heading to the outback. Meet Amy, today’s brave and resourceful Summer Series guest! Growing up with “tangible money values”, Amy would spend her early 20’s prioritising life experiences over financial gain until the age of 26 when she made 1 life-changing decisi...

Folks, today marks the FIRST episode of our much anticipated 2023/24 Summer Series!We’re extraordinarily excited to sit down with some amazing listeners and dig into their money story, explore the steps they took to build their property portfolios and ultimately unpack the intriguing question (which is also the theme of this series...)“What does money mean to YOU?” As our 6th Summer Series, we’re spending this season digging deep into the psyche of the investor, understanding what motiv...

Welcome to the final Economic and RBA report for this year! In this edition, Ben delves into crucial topics:Has the US concluded its Interest Rate tightening cycle?Unpacking the Governor’s recent slide deck on inflation and the signals outlining the problem.In the extensive property update, Ben recaps the 2023 Property Market and shares initial insights on the ten Macro forces shaping different property markets in 2024. Stay tuned for this at the end of the update!And folks, anticipate more c...

Folks, as the LAST episode for 2023 before we kick off our inspiring 2023/24 Summer Series, we’re focusing on a question that looks at the heart of what we do (and not just as a podcast but through our advisory business): What Does Money Mean To YOU!? To properly dig into this question, we’re unpacking the psyche of the investor through one of America’s greatest psychologists and combining it with data from THOUSANDS of respondents to explore... 👉 The #2 biggest reasons that inves...

Please Note: This episode is a re-run. The original air date was on February 16, 2017. 😊 In our FINAL bonus episode for 2023, we’re replaying an awesome episode with one of Bryce’s all-time property-investing heroes... Jan Somers! She is an incredibly humble housewife who is the author of 4 bestselling property books and is a successful property investor and educator extraordinaire. With her property portfolio spanning more than 40 years, we follow Jan’s motivational s...

What are the best auction strategies for buyers when the hammer drops? Why should buyers use “Courageously Uncomfortable” reserve prices? And who do auctioneers really work for?? Folks, these are just a few of the big questions we’re tackling today in an episode that’s all about the art of auctioning in Australia. Here to shed expert intel into this world is Justin Nickerson, Director of Apollo Auctions, the largest auctioneering business in Australasia, and the only A...

In this week’s bonus episode, we’re back with Part 2 of Bryce's appearance on the Parenthood Podcast featuring its Founder and Host, Leonie Akhidenor. Continuing last week’s theme, Bryce and Leonie are unpacking how new parents can get onto the property ladder despite today's high-interest rates and heated property market. They’ll be exploring Bryce's fail-proof money management system, deep diving into how folks can use this to manage their money in 10 minutes a month and unpackin...

In this week’s episode, we’re back with our final Throwback Thursday episode focusing on our last. three foundational pillars from our Four Pillars of Property Investing Mastery! Folks, these pillars are absolutely critical for anyone wanting to build a stable property portfolio which is why we’re revisiting and unpacking these concepts with today’s market conditions. We’ll be covering... ⚡ Ep 4. Borrowing Power: How to smash glass ceilings, why finance is like a game of chess and...

The transition into parenthood can be a difficult one with new priorities, greater expenses and less free time. During this time, it’s no surprise that many parents start to search for security through that forever family home, however, with today’s tumultuous economy, high interest rates and heated property market, it's no surprise that new parents are wondering how and if it’s even possible. In today’s bonus episode – originally recorded by Parenting Podcast - Bryce sits d...

Folks, it’s time to strap your seatbelts in and tighten your property investing hats because in today’s episode, we’re doing our own Back to the Future with our first-ever Throwback Thursday!! 🔮We’re revisiting our best property investing strategies and theories from aaallll the way back in 2015 and asking... Are they still relevant today?!? We’ll be unpacking (Yep, that's still a favourite word of ours today 😉): 🛠️ Ep 1. We Fix Bad Property Investment Advice: The two most common ...